Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only
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 Oct 17 2014, 09:45 AM
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Junior Member
126 posts Joined: May 2007  
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QUOTE(stargate8 @ Oct 17 2014, 09:39 AM) update, i received reversal for the fraud transaction... thanks ocbc for expediting.. May i know what is the time frame from you filed the dispute until the refund? |
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Oct 17 2014, 09:48 AM
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Senior Member
1,224 posts Joined: Nov 2009 From: Kuching + KL 
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QUOTE(jes88 @ Oct 17 2014, 09:45 AM) May i know what is the time frame from you filed the dispute until the refund? I faxed in the dispute form on 9 sep. |
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Oct 17 2014, 10:37 AM
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Senior Member
2,116 posts Joined: Mar 2009
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QUOTE(fly126 @ Oct 16 2014, 08:43 PM) Under Login & Win Campaign (have ended now), when You (1st time) Registered to their Online Banking Service, I think just for NEW Signup Only... Yea, i didnt receive although I signed up for the online banking during the campaign period   |
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Oct 17 2014, 10:48 AM
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Senior Member
4,404 posts Joined: Jun 2012 
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QUOTE(jianwei90 @ Oct 17 2014, 10:37 AM) Yea, i didnt receive although I signed up for the online banking during the campaign period got Quota one can't remember how many already...  |
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Oct 17 2014, 02:32 PM
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Junior Member
228 posts Joined: Feb 2014
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QUOTE(victorywp @ Oct 14 2014, 03:15 PM) i feel that you will get a 100% waiver. fingers crossed. I hope so too...  QUOTE(notmycupoftea @ Oct 15 2014, 10:54 AM) spending of RM40k per annum? crazy one. RM40k per annum is indeed too high, luckily most of us got the 50% special rebate for Al-Ikhsan etc. few months ago.I'm thinking to terminate this card also. ever since this card is restructured, the cash rebate i get every month is much much lesser than last time At least we feel 'balance' a bit...  QUOTE(supersound @ Oct 15 2014, 02:02 PM) Spending rm40000 a year I'll get WISE and MBB dual cards. I dont use Wise due to the category complication, and my MBB2 cards+watami+PB VS+Mach already cover my groceries/petrol/restaurants/insurance quite good.rm12000 on WISE and balance on MBB. OCBC Ti can be handy to cover for the remaining spending for example car service & maintenance, 1% is better than nothing. With the cost of living inflation, every cent count...  |
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Oct 20 2014, 02:14 AM
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Junior Member
444 posts Joined: Apr 2009 From: Kuala Lumpur
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QUOTE(~Eveready~ @ Oct 17 2014, 02:32 PM) I hope so too... gotta find a way to spend RM5,000 to break even the RM50 Govt Service Tax which i don't like. RM40k per annum is indeed too high, luckily most of us got the 50% special rebate for Al-Ikhsan etc. few months ago. At least we feel 'balance' a bit... I dont use Wise due to the category complication, and my MBB2 cards+watami+PB VS+Mach already cover my groceries/petrol/restaurants/insurance quite good. OCBC Ti can be handy to cover for the remaining spending for example car service & maintenance, 1% is better than nothing. With the cost of living inflation, every cent count... most of the time when OCBC Ti got promotions, im not aware of (i dont know why but i dont consistently receive promotion notifications from them) so i didnt really spend and earn discounts. but it's good to me also, im not earning much, cant spend much as well  |
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Oct 20 2014, 05:11 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart 
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QUOTE RM0.00 OCBC: Sorry, your credit card waiver request is unsuccessful. Pls make payment before your statement due date if you have not done so. Thank you. |
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Oct 21 2014, 10:22 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(~Eveready~ @ Oct 17 2014, 02:32 PM) I hope so too... Yup, WISE are really gives lots of trouble. But in Seremban most of the place I swipe sure can get since I swipe for petrol and groceries. And each time I shop in Tesco, AeonBig and Giant. RM40k per annum is indeed too high, luckily most of us got the 50% special rebate for Al-Ikhsan etc. few months ago. At least we feel 'balance' a bit... I dont use Wise due to the category complication, and my MBB2 cards+watami+PB VS+Mach already cover my groceries/petrol/restaurants/insurance quite good. OCBC Ti can be handy to cover for the remaining spending for example car service & maintenance, 1% is better than nothing. With the cost of living inflation, every cent count... |
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Oct 22 2014, 02:49 PM
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Junior Member
126 posts Joined: May 2007
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QUOTE(victorywp @ Oct 20 2014, 05:11 PM) |
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Oct 22 2014, 04:46 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(jes88 @ Oct 22 2014, 02:49 PM) This is for service tax or AF? mine is titanium, no af... |
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Oct 22 2014, 08:11 PM
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Senior Member
2,294 posts Joined: Sep 2009
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bye2 OCBC. served me well for the last few years.
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Oct 22 2014, 09:14 PM
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Senior Member
3,185 posts Joined: Jan 2008
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QUOTE(rachel_xxx @ Oct 22 2014, 08:11 PM) bye2 OCBC. served me well for the last few years. gst cant be waived? |
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Oct 22 2014, 09:23 PM
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Senior Member
2,294 posts Joined: Sep 2009
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QUOTE(noien @ Oct 22 2014, 09:14 PM) gst cant be waived? yup  |
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Oct 22 2014, 09:31 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(rachel_xxx @ Oct 22 2014, 09:23 PM) yup mine also they don't waive by sending me this...QUOTE RM0.00 OCBC: Sorry, your credit card waiver request is unsuccessful. Pls make payment before your statement due date if you have not done so. Thank you. but i think i will still continue for another year and see see... |
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Oct 22 2014, 09:35 PM
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Senior Member
2,294 posts Joined: Sep 2009
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QUOTE(victorywp @ Oct 22 2014, 09:31 PM) mine also they don't waive by sending me this... yea if you are big spender then 1% will be nice. but i think i will still continue for another year and see see... but not to me so i will shift to wise & amex which pretty cover most of my expenditures.  |
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Oct 22 2014, 09:38 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(rachel_xxx @ Oct 22 2014, 09:35 PM) yea if you are big spender then 1% will be nice. actually i'm not using much on ocbc already because most of my expenses are covered with mbb2cards, hlb wise, aeon watami, and uob one. but not to me so i will shift to wise & amex which pretty cover most of my expenditures. |
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Oct 23 2014, 07:40 AM
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Junior Member
126 posts Joined: May 2007
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QUOTE(stargate8 @ Oct 17 2014, 09:48 AM) I faxed in the dispute form on 9 sep. I think i also got the refund by refer to outstanding but no show on the statement detail yet. |
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Oct 23 2014, 10:02 AM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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QUOTE(victorywp @ Oct 22 2014, 09:38 PM) actually i'm not using much on ocbc already because most of my expenses are covered with mbb2cards, hlb wise, aeon watami, and uob one. they got u hooked on the flash thingyi never bot once so far  |
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Oct 23 2014, 10:50 AM
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Senior Member
3,185 posts Joined: Jan 2008
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QUOTE(alexwsk @ Oct 23 2014, 10:02 AM) they got u hooked on the flash thingy flash thingy had been stop for few months already. i never bot once so far |
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Oct 23 2014, 10:54 AM
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Senior Member
845 posts Joined: Apr 2007 From: the sins never die
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usually when they charge the annual fee? want to ask for waiver lol
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