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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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SUSsupersound
post Mar 31 2014, 04:12 PM

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QUOTE(ronnie @ Mar 31 2014, 04:05 PM)
Or complete 10 swipes early of the month.
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Mine always like this. 1st sure swipe 2 times for my Maxis, rm50X2 as a start.
Then fill petrol for my car and wife's car, another 2 > rm50 transactions.
Weekend go to Tesco, AeonBig buy some offer groceries, another 2-3 transactions.
So first week if nothing goes wrong, 6-7 transactions done thumbup.gif
mac.tay
post Mar 31 2014, 04:17 PM

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my style is swipe petrol as usual (5x at least) then dining (if any)
before end of mth swipe my maxis if less than 10x, or else keep till next mth wink.gif

This post has been edited by mac.tay: Mar 31 2014, 04:18 PM
onnying88
post Mar 31 2014, 05:07 PM

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Why less ppl choose the utilities?

Mu tnb bill alone also can fulfil the 10x already. Just split it to rm50x10. Lol

tigaxxx
post Mar 31 2014, 05:16 PM

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Going to apply for HLB wise gold to complement my MBK 2 amex......looks like the best cash rebate card in town.......
victorywp
post Mar 31 2014, 05:34 PM

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QUOTE(onnying88 @ Mar 31 2014, 05:07 PM)
Why less ppl choose the utilities?

Mu tnb bill alone also can fulfil the 10x already. Just split it to rm50x10.  Lol
*
because you rich... icon_idea.gif

most here just an employee = no shoplot or factory lot
rent small house = not own semi-d or bungalow
no air-cond = use fan only
cybpsych
post Mar 31 2014, 05:48 PM

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QUOTE(victorywp @ Mar 31 2014, 05:34 PM)
because you rich...  icon_idea.gif

most here just an employee = no shoplot or factory lot
rent small house = not own semi-d or bungalow
no air-cond = use fan only
*
i'm not even paying TNB or SYABAS. all subsidized cool2.gif thumbup.gif
onnying88
post Mar 31 2014, 06:01 PM

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QUOTE(victorywp @ Mar 31 2014, 05:34 PM)
because you rich...  icon_idea.gif

most here just an employee = no shoplot or factory lot
rent small house = not own semi-d or bungalow
no air-cond = use fan only
*
Dun say like that boss, I'm just a small potato.
onnying88
post Mar 31 2014, 06:03 PM

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QUOTE(cybpsych @ Mar 31 2014, 05:48 PM)
i'm not even paying TNB or SYABAS. all subsidized  cool2.gif  thumbup.gif
*
Really jealous, I'm the one who give subsidy to my family. Sobsob
victorywp
post Mar 31 2014, 06:08 PM

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QUOTE(cybpsych @ Mar 31 2014, 05:48 PM)
i'm not even paying TNB or SYABAS. all subsidized  cool2.gif  thumbup.gif
*
that's called FULLY subsidized! rclxms.gif

QUOTE(onnying88 @ Mar 31 2014, 06:01 PM)
Dun say like that boss, I'm just a small potato.
*
small potato also can give subsidy? brows.gif

anyway, the category to be chosen really depends on each individuals. choose the correct category that suits you the most (which you can benefit the most from it). icon_rolleyes.gif
MGM
post Mar 31 2014, 08:08 PM

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QUOTE(onnying88 @ Mar 31 2014, 06:01 PM)
Dun say like that boss, I'm just a small potato.
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Wah! rm500 tnb bill and u are small potato, then what are we, potato skin?
Wongchoy
post Mar 31 2014, 08:10 PM

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QUOTE(onnying88 @ Mar 31 2014, 05:07 PM)
Why less ppl choose the utilities?

