My credit limit is around 5 times my salary. How about you guys? Just curious.

wow, means your cl is at least 40k?

Just supermarket..

http://www.visa.com.my/personal/offers/featured.shtml

Thanks for link, but How do u claim the voucher, from AEON Customer Service or the cashier counter?


BTW has anyone use PBB VS for Rakuten, and is it classified as online purchase?

This post has been edited by MGM: Feb 1 2015, 12:45 PM

5 times of monthly or annual?
Mine only 7% from my annual income

No lah, less than that.

I wonder how they calculate. Higher is riskier but good for BT purposes.

Monthly of course. Annual requirement is 100k, 5 times annual salary = 500k CL?

So your CL is rm40000 at least?

i already asked the same question and he replied in the same post with his reply to you. his answer is lower than that...

hire purchase ?

they let u sign the credit card application form without your consent

Dannyl if your CL is 5x salary and is less than 40k then you got your VS without meeting PBB's 100k annual income requirement?

Just go to the gift redemption counter to get it..

some people have high bonus. can easily hit the income requirement

Don't go "kacau" that.... I always use my WISE at Isetan Eat Paradise (1 Utama)

Just walk over to the AEON Customer Service counter (those which do wrapping services) and claim your RM5.
This is similar to the Free 1kg Rice promo...

Ha ha.... outcome is the transaction follows the mcc code and in my case 1utama isetan floor with the japanese restaurant is classified as departmental. Its in the t &c they say. Transaction classification follows mcc. My hotel f&b transaction also classified as hotel accommodation because even though on slip says f&b (also captured in pbb sys as f&b)but the mcc is hotel accommodation.

If anyone use wise at 1utama isetan rest will get 10% dept category I hope.

I have successfully obtained cash back when the MCC code is different, provided i submitted a valid proof

This post has been edited by Human Nature: Feb 3 2015, 06:32 PM

I confirm 10% for Wise (DEPT STORE)

Correct... my monthly alone multiplied by 12 is not enough. With extra allowances and bonuses, I met the requirements. The EA form helps tremendously in this case... luckily.

How to apply for this card? Any promotion now?

i submitted my application on 19th jan and processed on 20th jan. until now, still processing. before this, i asked card centre how long it will take for processing and they said 2 weeks. now 2 weeks are over, they change story and said 3 weeks.

so i guess it really opens my eyes as a lot of ppl said PBB is very efficient, which is not in my case. I guess my MBB amex was approved within a few days of document submission....