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 Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1

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Human Nature
post Jul 18 2014, 12:28 PM

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QUOTE(bearbear @ Jul 18 2014, 12:12 PM)
how to ignore affin 3.7? biggrin.gif
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Affin is at the other side of the town

So far, not many banks are offering promo yet, they are still riding on the new base rate.
sms2u
post Jul 18 2014, 02:02 PM

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QUOTE(Gen-X @ Jul 18 2014, 11:53 AM)
Thanks for reporting, updated Post#1

Affin Bank only increase 0.1% for their 12 month FD  sad.gif

RHB 3.45% 12 months higher than CIMB.
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Affin still the only bank that offer interest rate with 3.7% without promotion required.
davinz18
post Jul 18 2014, 03:50 PM

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QUOTE(Gen-X @ Jul 18 2014, 11:53 AM)
Thanks for reporting, updated Post#1

Affin Bank only increase 0.1% for their 12 month FD  sad.gif

RHB 3.45% 12 months higher than CIMB.
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Affin 3.7% 12mth FD rate is still the best PIDM protected in town (board rate without promo or CASA thingy) icon_rolleyes.gif

only problem is lack of branch compare with the TOP 5 cry.gif

This post has been edited by davinz18: Jul 18 2014, 03:52 PM
bearbear
post Jul 18 2014, 04:51 PM

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those in klang valley there is a affin at the curve, just outside coffee bean.

small outlet but not many people also smile.gif
gchowyh
post Jul 18 2014, 04:58 PM

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QUOTE(wil-i-am @ Jul 17 2014, 10:59 PM)
Latest FD rates from AmBank wef 18/7:
1m - 3.15%
3m - 3.20%
6m - 3.25%
12m - 3.35%
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Thanks, but unfortunately, is the worst rate among the local banks!
Guess I need to move out as much funds as possible from there.


QUOTE(bearbear @ Jul 18 2014, 04:51 PM)
those in klang valley there is a affin at the curve, just outside coffee bean.

small outlet but not many people also smile.gif
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Most Affin Bank outlets usually are empty tongue.gif
wil-i-am
post Jul 18 2014, 04:59 PM

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QUOTE(gchowyh @ Jul 18 2014, 04:58 PM)
Most Affin Bank outlets usually are empty tongue.gif
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Fast n ez to perform banking
j_a_y_z
post Jul 18 2014, 05:00 PM

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Aside from Maybank and CIMB, are there any other banks offering e-FD?
BoomChaCha
post Jul 18 2014, 05:02 PM

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Affin Bank branches nationwide:

http://www.affinbank.com.my/Home/ABB-Branches.aspx
sylille
post Jul 18 2014, 05:03 PM

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Affin Islamic promo rates for FD wef 21st Jul:

1 mth - 3.37%
3 mths - 3.55%
6 mths - 3.60%
12 mths - 4.10% but 20% of deposit value into CASA which will be earmarked for 12 mths
15 mths - 4.05%

Min amt:RM10,000/- in fresh funds.

From very reliable source but best to check with Affin directly for more details on T&C.

No news yet on rates increase for the AffinnGold CASA acct.
bearbear
post Jul 18 2014, 05:04 PM

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fuh competition >4% lai liao rclxms.gif
idoblu
post Jul 18 2014, 05:06 PM

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QUOTE(davinz18 @ Jul 17 2014, 08:24 PM)
Affin Bank Fixed Deposit Interest Rates (Counter w.e.f 18/07/2014)

1 month  3.25%
3 month  3.30%
6 month  3.40%
9 month  3.50%
12 month  3.70%

http://www.affinbank.com.my/General/Rates/...osit-Rates.aspx
RHB Bank Fixed Deposit Interest Rates (Counter w.e.f 18/07/2014)

1 Month  3.15%
3 Months  3.20%
6 Months  3.25%
9 Months  3.35%
12Months 3.45%
18Months 3.55%
60 Months 3.60%
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Yippy 3.25% thumbup.gif
boonxXxjye
post Jul 18 2014, 05:06 PM

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QUOTE(j_a_y_z @ Jul 18 2014, 05:00 PM)
Aside from Maybank and CIMB, are there any other banks offering e-FD?
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MACH FD
https://www.machbyhongleongbank.com/mach-fixed-deposit

3.6 - 12 month
3.7 - 24 month
davinz18
post Jul 18 2014, 05:11 PM

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QUOTE(idoblu @ Jul 18 2014, 05:06 PM)
Yippy 3.25% thumbup.gif
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1 Mth Affin or 6 Mth RHB? hmm.gif
cybpsych
post Jul 18 2014, 05:22 PM

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QUOTE(sweetpea123 @ Jul 17 2014, 03:38 PM)
MBB also, No CASA

First 3 months = 3.4%
Next 3 months = 4.06%

effective : 3.73% , interest payout every 3 months  rclxms.gif  rclxms.gif  rclxms.gif

I go MBB now, if can get brochure, will post here smile.gif
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QUOTE(cybpsych @ Jul 18 2014, 07:35 AM)
good info, sweetpea wink.gif

any idea if fresh fund accepts transfer maybank savings account?

based on previous Samba 6 FD Promo, although it stated as fresh fund required, maybank savings account is accepted.
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ok got some info from Maybank.

Fresh fund is inclusive of transfer from Maybank savings account.

3.73% effective rate for 6 months is quite attractive.
j_a_y_z
post Jul 18 2014, 05:49 PM

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QUOTE(boonxXxjye @ Jul 18 2014, 05:06 PM)
MACH FD
https://www.machbyhongleongbank.com/mach-fixed-deposit

3.6  - 12 month
3.7  - 24 month
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Thanks! I'll check out Mach then...


QUOTE(cybpsych @ Jul 18 2014, 05:22 PM)
ok got some info from Maybank.

Fresh fund is inclusive of transfer from Maybank savings account.

3.73% effective rate for 6 months is quite attractive.
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For this promo, need to open over the counter? Or can transfer online from savings account?
bearbear
post Jul 18 2014, 05:53 PM

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for conventional banks you need to go through counter, the only one i know can get promo rate online is MACH HLB.
cybpsych
post Jul 18 2014, 05:53 PM

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QUOTE(j_a_y_z @ Jul 18 2014, 05:49 PM)
Thanks! I'll check out Mach then...
For this promo, need to open over the counter? Or can transfer online from savings account?
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over the counter, cuz to get the fd cert.

at least saves my time travelling between banks and the banker's cheque charge too.

savings -> FD -> savings within same bank is my preference smile.gif


i got one cert rolling with Affin's 12-month FD 3.60% p.a., next auto-renewal should be getting 3.70% p.a. thumbup.gif

p/s: Maybank's eFD also revised rclxms.gif
sms2u
post Jul 18 2014, 09:49 PM

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QUOTE(j_a_y_z @ Jul 18 2014, 05:49 PM)
Thanks! I'll check out Mach then...
For this promo, need to open over the counter? Or can transfer online from savings account?
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Must visit branch
wil-i-am
post Jul 18 2014, 10:49 PM

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Banks cash-in on BNM rate hike
http://www.kinibiz.com/story/tigertalk/964...mpaign=mkinicom
shankar_dass93
post Jul 18 2014, 11:39 PM

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QUOTE(wil-i-am @ Jul 18 2014, 10:49 PM)
We can't blame banks for not raising their deposit rates as the same rate of their lending's rights ?

Banks are always here to profit right ? sweat.gif

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