well, good for new signup (although a bit stringent) and use within 1 year prior to next AF kicked in, considering 2nd year AF waiver is non-existence.

so far, only tbheng managed to waive the AF 

https://forum.lowyat.net/index.php?showtopi...post&p=66917045

Thats not a wise move. You may or may not get CB. And you will need 9 other trnx to qualify !

as i know they have separate terminal for bill payment and phone purchase. 10% only for phone bill payment.

which cc you mean?

i think should be no problem to get the 2% from uob. if you really didn't get it, a call to their cs should be able to solve the issue. they are more lenient. lol... 

Kena annual fee rm450..
WIse card RM300
GSC card RM150..
CS say cannot waive for WISE card.. really tulan.. use less than one year.
Waiting for cancellation call now.

lol... due to last time when i'm going to cancel my stanchart cc.
stanchart used to give 5% cb on petrol too but the cb will only be given in next statement.
there's one time i pumped rm30 and so i received rm1.50 (next month).
since i am going to cancel the cc (due to their changes in t&c), so i just pumped rm1.50 to utilise the cb.
but then i received rm0.08 (next month) again, so i pumped that rm0.08 amount and the cb ended lor!
super kiasu style!   

And shop in Tesco using the business card got extra discounts.

I manage to get it waived

i think he meant tesco biz card not cc.

AF issues. Even i contemplating it as well ! But have decided to carry on 

Platinum CL min. 12k and the word PLATINUM on the card. Benefit wise, no difference. But of course, you pay RM300 for the platinum maybe you can get the 'syiok sendiri' feeling 

you will join the cancellation discussion after 6-9 months of using it. enjoy your beginning period of using wise first.

here it is..

no, i didn't call yet..
govt tax was charged on 25 july while AF was charged on 1 aug