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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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jutamind
post Dec 28 2014, 06:05 PM

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if apply this CC, need to open current account with PBB?
jutamind
post Jan 2 2015, 12:22 PM

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if i were to sign up for this card after 1 Apr, will i still be charged with government service tax of rm50?
jutamind
post Jan 2 2015, 06:44 PM

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so you mean the annual fees will be waived upon after 12 swipes, ie AF credited back to the credit card account?

QUOTE(cybpsych @ Jan 2 2015, 03:54 PM)
assuming no sudden changes by the Customs and BNM, the current service tax would be abolished.

however, the annual fee is taxable under 2015's GST rate of 6%. This card's AF is RM388, which has RM23.28 GST. Total nett AF is RM388 + RM23.28 = RM411.28.

most of us dont now yet how it affects CCs. To be safe, getting AF-free cards now is not a bad idea  laugh.gif

within coming months, all consumers would get notifications from services & goods providers on the GST inclusion into their pricing.
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jutamind
post Jan 11 2015, 12:43 PM

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I was reading through the T&C for activation cash reward for this card. One of the T&C mentioned that the RM50 activation cash reward is not eligible for card member who have applied via online channel.

Does it mean if i apply for this card from pbebank web site, i'm not eligible for this RM50 cash reward?
jutamind
post Jan 21 2015, 07:39 PM

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how long does it take for pbb to approve application for this card based on the feedback on this thread? I just applied last Fri
jutamind
post Jan 22 2015, 08:41 PM

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i guess this could be the first serious attempt by PBB to have some market share in the credit card market.

QUOTE(alvinfks78 @ Jan 22 2015, 03:02 PM)
The card offer looks Good. Almost too good.

New applicant only. but quite an investment from the bank.
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jutamind
post Jan 22 2015, 08:42 PM

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how to search within this thread ah?

QUOTE(Human Nature @ Jan 21 2015, 07:53 PM)
search this topic for keyword 'approved'. some of us have reported the timeline
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jutamind
post Jan 22 2015, 09:00 PM

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ah got it. thanks. first time using this feature

QUOTE(Human Nature @ Jan 22 2015, 08:43 PM)
bottom left corner, there is a space to enter keyword. near to the page numbering
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jutamind
post Jan 25 2015, 08:37 PM

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Or is it galaxy V?

QUOTE(adraxx @ Jan 24 2015, 01:48 PM)
samsung galaxy 5 - which model is that - doesn't show in gsmarena
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jutamind
post Jan 27 2015, 12:37 PM

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Is IWK bill paid via uob pay online eligible for 6% cash rebate?
jutamind
post Jan 28 2015, 04:10 PM

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here: https://www.pbebank.com/pdf/Cards/tc_activationcash.aspx point number 5

QUOTE(MGM @ Jan 28 2015, 03:04 PM)
Care to tell which part of the T&C say so?

https://www.pbebank.com/pdf/Promotions/tc-comsamsung.aspx
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jutamind
post Jan 29 2015, 08:48 PM

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crap...i also send in application form via email on 16th and until now still under processing. thot PB has always been effective, but not in this case....

QUOTE(Dannyl @ Jan 29 2015, 10:22 AM)
Ah so that works too  laugh.gif
Anyway.  Emailed them about my intention to apply and ask about the Activation Cash Reward.  Was sent an application form 2 days later and a clarification:
For a New-to-bank customer, you are entitle to receive an Activation Cash Rewards of RM50-00 for the accumulated retail spending of RM80-00 or more charged on the card within the first 2 months from the date the card is approved.

Kindly note that the Activation Cash Rewards payment will be credited into the Qualified Cardmember’ credit card account within 4 - 8 weeks after the tracking period of 60 days and will be reflected in the respective credit card statement.


Don't know about what Samsung Galaxy V until I saw the posts here, guess I'm not eligible for it, but will SMS to register myself anyway after I got my card laugh.gif

13/01/2015 - sent email
15/01/2015 - PBB replied with application form
16/01/2015 - applied via email
22/01/2015 - approved (called to find out, no SMS)
27/01/2015 - attempted delivery by PosLaju but nobody was home

Called PBB to re-direct delivery, was told by CS to fill in a redirection form which he will email to me, but it never came.  Called again, someone else attended to me, and applied for redirection for me on the spot.  What's the SOP, I wonder?

So, 6 days from day of application to approval (including 1 weekend).  11 days from day of application to (supposedly) receiving the card (including 2 weekends).  Impressive.
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jutamind
post Feb 4 2015, 08:42 PM

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i submitted my application on 19th jan and processed on 20th jan. until now, still processing. before this, i asked card centre how long it will take for processing and they said 2 weeks. now 2 weeks are over, they change story and said 3 weeks.

so i guess it really opens my eyes as a lot of ppl said PBB is very efficient, which is not in my case. I guess my MBB amex was approved within a few days of document submission....
jutamind
post Feb 6 2015, 12:45 PM

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just called card centre automated system and application rejected. damn....

QUOTE(jutamind @ Feb 4 2015, 08:42 PM)
i submitted my application on 19th jan and processed on 20th jan. until now, still processing. before this, i asked card centre how long it will take for processing and they said 2 weeks. now 2 weeks are over, they change story and said 3 weeks.

so i guess it really opens my eyes as a lot of ppl said PBB is very efficient, which is not in my case. I guess my MBB amex was approved within a few days of document submission....
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jutamind
post Feb 6 2015, 05:37 PM

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will they state why they reject?

QUOTE(MEngineer @ Feb 6 2015, 04:16 PM)
You will receive a official letter from PBB stating that your card is application was rejected.
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