HLB will not consider AF waiver until you threaten to cancel the card. Tax definitely can't waive.
Consider downgrade to Wise Gold and substitute supp card with prepaid Giant, Tesco, Aeon gifts card or vouchers purchased by principal card.( if your category is grocery).

did you get them both on the same date of your statement ?

Currently Hlb offer free AF for new supp card. So maybe can cancel both and reapply gold + supp again.

Don't worry too much on this, you shall getting annual fee waived during your dream

I plan to cancel. Any other good cash back card to recommend?

MBB dual card. This is the first card you shall get when you are entitled for applying > 1 card.
But have to pay rm100 of GST, AMEX will have 5% of cash back(no restrictions at all, only restrictions on merchant due to they don't want to pay 4.5-5% of service charge, Master and Visa only charge 1-3%) on weekends. Not to mention 5X TP everyday by using AMEX. You can use the TP to offset the GST.
Some new card users are still paying rm50 of GST. When they charge you rm100, you can apply to get rm50 waived and the chances of getting waived are quite high, unlike WISE that will be wasting your time and phone call's charge.

there is a promo now so u will get rm50 each card waived with 3 transactions each

Is this calculation on per-category basis? So for example if you spend 545 on groceries you get RM55 under grocery category and you spend another 345 on utilities you get RM35 there?

yes, which is why we can spend rm985 and still get rm100 cb. this is the most minimum amount to spend but still get rm100 cb.

Yup you are right. The calculation is rounded up per category so it is possible to get RM100 rebate with spending of RM985 !

bro, don't get confused. "dual cards" is the term used by hlb while "2 cards" is the term used by mbb. unless you mean "mbb dua cards". lol...

yes, new users of mbb2cards can benefit from the new promo to get rm100 with 3 swipes, which solve the rm100 gst issue. even better than old users time where we need to use our hard earned tp to strike off the rm50 gst.

if using platinum (or above) for both mbb and hlb, the calls made to them is free (including using mobile phone) but provided you are calling in malaysia.

if u are using maxis mobile calling 1800 is not free local charges apply

Bro, you probably confused with 1-300 local call.
1-800 is toll free to all lines. (Free call)
1-300 is local call to all lines. (Pay local call rate accordingly to your respective telco call plan)

Warrior, want to fish me again? I not that stupid wor..... But you may considered yourself lucky during your dream.

https://forum.lowyat.net/topic/592137/all
https://forum.lowyat.net/topic/2109975/all
http://www.malaysianwireless.com/2014/05/m...sked-questions/
Keyboard warrior(not you) detected.

yes, it's free. i have been doing that with hotlink since years ago calling to both mbb and hlb platinum numbers 1800.

I've never see calls to 1-800-xxx-xxx charges in my Maxis Mobile bills

just came back from 3 days holiday still so sarcastic? maybe you need longer holiday to release your stress.

bro, buat apa ambik thread lama-lama nie? have you tried yourself? you can continue to be ignorant, but i have been calling for free all the time using hotlink to both mbb and hlb platinum numbers 1800.

ok, very easy to do a simple test. if anybody have hotlink, you can just try to call those 1800 numbers, hung up after 1-2 seconds. it will show the cost of the call. if it's free, call again and talk as long as you want. if it's not free, just cry for help, and someone may donate money to you to make a call back home to your mama.

any one use myeg to pay TNB bill or nt?
Because i last few week i have use myeg to pay TNB bill. So i entitle to get 10% cash back from hlb?

my Jedi mind-trick doesnt work: what are the categories that you selected for Wise card???

you can always call CS and ask them what is the MCC for that Myeg transaction. they will tell you.