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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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siang57
post Sep 27 2014, 06:14 PM

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QUOTE(cybpsych @ Sep 27 2014, 06:10 PM)
my Jedi mind-trick doesnt work: what are the categories that you selected for Wise card???  doh.gif

you can always call CS and ask them what is the MCC for that Myeg transaction. they will tell you.
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i select utility bill and petro... can i view at hlb on9 transaction? lazy to call to CS..
cybpsych
post Sep 27 2014, 06:17 PM

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QUOTE(siang57 @ Sep 27 2014, 06:14 PM)
i select utility bill and petro... can i view at hlb on9 transaction? lazy to call to CS..
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calling CS is the fastest and better way, cuz that's what captured by their system.

I do this everytime swiping my Wise at new merchants, locations, or different/irregular merchant name (e.g. Petronas vs PSS)
cdspins
post Sep 27 2014, 06:19 PM

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QUOTE(siang57 @ Sep 27 2014, 06:14 PM)
i select utility bill and petro... can i view at hlb on9 transaction? lazy to call to CS..
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Haha... CS is the most confirm way, asking here, you might get your answer, you might get the wrong answer... tongue.gif
But based on my understanding, myeg not consider as utility.
SUSsupersound
post Sep 27 2014, 06:55 PM

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QUOTE(cdspins @ Sep 27 2014, 06:19 PM)
Haha... CS is the most confirm way, asking here, you might get your answer, you might get the wrong answer... tongue.gif
But based on my understanding, myeg not consider as utility.
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CS usually won't really give the answer on the first time. This is their SOP.
If you are lucky, maybe ask for third time may get answer, mine even they send me a hard copy mail but still can't answer my question.
Ask you may or may not get the answer. You may not get the answer if saying something bad on WISE.

This post has been edited by supersound: Sep 27 2014, 06:56 PM
mcricky
post Sep 27 2014, 06:58 PM

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Tips for those who choose groceries as one of the categories, you can buy giant gift card at RM50 to accumulate your minimum 10 transactions x RM50.
The gift card expire in 2 years.
You no need to force yourself to buy at least RM50 groceries each time.
Buy one time RM50 value gift card, pay multiple times of groceries <RM50. brows.gif

You can buy Aeon BIG gift card also, but it expire in 1 year.

This post has been edited by mcricky: Sep 29 2014, 08:50 AM
cybpsych
post Sep 27 2014, 07:03 PM

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QUOTE(mcricky @ Sep 27 2014, 06:58 PM)
Tips for those who choose groceries as one of the categories, you can buy giant gift card at RM50 to accumulate your minimum 10 transactions x RM50.
The gift card expire in 2 years.
You no need to force yourself to buy at least RM50 groceries each time.
Buy one time RM50 value gift card, pay multiple times of groceries <RM50.  brows.gif

You can buy Aeon gift card also, but it expire in 1 year.
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Yep, that's what I did on month 1 after gotten Wise. Subsequent months, I don't need anymore cuz preplanning and discipline my parents from buying if <RM50 amount brows.gif

If u can plan your 10xRM50 transactions for whole month, you'd meet it. If still cannot meet, just reload your TNG card biggrin.gif
siang57
post Sep 27 2014, 07:08 PM

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QUOTE(cdspins @ Sep 27 2014, 06:19 PM)
Haha... CS is the most confirm way, asking here, you might get your answer, you might get the wrong answer... tongue.gif
But based on my understanding, myeg not consider as utility.
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but i use myeg to pay utility bill o.. i tot function same like i use Payonline pay utility only?
SUSsupersound
post Sep 27 2014, 07:38 PM

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QUOTE(mcricky @ Sep 27 2014, 06:58 PM)
Tips for those who choose groceries as one of the categories, you can buy giant gift card at RM50 to accumulate your minimum 10 transactions x RM50.
The gift card expire in 2 years.
You no need to force yourself to buy at least RM50 groceries each time.
Buy one time RM50 value gift card, pay multiple times of groceries <RM50.  brows.gif

You can buy Aeon gift card also, but it expire in 1 year.
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Not that advisable also on getting cash vouchers. Best still plan properly on your monthly actual spending.
Like my own actual spending are rm100-200(mobile), rm200-300(groceries) and rm300-400(petrol), so rm600-900. Have to know that groceries are hard to predict the actual spending most of the time as it may have offer(like Top 2.5kg selling for rm9.20 in Rapid or salmon fish selling for rm20 per kg).
So whenever have such offer, I'll just sweep it to meet the rm1000. Then push it out to my neighbor. Like Milo 2kg softpack you can push to coffee shops.

