Hi guys/sifus/pros,
I know no spoon feed and etc.
But just a favor can someone please enlighten me about "Unit Trust"?

i) Based on my understanding it is about we the traders invest under a "fund manager"(eg. Maybank, RHB & etc) under their provided skim. (Use investor fund to trade)

ii) There is 3 types of fund? Fixed Income Funds, Balanced Funds & Equity Funds. Other than risk difference, "Fixed Income Funds" give a low fixed return every month compare to Equity Funds might give a bigger return in a longer run?

iii) As I'm still a student with not much savings in hand, I found out there is a "Regular Savings Plan", do you guys recommend this?

Thank you if you willing to answer my question.
Sorry for my noob-ness.

Regards,
Adrian.

Thanks for the clarification.

No problem. Just a small case.

Adrian.

Noted, thanks.

Thanks for clearing my doubt on i & ii.
About iii I did some research on fundsupermart page, there's quite a number of available fund to choose from Available List (EXCEPT: OSK-UOB Institutional Islamic Money Market Fund, CIMB-Principal Asset Management Berhad, MIDF Amanah Asset Management Berhad, and Hwang Investment Management Berhad)
Yea the 'Dollar-cost averaging' route. If correct fund, no problem. Wrong fund, big problem.
Lucky Malaysia don't practice US's FIFO rules.

Thanks Pink Spider. Now I understand these 'terms'.

Just registered an account on fundsupermart. Thanks for helping out guys.

This post has been edited by zDarkForceSz: Aug 20 2014, 06:48 PM

i) Am doing research on ESI Equity Income Fund.
Any comment/opinion on this fund?

ii) Look like quite a number of members here parking in ESISCF.
However is like I'm late for the party which looks like already begun.

-Adrian.

Thanks for that great info!
Gotta think twice before I invest...
Doing some research to park at which fund.

7.67 billion shares exchanged Sumatec flying.
Some fund went south after high ground.

This post has been edited by zDarkForceSz: Aug 21 2014, 11:57 AM

Good good when is green.
I still dunno where to park...

This post has been edited by zDarkForceSz: Aug 21 2014, 01:53 PM

The slam continues...

Don't worry.
In this dog eat dog market, take own responsibility

Most of the fund required a minimum of RM1,000 for first investment.
Then subsequently you can enter with RM100 for the fund.

RSP is about you choose the amount you desire monthly to enter a particular fund.
Lets say I want to buy "ABCD fund", but I don't have much money for initial investment.
This RSP help you manage your money by regularly enter RM100/RM200/RM300 per month.
So every month I bought more units with RM100/RM200/RM300 on a particular fund.

It works the normal way, but you're averaging your entry point.

This post has been edited by zDarkForceSz: Aug 26 2014, 10:06 PM

What I want to remind you UT doesn't always make money, it may lose money too.
And is a long term investment.

You will see this under the fund page.

1. If you got the money for the First Investment then, you just do it manually.
2. If you don't have the money for First Investment then RSP may be your option.

Equity / Balance
Depends on your risk tolerance.


Dunno leh. Maybe cannot.
You go and read the FAQ, and find the "sink hole" lo.

Bro, you mean RHB-OSK CASH MANAGEMENT FUND 2?

haha. touch wood with that emergency.

28 Aug tomorrow.
Are you ready?

Looking at CMF

Just receiving a bad news.
My Rentor want sell his house.
Next owner sure want to increase my monthly rent...
What a sh!t moment...

Dunno want enter CMF or wait the new Owner decide my monthly rent first...

This post has been edited by zDarkForceSz: Aug 27 2014, 08:47 PM