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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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SUSsupersound
post Mar 28 2014, 11:27 PM

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QUOTE(andrekua2 @ Mar 28 2014, 11:22 PM)
Why are you surprised? Honestly some people really care about the type of cards they received, but in reality, its the benefits that matters. I once got my HSBC classic card up to 20K as well.
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I never surprised. A credit card is a credit card. When fraud case happens, it is still a fraud case, only classic card those jerks know that the limit are low and don't swipe a lot. But those platinum they dare to swipe expensive stuffs.
I had this fraud case before, so I request for lower credit limit.
hkboey
post Mar 29 2014, 01:58 AM

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QUOTE(supersound @ Mar 28 2014, 10:58 PM)
My auntie's classic HSBC's credit limit are rm150k while my Platinum Master from Maybank is rm15k.
Does the card show anything? Nothing actually, but if just want to fullfill your lust on "high" standard card, go for it.
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You mean "you" took the platinum for your lust on high standard?? smile.gif
I was just comparing gold vs plat benefit. What makes u think Im looking to fulfill my lust? LoL biggrin.gif
SUSsupersound
post Mar 29 2014, 11:19 AM

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QUOTE(hkboey @ Mar 29 2014, 01:58 AM)
You mean "you" took the platinum for your lust on high standard?? smile.gif
I was just comparing gold vs plat benefit. What makes u think Im looking to fulfill my lust? LoL biggrin.gif
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Nope, I applied for gold only and they gave me platinum. But then what special benefit I have? Is still same as normal gold and classic.
yw46
post Mar 29 2014, 02:48 PM

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about switching the category, how long you all waited to receive the confirmation sms ?
SUSsupersound
post Mar 29 2014, 04:00 PM

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QUOTE(yw46 @ Mar 29 2014, 02:48 PM)
about switching the category, how long you all waited to receive the confirmation sms ?
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Guess is quite fast, but I never want to switch.
sovietmah
post Mar 29 2014, 06:20 PM

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Just got my rebate,

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yw46
post Mar 30 2014, 05:06 PM

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QUOTE(supersound @ Mar 29 2014, 04:00 PM)
Guess is quite fast, but I never want to switch.
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I called CS on Saturday, now still not yet receive any SMS.
SUSsupersound
post Mar 30 2014, 05:44 PM

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QUOTE(yw46 @ Mar 30 2014, 05:06 PM)
I called CS on Saturday, now still not yet receive any SMS.
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If not mistaken you need to send SMS for the change.
echoesian
post Mar 30 2014, 11:49 PM

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I only got one left to complete 10x transactions. Can anybody suggest what type of transaction would be able to post on the same day ?
victorywp
post Mar 31 2014, 12:48 AM

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QUOTE(echoesian @ Mar 30 2014, 11:49 PM)
I only got one left to complete 10x transactions. Can anybody suggest what type of transaction would be able to post on the same day ?
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someone suggested earlier the store using hlb terminal and post on the same day.
lamode
post Mar 31 2014, 09:29 AM

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QUOTE(echoesian @ Mar 30 2014, 11:49 PM)
I only got one left to complete 10x transactions. Can anybody suggest what type of transaction would be able to post on the same day ?
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pay bill in HLB online banking with your credit card is probably better shot.
mac.tay
post Mar 31 2014, 09:39 AM

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when annual fee rm160 coming, not sure worth to keep or not.... anyone manage to waive?
SUSsupersound
post Mar 31 2014, 10:22 AM

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QUOTE(echoesian @ Mar 30 2014, 11:49 PM)
I only got one left to complete 10x transactions. Can anybody suggest what type of transaction would be able to post on the same day ?
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This will be very tricky.
No 100% you can make it.
Next time within first 2 weeks try to make up 10 transactions first.
SUSsupersound
post Mar 31 2014, 10:26 AM

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QUOTE(mac.tay @ Mar 31 2014, 09:39 AM)
when annual fee rm160 coming, not sure worth to keep or not.... anyone manage to waive?
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I just reach 1 year of usage, GST sure have to pay, but annual fee not stated in my statement yet.
Even you need to pay rm210 for WISE, as long as you can get back rm100 every month, you are still getting about 8.25% of cash back, which is still better than other cards.
mac.tay
post Mar 31 2014, 11:18 AM

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QUOTE(supersound @ Mar 31 2014, 10:26 AM)
I just reach 1 year of usage, GST sure have to pay, but annual fee not stated in my statement yet.
Even you need to pay rm210 for WISE, as long as you can get back rm100 every month, you are still getting about 8.25% of cash back, which is still better than other cards.
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bank is like that.
no call no waive.
mine is in june, too early to call for waiver.
i cannot hit rm100 all the month, normally rm60-80 tongue.gif
mac.tay
post Mar 31 2014, 11:19 AM

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QUOTE(supersound @ Mar 31 2014, 10:22 AM)
This will be very tricky.
No 100% you can make it.
Next time within first 2 weeks try to make up 10 transactions first.
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always chk wif online banking to make sure 10x before 28th.
pay next mth phone bill if cannot make 10x sweat.gif
SUSsupersound
post Mar 31 2014, 01:28 PM

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QUOTE(mac.tay @ Mar 31 2014, 11:18 AM)
bank is like that.
no call no waive.
mine is in june, too early to call for waiver.
i cannot hit rm100 all the month, normally rm60-80  tongue.gif
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I'm waiting for next month's statement, finger crossed until then.

QUOTE(mac.tay @ Mar 31 2014, 11:19 AM)
always chk wif online banking to make sure 10x before 28th.
pay next mth phone bill if cannot make 10x  sweat.gif
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You have to see what category you choose, for me, petrol+groceries+mobile I sure can hit rm100.
Then groceries some I sell it back thumbup.gif
Wongchoy
post Mar 31 2014, 03:28 PM

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QUOTE(supersound @ Mar 31 2014, 10:22 AM)
This will be very tricky.
No 100% you can make it.
Next time within first 2 weeks try to make up 10 transactions first.
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No problem bro. The longest time for my transaction to be posted is 4 days. Anyway from now on, most transactions will be posted the next day rclxms.gif
SUSsupersound
post Mar 31 2014, 03:40 PM

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QUOTE(Wongchoy @ Mar 31 2014, 03:28 PM)
No problem bro. The longest time for my transaction to be posted is 4 days. Anyway from now on, most transactions will be posted the next day  rclxms.gif
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Hope so, but in order to avoid any argument later on, now I don't swipe the card on last 5 days.
TSronnie
post Mar 31 2014, 04:05 PM

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QUOTE(supersound @ Mar 31 2014, 03:40 PM)
Hope so, but in order to avoid any argument later on, now I don't swipe the card on last 5 days.
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Or complete 10 swipes early of the month.

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