afaik, rm100k fd gets you an umbrella & below that, a hand towel, that is if you ask for the free gift; otherwise they just keep quiet...

Ic bro

do MBSB have ATM card?

how to check whether they have bank in the interest to MBSB saving account?

MBSB have online account?

Oh...so you mean you are going to place 4.7% FD with MBSB?
Or you just did it..?
Or you are thinking about it..?

Yes, correct, every time I have to ask for it; otherwise they just keep quiet

pass by affin earlier today, they stick this on their glass.

OMG Deposits combo

12 months / 4.1% p.a. / min. 10k / Min 20% of FD in CASA (Didn't state how long)

15 months / 4.05% p.a. / min. 10k

branch not open so can't ask for T&C

Personally i would prefer Affin 15 months over RHB now if it is a straight forward deal. Later RHB merge liao they change the promo term you end up with crappy rate cos the 15 months promo is step up base.

Maybe i will deposit some to MBSB after raya

This post has been edited by bearbear: Jul 26 2014, 05:18 PM

I got HLB 3.7% promo maturing on Monday (Raya). Does that mean I will get 2 extra day interest (since Wednesday is next working day)? So I should wait till Wednesday to uplift? Cos uplifting online is allowed, and that's what I've been doing with my previous batches using this same promo.

No scare they will cancel the 5 yr FD after merging ?

If they cancel you lose a bit.

Worst if they don't cancel and maintain but at board rate

That will be an interesting situation. They should not change to their board rate. They should allow people (pissed off) to withdraw the money.

worse case still get 4.7% for few months. RHB 15m step up is more 'risky' in a way as it start at real low %

Looking at your post again, do agree that Affin 15 mth at 4.05% is a good deal.

I was thinking of opening account in Affin also as KFH FD matured.

This post has been edited by bbgoat: Jul 26 2014, 08:13 PM

Yes, RHB step up start at 3.48%. You point is valid if after merging, they cancel the FD and give back people the pro rata FD interests.

Lets hope they don't do that in say 3 months' time ?

i dont think so. have to update ur saving book at the counter.

wifey said shy to ask but have to be thick skinned lah...

This post has been edited by giko: Jul 26 2014, 09:43 PM

No idea ada ATM card or not coz tarak apply & didn't bother to ask.

Tapi can 100% sure MBSB tarak internet banking.

The date of Hari Raya Puasa depends on the sighting of the moon. We will not know the fall of Hari Raya Puasa until the evening of the 27th July. Wait for the announcement via TV & radio

AFAIK uplifting FD via online method tarak depend on banking hour

Good point..Ha ha Still can get 4.7% for few months..; but better to
prepare for 5 years FD commitment if they do not cancel...

Affin Bank's Merdeka Raya Double Bonus:
http://www.affinbank.com.my/General/Whats-...uble-Bonus.aspx

No need to be shy la, the gift is what we deserve.

Since after my signed-up of premier account with OCBC, I never
asked for gift because OCBC never offered gift regardless of the
FD amount.

This post has been edited by BoomChaCha: Jul 27 2014, 12:48 AM

fuh chance to win benz somemore, affin im coming

But Federal Holiday no matter what, right? Banks follow federal schedule?

for mach hlb can withdraw on the day itself even on PH. another benefit of online banking.

good yo