Hi all, can i confirm if we will need to pledge FD of RM36K to apply this card? This is what i got when i called CS 2 months back...
Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions
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 Nov 11 2014, 07:47 AM
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Dec 12 2014, 10:40 PM
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#2
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Sorry if someone else has asked this question as i dont see it in the front page. If i link this card to Paypal and if I use Paypal for any online transactions, will I get 6% rebate too?
By the way, how much FD to we have to pledge to apply for this card? I called CS twice and was told with different amount. |
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Dec 13 2014, 12:14 AM
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#3
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QUOTE(cyang @ Dec 12 2014, 11:45 PM) Yes. I tried before. You will get 6% rebate. Thanks bro. some mention 30k, some 35k. Just go to any public bank branch to check it out.   Hmm okay guess I will prepare 36K in my account first before i go to the branch... |
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Dec 15 2014, 11:27 PM
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#4
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QUOTE(supersound @ Dec 13 2014, 07:47 AM) Other than FD's amount, your income and supported documents important also. Thanks bro. Does that mean even if I apply the card by pledging FD, I still have to show them my income documents? |
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Dec 17 2014, 12:50 AM
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#5
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QUOTE(victorywp @ Dec 15 2014, 11:42 PM) yes QUOTE(supersound @ Dec 16 2014, 07:16 AM) Sure, but I hope you just use your normal documents to apply rather than using FD. Thanks. The income requirement to apply for this card is out of my reach now... so can only apply by pledging FD. |
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Dec 18 2014, 12:16 AM
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#6
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QUOTE(supersound @ Dec 17 2014, 07:13 AM) There's other cards out there Well I believe this is the only card that gives cashback without any spending condition, and I am planning to use this as my primary card, while keeping M2 Amex as backup for weekend spendings. Anyway I called PB today and they told me income documents are not required if we apply for this card by pledging FD. |
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Dec 19 2014, 03:03 PM
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#7
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QUOTE(Jason @ Dec 18 2014, 12:38 AM) Citibank Platinum Cashback doesn't have spending condition either.... I use that for petrol to complement my PBB VS & MBB AMEX, since sometimes I'm force to fill up on weekdays so can't use AMEX to earn c/b. QUOTE(supersound @ Dec 18 2014, 08:12 AM) Public Bank are offering 1 of the lousiest FD rate, so they are making from there. No petrol cash back also  QUOTE(ronnie @ Dec 18 2014, 12:46 PM) It doesn't have a spending but a criteria to accumulate your cash back before credit back to you. Thanks all. Went to the bank earlier and they told me need to pay administrative charges and handling fees around rm300++ just to pledge FD for card application. I was caught by surprise as I'm not aware of such charges. Guess I'm out of luck with getting this card. Is there any other card that gives cash back for dining and online payment with no strings attached? I don't need cash back for petrol. |
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Dec 20 2014, 06:51 PM
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#8
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QUOTE(poi2005 @ Dec 20 2014, 12:57 AM) The charges pay before or after application? And is it only applicable for pledging PBB Visa Signature card or all other cards as well? Based on what the bank told me, they will charge a processing fee of RM300 or more for Visa Signature which includes handling fee of RM10 or RM15 for every RM1000 to be pledged (sorry I cant recall the exact detail). Guess I'll skip this card and look for alternatives then. I don't feel like paying more than RM300 to pledge a RM35K FD with them to apply for this card.I am a bit curious, because I already pledge FD for card application, but bank never told me about administrative charges/handling fees. I was charged for RM15 (if I remember correctly) when pledging the FD. Hmm, if there really has the charges, then I better cancel my application before I got charged by bank.  |
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