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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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wengherng
post May 10 2014, 03:50 PM

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QUOTE(mcricky @ May 10 2014, 09:10 AM)
I went business trip to Norway, no need to change money, everywhere accept credit card, best example, go public toilet also can swipe credit card..it's a credit card swiping paradise.. haha
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What?!
You can swipe your credit card to access public toilets???
How much do they actually charge to use the public toilet?
Wongchoy
post May 10 2014, 03:51 PM

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QUOTE(nothingz @ May 10 2014, 02:14 PM)
SG McD accepts Nets Flashpay (a SG payment network) not Visa/Mastercard credit card as i know
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Yes u r right . Burgerking on the other hand accept CC and paywave.
wengherng
post May 10 2014, 03:53 PM

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QUOTE(supersound @ May 10 2014, 09:12 AM)
You can choose not to jump company. Sometimes money is not everything.
20 years ago people also don't have medical card, but why they have lesser sickness?
Is our current lifestyle that makes us sick.
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True, but sometimes it's not really up to the employee, haha.
Some companies have no choice but to downsize their workforce due to financial difficulties.
cry.gif
DarReNz
post May 10 2014, 04:12 PM

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so the first month cash back goes to the service tax
victorywp
post May 10 2014, 06:15 PM

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QUOTE(nothingz @ May 10 2014, 02:14 PM)
SG McD accepts Nets Flashpay (a SG payment network) not Visa/Mastercard credit card as i know
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QUOTE(Wongchoy @ May 10 2014, 03:51 PM)
Yes u r right . Burgerking on the other hand accept CC and paywave.
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not sure if they accept autopass...
Wongchoy
post May 10 2014, 09:47 PM

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QUOTE(victorywp @ May 10 2014, 06:15 PM)
not sure if they accept autopass...
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Autopass is pretty much useless except for toll and parking.
mcricky
post May 10 2014, 10:02 PM

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QUOTE(wengherng @ May 10 2014, 03:50 PM)
What?!
You can swipe your credit card to access public toilets???
How much do they actually charge to use the public toilet?
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about rm5++ per entry
victorywp
post May 10 2014, 10:10 PM

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QUOTE(Wongchoy @ May 10 2014, 09:47 PM)
Autopass is pretty much useless except for toll and parking.
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if not mistaken some grocery shops accept it for payment. but i never try before, only for toll and parking so far.
Wongchoy
post May 10 2014, 11:06 PM

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QUOTE(victorywp @ May 10 2014, 10:10 PM)
if not mistaken some grocery shops accept it for payment. but i never try before, only for toll and parking so far.
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In fact all NETS merchant could accept it. The function is the same as NETS Cashcard.
victorywp
post May 10 2014, 11:32 PM

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QUOTE(Wongchoy @ May 10 2014, 11:06 PM)
In fact all NETS merchant could accept it. The function is the same as NETS Cashcard.
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yes, it's function is same like nets cashcard. only that autopass is for malaysian who drive into sg. but as mentioned, mcd accept nets flashpay, which is why i wonder whether autopass can be used in mcd too.
alexwsk
post May 11 2014, 01:00 PM

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QUOTE(Gen-X @ May 10 2014, 01:14 AM)
does this card earn Cash Back for other transactions besides dining, grocery and online transactions? If no, what is the point of minimum CL RM30K since the cash back is capped at RM60. CL RM2K is enough, hahaha.

Okay you do earn 1 VIP Point, but I bet the returns will be less than 0.5% for cash vouchers.  Therefore this is not competitive compared to say OCBC Titanium Mastercard which you give you1% CB.

And one only earns 1X Point for overseas transactions. This is really a joke for a so called Premier credit card.

I can tell you PBB will terminate or revise the 6% CB in less than 2 years just like what OCBC did for their Titanium MasterCard. This is because no one here in LYN CC Section is so stupid to go use the card for any other reason except to earn the RM60 monthly CB (max spending RM1K/month). Well, maybe those who want the free local airport lounge access can go use it at McD when overseas (and earn 6% CB too), hahaha
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being pbb, i bet one yr only brows.gif
else they will add on new conditions

sour grapes here blush.gif
tigaxxx
post May 11 2014, 02:09 PM

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QUOTE(alexwsk @ May 11 2014, 01:00 PM)
sour grapes here  blush.gif
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Or overripe grapes..x tahan lama..hehe
sonnas
post May 11 2014, 06:50 PM

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QUOTE(Gen-X @ May 10 2014, 01:14 AM)
does this card earn Cash Back for other transactions besides dining, grocery and online transactions? If no, what is the point of minimum CL RM30K since the cash back is capped at RM60. CL RM2K is enough, hahaha.

