so many choices, which one is your best favorite?

appreciate suggestion for maximum possible yearly interest.

ok, wait for the OPR change first before jump in..

got 3.9% out there from the first page, anything higher than inflation rate?

I have a questions worth pondering, instead of focus on interest rate too much, the following questions could be a good decision making for FD...

Question 1: which bank would you invest FD in if hypothetical they all offer same competitive rates?

Question 2: why would you choose this bank?

Yes, but..



I don't know about you, but it doesn't sound professional to me as a bank not to define wth is pihak berkuasa.

Perbadanan Insurans Deposit Malaysia (PIDM) protection?

which PIDM clauses specifically are you are looking for protection?

Thanks for your comment, it's good you know what you need specifically...

how about a quick comparison on Affin vs RHB vs Maybank?

(add Public Bank & Ambank too if you are familiar)

Like any insurance, this one would charge a premium and dilute the FD interest rate, am i right?

On PIDM website, many are members
http://www.pidm.gov.my/About-Deposit-Insur...ution-List.aspx

Next reverse question would be: "which FD package offers the most competitive rate that has PDIM coverage?"

Btw, are we looking at a revision of rate soon? how soon is that and is it likely upward or downward bias?

Thanks in advance...

5.88% p.a.

https://www.hsbc.com.my/1/2/personal-bankin...-5-88-promotion

whats the catch?

Current top contenders as i gathered:

Affin 3.6% HL 15m 4.0%
BankRaykat 3.9%
UOB 3.85% 13m
AmBank 3.75% 15m

wait 5 more days, first fd promo above 4.0% will secure huge customer orders, let's see which bank has good marketing department. As of now, which one will you pick?

so lets say if you withdraw RM10 from the RM475, the FD interest will be forfeited somehow?

anyone here speculate other bank can offer better than RHB?

faster, otherwise RHB gonna take all the market shares already, give them 2 more days ha..

Those who bought 10 properties with high leverage is going to feel it soon already.

they want you to pay for extra banking charges to maintain the CASA accounts?

parking is the least concern as you only visit them every 13mths for renewal or withdrawal.

how is it you need SEVERAL and managing it EVERY MONTH?

Today's the D Day you have been waiting for, so whats the deal for you?

2 reasons, from marketing standpoint, consumer buy on sentiments. dont you buy more because tesco go more cheaper promotion? second to track the marketing campaign results and fine tune for next one.

the first smart bank that offers that will get 80% of customers here.

fishes are ready, where is the fisherman? Come catch us.

no need bait (freebies), just open the right fishing net (4.2% without CASA and tell us here) will do, fishes will jump in.