All these folks who wanna go for high FD interest rates without protections should go for stocks dividend that pays > 7% out there, fits their risk profile better.

Bro, most banks will automatically give you Tier 2 rate (i.e. lower rates) for amount over RM1M, especially if it is auto renew. However, one can always enjoy the Tier 1 board rates (and even higher) if one has more than RM1M deposit with any bank - one just have to do some work, i.e. talk to the bank manager.
Yes, looks like CIMB increase the most for the 12 months FD interest rate. Even the World's No.17 Bank, i.e. Maybank, 12 months board rate is 0.1% lower than CIMB's.

Click here to my Fixed Deposit Page to view latest FD Board Rates for Maybank, Hong Leong Bank, Public Bank, HSBC Bank and CIMB Bank where all these said bank revised up their board rate effective today. We can expect more banks to follow suit. I am interested to see if Affin Bank will revised their board rates up.

time to update MACH Hong Leong's new rate bro   

https://www.machbyhongleongbank.com/mach-fixed-deposit

Ok Bro, with MACH offering 3.6%,for 12 months, very good indeed, 0.3% more than HLB. Hopefully this will put some pressure into Affin Bank to raise their board rates. AS of 16/7/2014, Affin Bank has revised their BLR but as of today, their board rates remain the same.

I have also copied the updated board rates from my Fixed Deposit Page and pasted it in Post#1. Please note SCB rate is wrong and should be lower, lazy too update now. I will be constantly updating the board rates of other banks at my blog when I come across any changes this week or next.

here's wat i got for hlb and uob:

hlb
fresh funds current promo is 12m 3.85%, need another 10% in casa earmarked 6m.
or 15m 4.00%, need another 10% casa earmarked 6m.
effective is really about 3.675%.
existing funds, 12m think it's 3.4%.
uob
fresh funds 12m 3.85%, no frills.
existing funds 12m 3.40-3.45%.

so, depending on where yr funds are now, choose the right bank.

now really no more 4.0% interest?

for now, one and only - RHB 15 months step up.

The effective rate of around 4.06% looks the most attractive at the moment. MBSB 4.7% for 5 years, but then if the OPR rate going up in 1 year, then 5 yrs rate may go even higher ?

Ha ha, so have to decide whether to go for RHB first ?   

Interesting that RHB and MBSB are merging with CIMB soon ? 

for now, one and only - RHB 15 months step up.

question: if we place 5 yrs @ 4.7% now, next year goes up to say 5% we are still stuck with 4.7% till the tenure end right?

i guess the safer bet now would be RHB first, i have some fund expiring end July so will drop some in with RHB first. Wait longer also mean losing out interest while waiting.

15 months so long.

Maybank 3+3 mths effective rate 3.73%

Yes. Stuck with 4.7% till end of tenure. But after the CIMB merger, not sure whether there will be the good 5 yrs rate by other banks. 

Agreed that waiting for too long is bad. You may get another 0.25%. But if amt is big, you may lose out more while waiting for the rates to go up. Just like I put in CB at 2.8% for 1 month. 

taiko move to CIMB la, 1 month 3.25

link?