I got other cash reserves that not counted under UT segment.

If purely UT+PRS, I'm 90% equity and 10% in CMF.

I just bought Kenanga OnePRS Growth Fund.

Money transferred on Friday after confirmation that they got my documents.

What's your definition of a 'good' fund? You could be getting the wrong 'fishing' method - like advice on how to catch catfish with bare hands, and you use it to catch sharks.

I don't have the means (both knowledge and data) to analyse any funds, so I leave it to the experts... go to the MorningStar website and look at the number of stars, the more stars the better.

what is good/used by one may not be good/used by others in analyzing the funds.
if you want, try go to FSM website..click research/recommended funds.....then click on the recommended fund to see how and why FSM recommend the fund.

http://www.fundsupermart.com.my/main/resea...tormaincode=All
http://www.fundsupermart.com.my/main/resea...?articleNo=4793

there are other considerations too.....like....
http://www.fundsupermart.com.my/main/resea...tarRatings.svdo

No, you must know what type of funds you want. The morningstar website has more details on each fund - large cap, small cap, middle of the road, Malaysian, Asian or Global... and they rate the funds with a number of stars.

It's something like Rotten Tomatoes... you know what type of movies you want to see, find out what's screening, then see the ratings to decide whether you want to go see or not.

hang around to understand is one thing
learn to make opinions and decisions is another

U need to have yr own stance / methods as no one's trading or investing (2 different animals by themselves) methods and reasoning is the same.
Some may be similar BUT overall - including asset allocation or cut loss/not and stuff, will 99% never be exactly the same.

Not having a stance / view of yr own = U will panic or be swayed easily by others' logic or worse, fear/greed.

Just a thought 

There are very technical/academic ways ... where the inventor wins Noble Prize for it.

There are lazy way, which is still workable. When I started investing UT, I don't know all these very technical stuff, I used the lazy way and still ok.

To fish for good fund, you can:

I) Look at FSM recommended fund list (I don't use this method)

II) Buy The Edge every week and look at the Lipper Ranking. Choose funds that have 12 - 15 pts (max = 15 pts)

iii) If you have Morningstar, choose fund that have 4 stars or above.

With this, you should have sufficient road map to bring you on a good investing journey.

Xuzen

The Asia ex Japan small/mid-cap equity fund that at times, performs like a Ponzi

Introducing...

Hwang Select Asia (ex Japan) Quantum Fund

Like...Ferrari during the Schumacher days

Nop. I don't thnik PM willing to sacrifice the 5.5% service charge...

Yes i set a 5 yr time frame as i dont want to keep on earning money and not use them. Im not that greedy a person. I just think there is more to life than just growing our wealth forever. But yes if the returns are still coming in no issue in leaving the investment in UT for a longer period.

Well like i said earlier. Im going to invest about 100K into both KGF and Eastspring Small Cap. Your thoughts?

(P/S: Dont know what that earlier guy told us to calm down....i think it was a very healthy discussion we had rite?  )

Ive agreed with your comments and mentioned this. Ive said your comments are mature and i appreciate that and ive mentioned this as well. Sorry if i assumed that would suffice as being grateful.

Was in for Kenanga for wifey..

I am in for ponzi..

I topped up EI EIF.

Lets sama sama earn money!!