QUOTE(zDarkForceSz @ Aug 26 2014, 10:58 PM)
Equity / Balance
Depends on your risk tolerance.
Dunno leh. Maybe cannot.
You go and read the FAQ, and find the "sink hole" lo.
Fundsupermart.com v6, Manage your own unit trust portfolio
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Aug 26 2014, 11:07 PM
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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Aug 26 2014, 11:08 PM
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3,928 posts Joined: Jan 2012 |
QUOTE(zDarkForceSz @ Aug 26 2014, 10:58 PM) What I want to remind you UT doesn't always make money, it may lose money too. What is UT?And is a long term investment. You will see this under the fund page. [attachmentid=4110106] 1. If you got the money for the First Investment then, you just do it manually. 2. If you don't have the money for First Investment then RSP may be your option. Equity / Balance Depends on your risk tolerance. Dunno leh. Maybe cannot. You go and read the FAQ, and find the "sink hole" lo. |
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Aug 26 2014, 11:09 PM
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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Aug 26 2014, 11:15 PM
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3,928 posts Joined: Jan 2012 |
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Aug 26 2014, 11:29 PM
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
QUOTE(Arvinaaaaa @ Aug 26 2014, 11:15 PM) haha you really need some reading to do.. http://www.myunittrust.info/index.php/abou...t-is-unit-trust |
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Aug 26 2014, 11:34 PM
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3,928 posts Joined: Jan 2012 |
QUOTE(woonsc @ Aug 26 2014, 11:29 PM) haha Ok you really need some reading to do.. http://www.myunittrust.info/index.php/abou...t-is-unit-trust |
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Aug 26 2014, 11:35 PM
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804 posts Joined: Dec 2004 From: Kuching, Sarawak |
QUOTE(Arvinaaaaa @ Aug 26 2014, 11:15 PM) 5 years investment in PM & u learn nothing at all? Dont tell me that u only blindly invest in PM? RSP (Regular Saving Plan) for FSM is equivalent to DDI (Direct Debit Instruction) or SI (Standing Instruction) for PM... Btw, how's ur PM investment performed? How do u really get into investment in the 1st place? This post has been edited by kabal82: Aug 26 2014, 11:36 PM |
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Aug 26 2014, 11:36 PM
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3,928 posts Joined: Jan 2012 |
QUOTE(kabal82 @ Aug 26 2014, 11:35 PM) 5 years investment in PM & u learn nothing at all? That time I was 15..bank officer which is my family friend handle for me.Dont tell me that u only blindly invest in PM? RSP (Regular Saving Plan) for FSM is equivalent to DDI (Direct Debit Instruction) or SI (Standing Instruction) for PM... Now FSM I'm handling it..clearly I got some reading to do about FSM |
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Aug 26 2014, 11:37 PM
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3,928 posts Joined: Jan 2012 |
QUOTE(kabal82 @ Aug 26 2014, 11:35 PM) 5 years investment in PM & u learn nothing at all? For your edited question..I already reply above Dont tell me that u only blindly invest in PM? RSP (Regular Saving Plan) for FSM is equivalent to DDI (Direct Debit Instruction) or SI (Standing Instruction) for PM... Btw, how's ur PM investment performed? How do u really get into investment in the 1st place? |
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Aug 26 2014, 11:39 PM
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804 posts Joined: Dec 2004 From: Kuching, Sarawak |
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Aug 26 2014, 11:42 PM
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3,928 posts Joined: Jan 2012 |
QUOTE(kabal82 @ Aug 26 2014, 11:39 PM) Actually I'm just leaving my moneyin pm..plan to add some saving money into a new fund in pm..but the 5.5% is un acceptable..That's why I'm considering FSM..I think I'm going to do it manually and not follow RSP coz some no this I might not have enough allowance Btw..I also Need to choose between equity and balanced fund..hmm tough choice considering the risks of equity fund |
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Aug 26 2014, 11:45 PM
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854 posts Joined: Jun 2005 From: N9 |
QUOTE(woonsc @ Aug 26 2014, 10:43 PM) haha i was thinking RSP all the funds i want, but i am lack of capital. I guess it all depends on your investment strategy. If you are doing DCA, your aim is regular investment and avoid timing the market, then RSP. but if your strategy is is other than DCA, then you might not want to do RSP.SO i RSP each rm100 for a month.. then after that i cancel?? then i will top up if i have extra cash.. Can?? |
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Aug 27 2014, 12:38 AM
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
QUOTE(joylay83 @ Aug 26 2014, 11:45 PM) I guess it all depends on your investment strategy. If you are doing DCA, your aim is regular investment and avoid timing the market, then RSP. but if your strategy is is other than DCA, then you might not want to do RSP. what i meant was.. let say i only have RM1000, if i put all in let say a MY equity like KGF.. risk high.. So i use RSP to allocate that money into 5 diff funds.. for the first month only.. then cancel? Can? |
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Aug 27 2014, 12:47 AM
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854 posts Joined: Jun 2005 From: N9 |
QUOTE(woonsc @ Aug 27 2014, 12:38 AM) what i meant was.. iirc they deduct the funds every 15th of the month. so if you cancel before the 15th it shouldnt be a problem. let say i only have RM1000, if i put all in let say a MY equity like KGF.. risk high.. So i use RSP to allocate that money into 5 diff funds.. for the first month only.. then cancel? Can? QUOTE Q: WHAT IS THE FREQUENCY OF THE RSP INVESTMENT? A: It is a monthly investment. At Fundsupermart, the transaction date for the RSP subscription contracts will be the 15th of every month if it is a business day and fund-trading day. Otherwise, the transaction date will be the next fund-trading business day. |
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Aug 27 2014, 12:49 AM
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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Aug 27 2014, 12:52 AM
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854 posts Joined: Jun 2005 From: N9 |
1st time 1k (if you nvr bought the fund before) tak bulih lari lar... subsequently min RM100 mar.. wether rsp or manual.
I prefer manual coz sometimes my ac no money after moving out all my ammos or kena giant credit card bill. |
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Aug 27 2014, 12:55 AM
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
QUOTE(joylay83 @ Aug 27 2014, 12:52 AM) 1st time 1k (if you nvr bought the fund before) tak bulih lari lar... subsequently min RM100 mar.. wether rsp or manual. bukan bukan.. 1 k , so RSP untuk bulan pertama sahaja, tak ade 1k initial.. I prefer manual coz sometimes my ac no money after moving out all my ammos or kena giant credit card bill. so RSP RM200 into 5 diff funds for the 15th of the moneth.. after that cancel! understand ka? |
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Aug 27 2014, 04:14 AM
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76 posts Joined: Sep 2011 |
QUOTE(woonsc @ Aug 27 2014, 12:55 AM) bukan bukan.. 1 k , so RSP untuk bulan pertama sahaja, tak ade 1k initial.. This 'ninja' method/loophole was introduced by Pink previously.. Tried it once, it works. You just have to cancel the RSP after you 1st month RSPso RSP RM200 into 5 diff funds for the 15th of the moneth.. after that cancel! understand ka? |
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Aug 27 2014, 09:01 AM
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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Aug 27 2014, 09:33 AM
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16,872 posts Joined: Jun 2011 |
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