i'm also new. just getting ideas from other forum-ers and researching on the funds. leaning towards aberdeen though.

Bear in mind Aberdeen is Islamic fund, cannot invest in entertainment, tobacco, breweries and banking stocks.

Yeah its performance is decent, but I'd suggest u to combo it with another global fund...in what proportion, up to u.

Mine:
Aberdeen World 1:1 CIMB Global Titans

Maybe u can try
Aberdeen World 2:1 CIMB Global Titans?

This post has been edited by Pink Spider: Aug 26 2014, 10:23 AM

Yup. Thanks for your pointer. Been looking at other global funds too (cimb & rhb). I’ve been skimming through earlier posts (few months back) just to get a different perspective as well.

Well, in hindsight, Islamic funds may not be so bad.

Banking – GFC. I like insurance companies though.
Casino – China anti-corruption
Tobacco/alcohol – I like these 2 though.

RHB? Which RHB fund?

IMHO unless it's a Feeder Fund into a well-known/big name Target Fund, avoid RHB global funds like a plague.

The slam continues...

hi guys..i have been investing in public mutual fund for about 5 years now..

i want to invest more, but the 5.5% they sapu is kinda unacceptable..

thats why im considering fsm..

1. how reliable it is? i scared like they bankrupt or something like that.

2. what is the minimum amount to invest?

3. which fund to invest..any suggestion??

thank you very much

GAF, GEYF. Maybe Global Fortune. also feeder fund ma.

i've seen your previous comments on GEYF. just looking, very likely not touching.

GAF, feeder fund, black rock, feels like i can trust it.

I just switched 50% of my GEYF into GAF. Do note that GAF is currently holding 23% bond.

GAF is a global BALANCED fund, u sure u want exposure to bonds? If yes, go ahead.

1. FSM is (previously) under OSK, now under RHB. Licensed/accredited by Securities Commission and Federation of Investment Managers Malaysia.
2. Min is different for different funds...go see the fact sheet/prospectus of the funds that u are interested in and FSM website.
3. Talk the FSM Client Investment Specialist...it's a free service. Go under "Contact Us"

Don't worry.
In this dog eat dog market, take own responsibility

Ok already emailed them..
I ttold them I want to add cash every month, manually of automatically deduct also can..then they tell me to go into RSP? What's the return rate for the RSP? Around how Much?

They said RSP will automatically deduct..so the other funds I can't add like for every monthly even if manually?

Also I saw the lost of funds.. The balanced fund seems right is the agreesive..equity funds seems risky although the profits forequity is quite good..I'll have a tough time choosing between equity or balanced..

RSP has no return. It's called regular saving plan; monthly contribution to the nominated fund at as low as RM 100. It's actually debit instruction from your saving account or CMF.

Unless you park your money into CMF (cash management fund) and perform RSP from CMF to the nominated fund.

Details: https://www.fundsupermart.com.my/main/buyse...ntroduction.tpl?



This post has been edited by David83: Aug 26 2014, 06:32 PM

Fundsupermart online sale this coming 28 Augustus?

So that means RSP no interest? What's he use I putting my money in the RSP is got no interest like normal banks and no return rates? Might as well put either equity or balanced fund (tough choice choosing between this two) and manually put let's say about rm500 every month manually for example..I can do that right put cash every month into a fund or different funds every month MANUALLY without the rsp?

The main reason of RSP is to achieve DCA - regular top up regardless the timing of the market.

As I said earlier, RSP in FSM can be executed in 2 manners:

1. CMF (earn interest via the yield difference) like normal FD
2. Nominated saving account from participating banks

Please read through the details in the link I provided earlier.

RSP is a disciplinary approach to achieve DCA and as human being, we tend to forget under manual mode.

This post has been edited by David83: Aug 26 2014, 06:38 PM

OK thanks bro..will read thoroughly later and if have any doubts, I'll ask here

Most of the fund required a minimum of RM1,000 for first investment.
Then subsequently you can enter with RM100 for the fund.

RSP is about you choose the amount you desire monthly to enter a particular fund.
Lets say I want to buy "ABCD fund", but I don't have much money for initial investment.
This RSP help you manage your money by regularly enter RM100/RM200/RM300 per month.
So every month I bought more units with RM100/RM200/RM300 on a particular fund.

It works the normal way, but you're averaging your entry point.

This post has been edited by zDarkForceSz: Aug 26 2014, 10:06 PM

Ohh..good explanation..let's say if u were in my shoes.. And let's say every month u have rm300 to invest and some months u might not have..would u do the RSP method or just do manually, ie banking whenever u have the money?

Btw u recommend equity or balanced? Got any experience with the funds? Thanks

haha i was thinking RSP all the funds i want, but i am lack of capital.
SO i RSP each rm100 for a month.. then after that i cancel??
then i will top up if i have extra cash..
Can??

What I want to remind you UT doesn't always make money, it may lose money too.
And is a long term investment.

You will see this under the fund page.

1. If you got the money for the First Investment then, you just do it manually.
2. If you don't have the money for First Investment then RSP may be your option.

Equity / Balance
Depends on your risk tolerance.


Dunno leh. Maybe cannot.
You go and read the FAQ, and find the "sink hole" lo.