QUOTE(siang57 @ Sep 27 2014, 07:08 PM)
but i use myeg to pay utility bill o.. i tot function same like i use Payonline pay utility only?
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Have to see the code, just test it out.
siang57
post Sep 27 2014, 08:24 PM

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QUOTE(supersound @ Sep 27 2014, 07:38 PM)
Not that advisable also on getting cash vouchers. Best still plan properly on your monthly actual spending.
Like my own actual spending are rm100-200(mobile), rm200-300(groceries) and rm300-400(petrol), so rm600-900. Have to know that groceries are hard to predict the actual spending most of the time as it may have offer(like Top 2.5kg selling for rm9.20 in Rapid or salmon fish selling for rm20 per kg).
So whenever have such offer, I'll just sweep it to meet the rm1000. Then push it out to my neighbor. Like Milo 2kg softpack you can push to coffee shops.
Have to see the code, just test it out.
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how to c the code? only the way call to CS to get the code?
SUSsupersound
post Sep 27 2014, 08:37 PM

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QUOTE(siang57 @ Sep 27 2014, 08:24 PM)
how to c the code? only the way call to CS to get the code?
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You won't know until it comes out in the statement.
If you don't get it, you need to use your account and ask them. Then enjoy how they twist and bring you round the garden.
I've been through all this so I will stick to the places I'm sure getting cash back.
That's why I never use utilities.

This post has been edited by supersound: Sep 27 2014, 08:37 PM
siang57
post Sep 27 2014, 08:56 PM

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QUOTE(supersound @ Sep 27 2014, 08:37 PM)
You won't know until it comes out in the statement.
If you don't get it, you need to use your account and ask them. Then enjoy how they twist and bring you round the garden.
I've been through all this so I will stick to the places I'm sure getting cash back.
That's why I never use utilities.
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haha, so funny.
SUSsupersound
post Sep 27 2014, 09:13 PM

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QUOTE(siang57 @ Sep 27 2014, 08:56 PM)
haha, so funny.
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I can tell you that, it is the worst card I ever use.
aeiou228
post Sep 27 2014, 09:13 PM

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QUOTE(supersound @ Sep 27 2014, 12:09 PM)
Aiyo, you kena mod banned 3 days only and now your symptoms become more worst liao. doh.gif
Not long ago you confused about transaction date and posting date. Die die also said cash back is based on transaction date and accused HLB cheated you.
Then you spent at overseas grocery store but can't get cash back due to merchant code discrepancy, you also die die accused HLB cheated you.
And now you have no knowledge about 1-800 toll free no. but you googled up some wrong/old info from the internet and posted your wrong findings here and inadvertently revealing you level of intelligence ? rclxms.gif

Honestly, it's fun to have you here and keep us entertained. Hope to see more stunts from you thumbup.gif
DarReNz
post Sep 27 2014, 10:06 PM

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ok guys I found this link
https://forum.maxis.com.my/forum_topic.asp?TOPIC_ID=2379

so 1800 is free but 1300 has charges
victorywp
post Sep 27 2014, 10:13 PM

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QUOTE(DarReNz @ Sep 27 2014, 10:06 PM)
ok guys I found this link
https://forum.maxis.com.my/forum_topic.asp?TOPIC_ID=2379

so 1800 is free but 1300 has charges
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yes, correct. 1300 will be charged at local call rate no matter which part of malaysia you call from.
victorywp
post Sep 27 2014, 10:14 PM

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QUOTE(aeiou228 @ Sep 27 2014, 09:13 PM)
Aiyo, you kena mod banned 3 days only and now your symptoms become more worst liao. doh.gif
Not long ago you confused about transaction date and posting date. Die die also said cash back is based on transaction date and accused HLB cheated you.
Then you spent at overseas grocery store but can't get cash back due to merchant code discrepancy, you also die die accused HLB cheated you.
And now you have no knowledge about 1-800 toll free no. but you googled up some wrong/old info from the internet and posted your wrong findings here and inadvertently revealing you level of intelligence ? rclxms.gif

Honestly, it's fun to have you here and keep us entertained. Hope to see more stunts from you thumbup.gif
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wow, since when you created a doctor card for him? lol...
guy3288
post Sep 27 2014, 11:15 PM

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admit mistake what's so difficult? Dont always be paranoid of others's intention.
Who is telling the truth and who is talking rubbish, it is all recorded there for every one to see. No point trying to twist and turn.
aeiou228
post Sep 27 2014, 11:44 PM

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QUOTE(supersound @ Sep 27 2014, 11:37 PM)
Warrior, sorry, I never quote you at any 1 time, is you that are picking me up.
And I won't answer any of your question, as long as you never answer my question.
So next time you want to insult your self again, look for other people.
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Don't deviate. Calling 1800 kena charge or not?
bee993
post Sep 28 2014, 02:06 AM

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Every now n then got clown doin free entertainment.lolx.
victorywp
post Sep 28 2014, 02:15 AM

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QUOTE(bee993 @ Sep 28 2014, 02:06 AM)
Every now n then got clown doin free entertainment.lolx.
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which is why you stay up late just to watch the show? lol...

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