Hi guys, I had a chat with their CS yesterday about the RM50 GST waiver, it used to be waived if your annual spending is at least RM10000, now the minimum annual spending is RM40000 in order to have your GST RM50 waived automatically. And this is not really written in black & white.

My spending is only RM20000++, so the CS said he can waive 50% from RM50 (I was like WTF...), therefore in the end he told me to wait for the RM50 GST kicks in next statement, then only I appeal for 100% waiver, if not successful, I will cancel this card. If there is no transaction around the GST kicks in time (to be safe, 4 days before the next statement), the GST can be cancelled off.

I got a feeling that most probably I won't get the 100% waiver, perhaps it's time to say good bye after all...      

I hope so too...
RM40k per annum is indeed too high, luckily most of us got the 50% special rebate for Al-Ikhsan etc. few months ago.
At least we feel 'balance' a bit...  
I dont use Wise due to the category complication, and my MBB2 cards+watami+PB VS+Mach already cover my groceries/petrol/restaurants/insurance quite good.
OCBC Ti can be handy to cover for the remaining spending for example car service & maintenance, 1% is better than nothing.  
With the cost of living inflation, every cent count...