ya CIMB really sux, i dun apply  CIMB actually
beacuse of housing loan, they force me to take

i have no cards with CIMB currently too 

just for your info, banks cannot force you to take their cards.

yes, the mortgage office wan earn extra ma,
he wan make extra, i wan to get loan approved, win win situation

so it's not force 

annually can waive also if im not mistaken,
make sure u swipe alot la.. haha

oh they only offer to you if you swipe a lot 

Hi all,

I have tried to apply the CIMB Cash Rebates Gold Card through the Let-Us-Call-You, but no one has called me so far  I wanted to try my luck for the RM150 cash back if applied online and swipe 3x within 6 days from date of card approval, seems like no luck)

So, tired of waiting, I went straight to the branch to apply. Does anyone has experience using this card? It says that during this promotional period currently, a Zing Touch n Go card will be issued complimentary. I already have a Touch n Go and do not need another one which auto top-up the balance while incurring charges for the reload fees. I'm not a heavy TnG card user and can always reload at zero charges at any CIMB ATMs or Watsons.

I asked the CS if I can asked refuse the complimentary Touch n Go Zing card which she called the Card Centre to verify. Cannot 

The CS assured me that there won't be any amount in the Touch n Go Zing card when it arrives with the Cash Rebates Card and I can cancelled it once I get it.. But, it was written in the application form that if we do not tick any amount under the TnG Zing card amount, it will automatically load RM 100 in the TnG card. If we want to cancel the TnG Zing card, the balance will be refunded back to the credit card, but RM5.00 processing fee will be incurred. This feels so unfair.

Anyone who has successfully refused the TnG Zing card while retaining only the Cash Rebates card AND without getting any penalty for processing fees?

Thank you in advance!

Touch n Go Zing card

This after u receive it u need to activate it before use.

Mean if u no activate then it mean no need use

my bro also told me like that, if u swipe more than 10k per month
u simply get annual fee and gst waived

There is no value in the card? Coz I c the declaration stated stating there will be complimentary Zing Card come with automatic reload amount of RM100.
Can we cancel the zing card after that if no activate? No charge for cancellation?

10k per month as in 120k per year to waive the af and gst?

The CS assured me that there won't be any amount in the Touch n Go Zing card when it arrives with the Cash Rebates Card and I can cancelled it once I get it.. But, it was written in the application form that if we do not tick any amount under the TnG Zing card amount, it will automatically load RM 100 in the TnG card. If we want to cancel the TnG Zing card, the balance will be refunded back to the credit card, but RM5.00 processing fee will be incurred. This feels so unfair.

Anyone who has successfully refused the TnG Zing card while retaining only the Cash Rebates card AND without getting any penalty for processing fees?

Thank you in advance!

There is no value in the card? Coz I c the declaration stated stating there will be complimentary Zing Card come with automatic reload amount of RM100.
Can we cancel the zing card after that if no activate? No charge for cancellation?

this zing card can be called a failure for cimb cc. all that money and effort wasted!

becos 9/10 people they issue to don't want it.

this is the way it works:

.. the project calls for every card member to be given a zing foc, they dish it out regardless u want or not
.. it needs activation at a toll both
.. if nothing specified, the first activation will transfer rm100 from cc to this zing
.. if u do not activate it, it will not be active but is not dead
.. to kill it, u need to call them, no charges
.. not activating and not killing it runs the risk of losing the zing for somebody to use it until u realise it

wow, thats heavy usage. You need like earn rm60k a month to spend like rm10k a month.

haha peri gor

it just an example, we talking about how to waive GST and Annual fee
if swipe alot banker can waive these charges as they duwan to lose big customers

Has anyone read in details the FAQs on the CIMB Cash Rebate MasterCard Programme vers. 3?

I would like to enquire on the category of E-Commerce/Online Spend (cash rebate 5.0%) where the Eligible Merchants/MCC is POSMODE 81. I tried to search for the list of Merchants under POSMODE 81, but there seems to be none.

My question is: Does e-commerce/online spend means anything that I pay online such as clothes, health products etc? Or only certain listed merchants under POSMODE 81?

Thank you.