OCBC or UOB rate is better?

posted before but here's the website details and T&Cs:

UOB Mid Year FD Promotion



Source: UOB | T&Cs

Mayb 12 mths @ 3.85 now

Mayb 12 mths @ 3.85 now

Ha ha..sorry my typo error.. it is MBSB
Yes, I think I should be in MBSB casino too.. I think I will place in early December..
Hope to see you there

Br offers more gifts than MBSB

No lah.. Du Du..

FD Rates at a Glance Please update me if below rates are not updated. Thanks

Best 1 Month
(1) Mach 3.15%

Mach FD Rates
https://www.machbyhongleongbank.com/mach-fixed-deposit

Best 3 Months
(1) OCBC, 4.5% + 3.0% (Premier Save Gold) = approximately 3.75% effective rate, valid until 30 Nov
(2) OCBC, 4.5% + 2.9% (Smart Saver) = approximately 3.7% effective rate, valid until 30 Nov
(3) OCBC Islamic 3.55%, valid until 30 Nov
(4) Am Bank 3.5%, valid until 19 September
(5) Mach 3.3%

Best 6 Months
(1) May Bank, 3+3, effective rate 3.73%, valid until 16 August.
(2) UOB, 3.7% pure FD, valid until 30 August
(3) Ambank 3.65%, valid until 19 September
(4) Mach 3.5%

Best 9 Months
(1) Am Bank 3.7%, valid until 19 September

Best 12 Months
(1) OCBC Islamic 3.8%, valid until 30 Nov
(2) Mach 3.7%
(3) May Bank 3.85%

Best 13 Months
(1) UOB 3.9% , valid until 30 August

Best 15 Months
(1) Affin pure FD, 4.05%, valid until 30 December

Beast 24 Months
(1) OCBC, valid until 30 Nov
First 12 months @ 3.8%
Next 12 months @ 4.20%
(effective rate for 24 months @ 4%)

OCBC Existing Funds - valid until 30 Nov
3 months @ 3.3%
12 months @ 3.5%

Thanks so much to below Contributors:
munkeyflo
McFD2R
pinpinmiao
gsc
cybpscyh
kingofong

Thanks for the great summary.

Best 3 months
(2) ocbc Fd + smart saver applies to new smart saver or dormant account holders only. Those with previous FD + smart saver package when mature are not allowed to take up this package.

Best 6 months
RHB (3.48+3.68)/2= 3.58% with 5% FD in CASA

Best 9 months
RHB (3.48+3.68 + 3.88)/3= 3.68% with 5% FD in CASA

Best 12 months
RHB (3.48+3.68 + 3.88 + 4.08)/4 = 3.78% with 5% FD in CASA
RHB conventional RHB Islamic 3.88% pure FD

Best 15 months
RHB (3.48+3.68 + 3.88 + 4.08 + 5.38)/5 = 4.08% with 5% FD in CASA

Thanks for the update.. Really The King of RHB..

FD Rates at a Glance - Please update me if below rates are not updated. Thanks

Best 1 Month
(1) Mach 3.15%

Mach FD Rates
https://www.machbyhongleongbank.com/mach-fixed-deposit

Best 3 Months
(1) OCBC, 4.5% + 3.0% (Premier Save Gold) = approximately 3.75% effective rate, valid until 30 Nov

(2) OCBC, 4.5% + 2.9% (Smart Saver) = approximately 3.7% effective rate, valid until 30 Nov
*ocbc Fd + smart saver applies to new smart saver or dormant account holders only. Those with previous FD + smart saver package when mature are not allowed to take up this package. - by gsc

(3) OCBC Islamic 3.55%, valid until 30 Nov
(4) Am Bank 3.5%, valid until 19 September
(5) Mach 3.3%

Best 6 Months
(1) May Bank, 3+3, effective rate 3.73%, valid until 16 August.
(2) UOB, 3.7% pure FD, valid until 30 August
(3) Ambank 3.65%, valid until 19 September
(4) Mach 3.5%
(5) RHB (3.48+3.68)/2= 3.58% with 5% FD in CASA – by gsc

Best 9 Months
(1) Am Bank 3.7%, valid until 19 September
(2) RHB (3.48+3.68 + 3.88)/3= 3.68% with 5% FD in CASA – by gsc

Best 12 Months
(1) OCBC Islamic 3.8%, valid until 30 Nov
(2) Mach 3.7%
(3) May Bank 3.85%
(4) RHB (3.48+3.68 + 3.88 + 4.08)/4 = 3.78% with 5% FD in CASA – by gsc
(5) RHB conventional RHB Islamic 3.88% pure FD – by gsc

Best 13 Months
(1) UOB 3.9% , valid until 30 August

Best 15 Months
(1) Affin pure FD, 4.05%, valid until 30 December
(2) RHB (3.48+3.68 + 3.88 + 4.08 + 5.38)/5 = 4.08% with 5% FD in CASA – by gsc

Beast 24 Months - by munkeyflo
(1) OCBC, valid until 30 Nov
First 12 months @ 3.8%
Next 12 months @ 4.20%
(effective rate for 24 months @ 4%)

OCBC Existing Funds - valid until 30 Nov - by munkeyflo
3 months @ 3.3%
12 months @ 3.5%

Thanks so much to below Contributors:
munkeyflo
McFD2R
pinpinmiao
gsc
cybpscyh
kingofong

How to get the maybank 12 mths @ 3.85? I can't see it on the website?

any offer on Affin 3/6/9/12 months?

still no calls from UOB for Groupon promo ... 3 working days konon !!!! Pffft.......

I got a call 14 days after submitting the form! The officer said that he was given my number by his superiors only the day before!

I turned down the offer without any hesitation!

well done guys. Good info on FD promo. Keep up the good work

Best 3 Months
(1) OCBC, 4.5% + 3.0% (Premier Save Gold) = approximately 3.75% effective rate, valid until 30 Nov
(2) OCBC, 4.5% + 2.9% (Smart Saver) = approximately 3.7% effective rate, valid until 30 Nov
(3) OCBC Islamic 3.55%, valid until 30 Nov
(4) Am Bank 3.5%, valid until 19 September
(5) Mach 3.3%

Best 6 Months
(1) May Bank, 3+3, effective rate 3.73%, valid until 16 August.
(2) UOB, 3.7% pure FD, valid until 30 August
(3) Ambank 3.65%, valid until 19 September
(4) Mach 3.5%

Best 9 Months
(1) Am Bank 3.7%, valid until 19 September

Best 12 Months
(1) OCBC Islamic 3.8%, valid until 30 Nov
(2) Mach 3.7%
(3) May Bank 3.85%

Best 13 Months
(1) UOB 3.9% , valid until 30 August

Best 15 Months
(1) Affin pure FD, 4.05%, valid until 30 December

Beast 24 Months
(1) OCBC, valid until 30 Nov
First 12 months @ 3.8%
Next 12 months @ 4.20%
(effective rate for 24 months @ 4%)

OCBC Existing Funds - valid until 30 Nov
3 months @ 3.3%
12 months @ 3.5%

Thanks for the summary!

why turn down ? Better late than never

decided to park it in mbsb for 5 years...

Interest rate for Mach FD 12 months is 3.60% not 3.70%. Pls correct me if I'm wrong

Thanks for the summary. Useful for at one glance all the promo's.

Affin Bank/ CIMB - 1 month - 3.25%

Yesterday put FD in UOB, 13 months 3.90%. Interest will bank into savings account.

Anybody knows what is the diff and why some interest they want to bank in to savings/current acc?