Mu tnb bill alone also can fulfil the 10x already. Just split it to rm50x10.  Lol
*
If utilities category include TM / Unifi then more ppl will choose smile.gif
CP88
post Mar 31 2014, 08:14 PM

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QUOTE(MGM @ Mar 31 2014, 08:08 PM)
Wah! rm500 tnb bill and u are small potato, then what are we, potato skin?
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Well said. rclxms.gif
andrekua2
post Mar 31 2014, 08:36 PM

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QUOTE(MGM @ Mar 31 2014, 08:08 PM)
Wah! rm500 tnb bill and u are small potato, then what are we, potato skin?
*
I only subsidize on broadband, and even that is due to using my sister OKU card and get 50% discount on an otherwise RM168 monthly bill.
onnying88
post Mar 31 2014, 09:07 PM

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QUOTE(victorywp @ Mar 31 2014, 06:08 PM)
that's called FULLY subsidized!  rclxms.gif
small potato also can give subsidy?  brows.gif

anyway, the category to be chosen really depends on each individuals. choose the correct category that suits you the most (which you can benefit the most from it).  icon_rolleyes.gif
*
I thought normally house with 2-3 aircon will easily get bil of rm200+ per month already. So for me better choose utilities that need to pay every month. Groceries we can have many place to get like mini market and wet market that can't use card to pay.

As you said, it's depend and different for everyone.
victorywp
post Mar 31 2014, 09:15 PM

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QUOTE(onnying88 @ Mar 31 2014, 09:07 PM)
I thought normally house with 2-3 aircon will easily get bil of rm200+ per month already. So for me better choose utilities that need to pay every month. Groceries we can have many place to get like mini market and wet market that can't use card to pay.

As you said, it's depend and different for everyone.
*
yes, for your case, utility is surely the best category for you.
the best for a small family (with big expenses) is to have 2 hlb wise (husband and wife) with one choosing utility and dining, while the spouse choose petrol and grocery. thumbup.gif

This post has been edited by victorywp: Mar 31 2014, 09:15 PM
cybpsych
post Mar 31 2014, 09:17 PM

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QUOTE(victorywp @ Mar 31 2014, 06:08 PM)
that's called FULLY subsidizedrclxms.gif
small potato also can give subsidy?  brows.gif

anyway, the category to be chosen really depends on each individuals. choose the correct category that suits you the most (which you can benefit the most from it).  icon_rolleyes.gif
*
QUOTE(Wongchoy @ Mar 31 2014, 08:10 PM)
If utilities category include TM / Unifi then more ppl will choose smile.gif
*
QUOTE(onnying88 @ Mar 31 2014, 09:07 PM)
I thought normally house with 2-3 aircon will easily get bil of rm200+ per month already. So for me better choose utilities that need to pay every month. Groceries we can have many place to get like mini market and wet market that can't use card to pay.

As you said, it's depend and different for everyone.
*
now these 3 reasons are my main reasons why HLB Wise is not suitable for me sweat.gif

as victorywp mentioned above, choose the card/category that benefits you and meets your spending pattern.

jelly with HLB Wise cardholders tongue.gif
Wongchoy
post Mar 31 2014, 10:11 PM

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QUOTE(victorywp @ Mar 31 2014, 09:15 PM)
yes, for your case, utility is surely the best category for you.
the best for a small family (with big expenses) is to have 2 hlb wise (husband and wife) with one choosing utility and dining, while the spouse choose petrol and grocerythumbup.gif
*
Ya...thats a way to get 4 categories + mobile . My wife could apply for me and i keep her card. Her category is utility and petrol so i could use the card without signature !! That what i called Hong Leong 2 Wise Cards biggrin.gif
yw46
post Apr 1 2014, 09:18 AM

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Hi all

Sign up plan + device in Maxis Center consider as mobile or not ?
mac.tay
post Apr 1 2014, 09:24 AM

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as long maxis transaction.
even u buy iphone also but capped at RM100/mth plus u need extra 9x tranx
yw46
post Apr 1 2014, 09:48 AM

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QUOTE(mac.tay @ Apr 1 2014, 09:24 AM)
as long maxis transaction.
even u buy iphone also but capped at RM100/mth plus u need extra 9x tranx
*
thanks bro

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