To be safe, make it 9-10 days before end of each month. I just got a transaction done at 20th but only posted on 29th. Best part is the merchant do settlement once every 2 days.
First time use I do follow what they ask(last transaction at 25th), but it will still "missed" out 1-2 transactions, especially when you already spend rm900-950

The Social
Some Starbucks

The Social is a pub/drinking places, right ?
Which Starbucks exactly ?

this news more relevant to HLB Wise cardmembers buying/stocking-up Aeon vouchers with Grocery category

Hi, if sign up new plan and purchase phone from Maxis, does the total bill can enjoy 10% rebate?
Thx

Can't see the differences ? Can pls elaboratre the advantage?

You can't get 10% if the charges to your wise card is in one large amount say rm1k. To get effectively 10% CB, the charges must spread to average Rm100 in 10 transactions. Check with Maxis is this is possible.

What if my usage bill is around rm1k? Like that also need split? I wonder too how if buy phone got 10% or not. Don not how Hlb determine it.

If you don't split, you got only 1 transaction and you still need 9 x >RM50 transactions in order to qualify for CB.
If you qualify, your monthly spend already more than RM1,450.00, so RM100 CB out of RM1,450 spend is how many %?

Beside the transaction requirement and cash back cap, will purchase hp at maxis give 10%?

Let say I have 10x transaction of rm50 from others category and purchase rm1k worth hp at maxis.

check this feedback from berdorki and subsequent replies

https://forum.lowyat.net/index.php?showtopi...&#entry65801194

Hello guys,

I just called Hong Leong CS. Some info to share for newbie :

1. GST - Waive if you swipe within 45 days (Any amount)
2. Annual Fee - Waive if you swipe within 45 days (Any amount)
3. If you apply for the 2 card, WISE and GSC, both need to swap in order to enjoy above
4. 6 Digit Pin - Will post to you via Snail Mail within 2 weeks after you get your CC
5. Transaction is count as posted transaction - 1st to end of the month
6. Rebate will be given next month on the 28th day
7. If you pay your TNB bill RM150, using three time, RM50 (RM50 x 3), it will consider 3 transaction

Guess, these answer everything. At least for me.

Quite easy to enjoy the 10% cash back.

This post has been edited by kurt: May 16 2014, 06:44 PM

you mean swipe?

highlighted BLUE, these are Year 1 waivers (upon registration).

the jackpot question is, what are the waiver policies (if any) from Year 2 onwards for GST and/or AF

Yes, modified change above

They will said cannot waive and etc. So, before your one year anniversary, two months before the date, you call them, said you want to cancel, unless you can waive the AF and GST.

Also, besides that, there are better credit card out there now.

Are you sure? Can you list out few apple to apple comparison examples ?
As far as I know there is no one best credit card for every one. All cards have pro and cons.

We can try to compel a list of AEON store which sells vouchers under grocery. AEON Permas Jaya CS is under grocery because they are selling Marmite & Bovril on this counter !

there's another swap in point 3 (as below).
sorry, actually i'm not so particular in typo like this, but the typo in your statement below changed the whole meaning of your statement.

Is it true that TM UniFi/Streamyx under mobile category but not mentioned in their page?