Bro, years ago, even 20 years ago, all Malaysian credit cards are issued with a PIN number. But most are like me, just tear it up or keep in drawer.

YES, Malaysian issued credit card still comes with PIN (if you request for it) because you need it to withdraw cash from ATMs (not that I am saying we should).

For Australia, in August this year, all credit card in person transactions need to be verified with PIN. And if I not mistaken, zenquix mentioned before that Malaysia is heading that way very soon (I can't remember the month).

'Chips and pin' will be coming to Msia on 01 Jan 2015

http://www.bnm.gov.my/index.php?ch=8&pg=14&ac=2226

i thought the PIN is for withdraw cash from the ATM only.
ok, in that case, i have a pin for my credit card, but i scrap them into small pieces and into dustbin directly because i will never use it.
but when i swap my credit card at UK, the credit card machine is still asking for signature verification.
all other credit card users use PIN verification

good to hear that

just drop an email to Public Bank asking if applying for PBB Visa Signature, do i entitle for both promotion below? or i only entitle for 1 promotion?

“RM388 Online Cash Back Campaign”
http://www.pbebank.com/en/en_content/perso...otions/388.html

"The Card Acquisition cum Activation Offer Promotion"
http://www.pbebank.com/en/en_content/perso...tions/acti.html

will update you guy when i receive the reply from PBB

I sent the exact same questions to them last Friday. No reply so far.

Thanks Bro, I better go get PIN for all my cards before year end.

Just noticed your "female", so Sis, when was the last time you use your CC in UK?

I going to Paris and London soon and all my VI no PIN!!! Any idea if no PIN can use our CC in Paris?

This post has been edited by Gen-X: May 12 2014, 06:28 PM

Gen-X, I was there Nov 2013 - Jan 2014 time frame for work. UK/France/Italy, all can use the regular methods la no matter for hotel, for meals or shopping. except things change in 3 months idk la.

This post has been edited by sonnas: May 12 2014, 07:15 PM

UK surely can use... But once in a while somebody won't honour trnx without pin. Just like someone using a legal non EMV card in Malaysia !

Payment thru UOB Payonline considered online transaction? If yes, this card is worth to have.

Recently I used that facilities frequently and noted the transaction appeal on the statement do not reveal any "OLNINE" attributes.

Thanks guys for the info. My hotel all paid for with Agoda. Using CC mainly for wifey's shopping (she wants a new Dior and Chanel HB) and maybe some dining.

Called Alliance, they only generate PIN on Tuesday and tomorrow holiday. UOB said need 10 to 14 days for PIN to reach me. Maybank can get immediately at branch where we can set our own PIN number at the ATM.

Wongchoy and you guys, PM me where to get nice food or not to miss diing experience near Piccadily Sq in London.

This post has been edited by Gen-X: May 12 2014, 09:47 PM

New HB and dining... Where else but Harrod's

New here for PBB credit card

Is this applicable for housing loan with PBB if I'm not qualify their requirement for 100k

few days passed and not even a single call/sms to verify the application

Sure will happen? This can reduce bank's profit margin on CC by a lot(talking in terms rm billions a year) from the fraud cases.
And after reading that PS, I should be getting SMS alerts, but only once when I do transaction on new merchants. When I do for second time on the same merchant, I won't get SMS. This means that bank will ignore BNM's guideline as far as possible. Have to understand guideline(no need to follow as long as favor to provider), regulation and law first.

this card is considered as platinum ?

higher

Lodge a complaint with Bank Negara.

Visa Signature.

This post has been edited by Human Nature: May 14 2014, 11:45 AM

When I had fraud case, BNM was the first place I complaint. But turn out to nothing happen. I still need to pay >rm250. But that bank lost rm100000 profit because of this act as I settle my housing loan within 7 years against planned 20 years.