in fact, they would prefer that u don't pay on time so they can charge u interest / late penalty

You're Right...

Terms and Conditions
● Valid till 31 December 2014 or while stocks last.
● This promotion is only applicable to new-to-card customers, i.e. those who have not obtained an OCBC card in the last 12 months.
● RM50 rebate will be credited into the Cardmember’s Credit Card account within 60 days after making three swipes within 45 days from approval date.
● To be eligible for the 28” Luggage Bag and Laptop Backpack, the Cardmember must fulfil the following criteria:
a) Apply for an OCBC Credit Card AND 12 months Balance Transfer with a minimum of RM5,000 during the application for a new credit card;
b) Card activation and three swipes within 45 days from approval date; and
c) Balance Transfer must be maintained for a minimum of 3 months.
● The 28” Luggage Bag and Laptop Backpack will be delivered to the Cardmember’s last known mailing address within 4 – 8 weeks after fulfilling the above-mentioned criteria.

Source: OCBC | Full T&Cs

aiyo they prefer to pay so much for new customer but dont care about existing customer.

gbye ocbc

new to the card member = 12 month

they should put 24 month

why??

received annual usage bonus to waive the rm50 gst off after I sent request through customer service phone line last week

how much u had spent?

seems like now ocbc starts to absorb gst again...

currently now flash deal so will deal with gst?hehe
but i rather pay for gst if got lots of flash deal very month

Hope the term of cash back for GST is coming back soon.

Not quite sure how much I spent, in average 2-3k per month..

applied obcb basic cash back 1% don't know can get it or not. after reading so many fraud cases which involved international transaction... i think best not to activate it or even better with got rejected

btw, anyone know why this happened? maybe vising some dangerous site like onlineshop/porn/pirated web may causes hacker to get your CC infomation?

sure ? i just called and they say no way to waive gov tax, didn't even get my cc number to check first

Why is there a cash bonus rebate for me other than the normal 1% rebate?
Under what circumstances to have this?

RM30...???
If yes it's Under Login & Win Campaign (have ended now), when You (1st time) Registered to their Online Banking Service as I got it, also

This post has been edited by fly126: Oct 13 2014, 05:25 PM

Yes rm30.
I see. Thanks

When they deposit to you? why i dont hv geh.

My NEW OCBC Titanium Approved on 28/5 & the $30 Credit to My Account on 8/10/2014...

This post has been edited by fly126: Oct 13 2014, 05:45 PM

My card is on June.. might be quota finished.