Okay you do earn 1 VIP Point, but I bet the returns will be less than 0.5% for cash vouchers.  Therefore this is not competitive compared to say OCBC Titanium Mastercard which you give you1% CB.

And one only earns 1X Point for overseas transactions. This is really a joke for a so called Premier credit card.

I can tell you PBB will terminate or revise the 6% CB in less than 2 years just like what OCBC did for their Titanium MasterCard. This is because no one here in LYN CC Section is so stupid to go use the card for any other reason except to earn the RM60 monthly CB (max spending RM1K/month). Well, maybe those who want the free local airport lounge access can go use it at McD when overseas (and earn 6% CB too), hahaha
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Yo GEN-X, with all respect, this is Visa Signature la, not Visa Infinite. Not that "Premier" smile.gif
day to day use card la. different tier to compare to your VI/AR collections. hehe !
Gen-X
post May 11 2014, 10:25 PM

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QUOTE(sonnas @ May 11 2014, 06:50 PM)
Yo GEN-X, with all respect, this is Visa Signature la, not Visa Infinite. Not that "Premier" smile.gif
day to day use card la. different tier to compare to your VI/AR collections. hehe !
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Bro, Visa Signature falls under Premier credit card category. But I guess I we can start a new category, e.g. sub-Premier or like you said "not that premier" or Premier wannabe laugh.gif

Too bad this day to day card is only offered to those earning RM100K and above and not to the people who really need the cash back to make ends need.

This post has been edited by Gen-X: May 11 2014, 11:32 PM
excelint
post May 12 2014, 11:30 AM

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QUOTE(Gen-X @ May 10 2014, 11:33 AM)
In developed countries, nowadays people don't even have cheque book or cash in their wallet as most use Debit Cards. The Wave Feature is handy but like I said, better get RDIF blocking wallet.

As for McD, no need go very far, McD SG accept CC/DC. However, I would suggest you get a PIN number if you really want to use your CC overseas for small purchases or at Self service counters.
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bro Gen-X, do Malaysia credit card already has the pin?
i mean like European, their credit card is not using signature verification, but it is using the pin verification.
if yes, i really want to get it.
currently using Maybank 2 card + citibank premiermile
thinking to add this one
cx2531
post May 12 2014, 11:36 AM

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min requirement?

excelint
post May 12 2014, 11:37 AM

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i found this
http://www.pbebank.com.my/en/en_content/pe...otions/388.html

why hunt for the Public Bank credit booth while you can get RM150 cash back (with RM1000 spending) by applying online..

QUOTE
To qualify for the RM150 Cash Back, the Qualified Cardmember must have
charged on his principal credit card an accumulated retail purchase of RM1,000
and above within the first 2-months from the card approval date

SUSendau02
post May 12 2014, 01:28 PM

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QUOTE(herc @ May 9 2014, 12:26 PM)
Can pledge FD. Refer to the last note:

For Public Bank Fixed Deposit (FD) customers who opt to apply PB Credit Card secured by FD, the
credit line assigned will be based on the FD pledged amount at a ratio of 1:1. To apply, please
personally submit your application at your FD account holding branch and bring along your FD
certificate for verification and photostat copy of your NRIC (both sides).

Source: http://www.pbebank.com/en/en_content/image...gnature_new.pdf
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credit line = credit limit ka?
victorywp
post May 12 2014, 03:00 PM

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QUOTE(cx2531 @ May 12 2014, 11:36 AM)
min requirement?
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100k pa
SUSsupersound
post May 12 2014, 03:25 PM

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QUOTE(excelint @ May 12 2014, 11:30 AM)
bro Gen-X, do Malaysia credit card already has the pin?
i mean like European, their credit card is not using signature verification, but it is using the pin verification.
if yes, i really want to get it.
currently using Maybank 2 card + citibank premiermile
thinking to add this one
*
With PIN verification, banks can't make money from us already. Most of the fraud case they are claiming rm250 from us(as stated by regulation) and claim full amount from insurance companies.
Our country's CC are advanced type with the chip inside, if banks really wants to improve security and reducing fraud case, they can always put our IC basic info to it then upgrade the CC machine with finger print reading flex.gif

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