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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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Human Nature
post Feb 4 2015, 10:55 PM

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Just redeemed RM5 x 3 pcs of voucher for the paywave promo...so satisfied blush.gif
noien
post Feb 5 2015, 12:33 AM

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i miss the public bank cash back bonanza.
MGM
post Feb 5 2015, 01:22 AM

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QUOTE(Human Nature @ Feb 4 2015, 10:55 PM)
Just redeemed RM5 x 3 pcs of voucher for the paywave promo...so satisfied  blush.gif
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Within the same day and at the same AEON store?
MGM
post Feb 5 2015, 01:27 AM

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QUOTE(jutamind @ Feb 4 2015, 08:42 PM)
i submitted my application on 19th jan and processed on 20th jan. until now, still processing. before this, i asked card centre how long it will take for processing and they said 2 weeks. now 2 weeks are over, they change story and said 3 weeks.

so i guess it really opens my eyes as a lot of ppl said PBB is very efficient, which is not in my case. I guess my MBB amex was approved within a few days of document submission....
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May2014 my application was rejected, at that time never has any PBB acc. Jan2015 reapplied using the same set of documents and got my card within a week. This time I put in some money in Stepup FD b4 applying.
Human Nature
post Feb 5 2015, 09:52 AM

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QUOTE(MGM @ Feb 5 2015, 01:22 AM)
Within the same day and at the same AEON store?
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Yup, the flyer at aeon states 1 voucher per customer per day..but depends on luck see the staff is strict or not la
gjl90
post Feb 5 2015, 06:28 PM

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QUOTE(barneysteinsson @ Feb 1 2015, 03:42 PM)
hire purchase ?

they let u sign the credit card application form without your consent  biggrin.gif
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yes.. definitely.. cry.gif
MEngineer
post Feb 5 2015, 08:18 PM

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Got my card today. Activated it by SMS. A reply said that it takes 3 days to activate. Is that true? I plan to use my card for dinner tomorrow scared later not activated malu only haha.

Btw my credit limit also below 40k.
desmond2020
post Feb 5 2015, 09:02 PM

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QUOTE(Dannyl @ Feb 1 2015, 09:52 AM)
My credit limit is around 5 times my salary.  How about you guys?  Just curious.
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3 times only unsure.gif
Dannyl
post Feb 6 2015, 09:02 AM

what the fucuk-yimai
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QUOTE(MEngineer @ Feb 5 2015, 08:18 PM)
Got my card today. Activated it by SMS. A reply said that it takes 3 days to activate. Is that true? I plan to use my card for dinner tomorrow scared later not activated malu only haha.

Btw my credit limit also below 40k.
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I did that too. Straightaway called them to activate, asked them SMS takes 3 days? They said yes. Activating on phone takes 5 minutes.

This post has been edited by Dannyl: Feb 6 2015, 09:03 AM
wan7075
post Feb 6 2015, 10:55 AM

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may i if my annual incom is <rm100k, exp: only rm70k

1) how much FD should I put? 100k-70k = rm30k?
2) The FD should be done before or after the card application?

thank you.
jutamind
post Feb 6 2015, 12:45 PM

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just called card centre automated system and application rejected. damn....

QUOTE(jutamind @ Feb 4 2015, 08:42 PM)
i submitted my application on 19th jan and processed on 20th jan. until now, still processing. before this, i asked card centre how long it will take for processing and they said 2 weeks. now 2 weeks are over, they change story and said 3 weeks.

so i guess it really opens my eyes as a lot of ppl said PBB is very efficient, which is not in my case. I guess my MBB amex was approved within a few days of document submission....
*
victorywp
post Feb 6 2015, 01:00 PM

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QUOTE(wan7075 @ Feb 6 2015, 10:55 AM)
may i if my annual incom is <rm100k, exp: only rm70k

1) how much FD should I put? 100k-70k = rm30k?
2) The FD should be done before or after the card application?

thank you.
*
you need to follow as below...

QUOTE(victorywp @ Dec 22 2014, 07:26 PM)
pbb revised some rules already:
1) minimum fd pledging is rm34k, no longer rm30k
2) credit limit is 90% of the fd amount, no longer 100%
3) stamp duty rm5 for every rm1k fd pledging amount, no longer rm10 stamp duty for the whole process
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MEngineer
post Feb 6 2015, 03:47 PM

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QUOTE(Dannyl @ Feb 6 2015, 09:02 AM)
I did that too.  Straightaway called them to activate, asked them SMS takes 3 days?  They said yes.  Activating on phone takes 5 minutes.
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Thanks for the tip. I called up and my card will be activated in 10 minutes.
MEngineer
post Feb 6 2015, 04:16 PM

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QUOTE(jutamind @ Feb 6 2015, 12:45 PM)
just called card centre automated system and application rejected. damn....
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You will receive a official letter from PBB stating that your card is application was rejected.
wan7075
post Feb 6 2015, 04:33 PM

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QUOTE(victorywp @ Feb 6 2015, 01:00 PM)
you need to follow as below...
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before i get the 6% cashback, i already lost 34*rm5 = rm170. rclxub.gif


kinabalu
post Feb 6 2015, 04:47 PM

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QUOTE(wan7075 @ Feb 6 2015, 04:33 PM)
before i get the 6% cashback, i already lost 34*rm5 = rm170. rclxub.gif
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pledge for MBB VS better whistling.gif
Dannyl
post Feb 6 2015, 04:53 PM

what the fucuk-yimai
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If we pay bills using PBB Visa Signature via Maybank2U, it still counts as online transaction and eligible for 6% cashback, right? Since it's not via PBeBank.
victorywp
post Feb 6 2015, 05:25 PM

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QUOTE(wan7075 @ Feb 6 2015, 04:33 PM)
before i get the 6% cashback, i already lost 34*rm5 = rm170. rclxub.gif
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yeah, not worth... later if pbb vs revise their card features even worse... doh.gif
sure rugi teruk then.
jutamind
post Feb 6 2015, 05:37 PM

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will they state why they reject?

QUOTE(MEngineer @ Feb 6 2015, 04:16 PM)
You will receive a official letter from PBB stating that your card is application was rejected.
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herc
post Feb 6 2015, 05:45 PM

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QUOTE(Dannyl @ Feb 6 2015, 04:53 PM)
If we pay bills using PBB Visa Signature via Maybank2U, it still counts as online transaction and eligible for 6% cashback, right?  Since it's not via PBeBank.
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unofficially, yes smile.gif

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