out of curiousity...

why is that particular hwang fund called ponzi?

Well, if someone refers me to FSM... and i get my new member benefit like everyone, and that one someone will get the benefit of the referral programme.

so, i should get someone to refer me right? benefit the other person too.

eunittrust vs FSM

Ignoring the fund choices offerred, what will be the main reason one picks eUT over FSM or vice versa?

both charges similarly for sales charge, ignoring any promotions... so... any strength and weaknesses when comparison the two?

ya, what i meant was, i already notice the fund choices/promotions. just wondering what else i'm missing.

thanks and noted.

Hmm... these people are real efficient...

Applied after lunch. received call before 530pm. except i didn't realise i had a miss call until one hour later.

Dia cakap Regular Savings Plan...

As in, every month contribute to the unit trust... NOT that Private Retirement Scheme

i) scheme not skim. i guess in a simplified way, what you describe there ain't wrong.

ii) i think the fund managers call it fund category (type, category means slightly different apparently). Fixed Income Funds does not give fixed return every month. Returns are supposedly less volatile. Investors expect more return from equity funds than bond funds.

iii) some fund house (i know one of them is CIMB, not sure if CIMB is the only one) allows initial investment as low as RM500. so you can do initial lump sum but of course doing it the RSP way will bring you down the 'dollar-cost averaging' route. just pointing out your options.

the AMB guy not free to attend?

felt like i went to the seminar for freebies and free food...

hmm... first time? any historical data to indicate what sale we might have?

if really 0.5% then i invested 2 weeks early

No more bullets. Bullets limited.

Looking into global funds.

i'm also new. just getting ideas from other forum-ers and researching on the funds. leaning towards aberdeen though.

Yup. Thanks for your pointer. Been looking at other global funds too (cimb & rhb). I’ve been skimming through earlier posts (few months back) just to get a different perspective as well.

Well, in hindsight, Islamic funds may not be so bad.

Banking – GFC. I like insurance companies though.
Casino – China anti-corruption
Tobacco/alcohol – I like these 2 though.

GAF, GEYF. Maybe Global Fortune. also feeder fund ma.

i've seen your previous comments on GEYF. just looking, very likely not touching.

GAF, feeder fund, black rock, feels like i can trust it.

New member benefit RSP 6 months 1% SC

on top of the 1% SC for lump sum investment for 30 days.

you go read the t & c la. i think you need to fill up all the documents, reach them within 30 days.

actually they called me the same day i emailed them. pretty quick. emailed after lunch, call received at 5-ish

my actual gain is 0.43%... since new member benefit still valid...

OKIE... one more round of investing...

oh i meant the promo sales charge... not that i did actually make a gain.