that is surely something i dun understand at all. all marketing gurus, books n seminars tell u it cost 5 times more to get a new customer than to keep an existing. yet they keep pissing off the loyal ones. so, either old school marketing is obsolete or they have found new researched evidence that it is cheaper to dump loyal ones and go spend to get new ones!

non cashback cards are less of an issue. in fact, many of the non-cashback cards now have zero af, like rewards card.

cashback or non-cashback, they have been good to me in the last 10 years for af n the other charge. now, i am not optimistic they will do the same this time around.

This post has been edited by AVFAN: Jun 9 2014, 11:07 AM

Citibank damn stingy.
I called and asked why no trolley bag for me yet.
They dig out the old T&C and said Clear Visa does not entitle to trolley bag during that period (early this year), only Clear Master.
Is true anyway, I noticed that when I applied too, just never thought they will be so observant.

This post has been edited by yw46: Jun 9 2014, 03:23 PM

you know there was such t&c, why you still signed up for it? should have opted for the Clear Mastercard

can swipe to buy a car

mine was fast within an hr

GST pay government.

lure in new customers because some might just pay the annual fee.

http://www.citibank.com.my/index.htm

saw the promotion cash rebate rm300 for new card signup if can swipe rm1500 within 60days.

anybody know which citibank card application will be entitle for this rebate? and swipe rm1500 is for all spending include insurance?

Here,
https://www.citibank.com.my/english/forms/i...CCACBENHOMEHB01
T&Cs: https://www.citibank.com.my/english/forms/i...ck-Campaign.pdf

applied the cash reward card just now.. try to get the rebate

Does citibank premiermiles card give unlimited access to premier lounge in KLIA2? and how about the free taxi if arrive at klia2?

an hour..where u go apply?

Hi guys,

I need your help, there was a call from Citibank telemarketer, mentioned to offer me Dial For Cash (DFC) upon my Citibank cash back credit card, kind like fix installment.

Their offer is 3.13% p.a.; offer me about 20k, monthly fix installment about RM500/month for 48 months. This is attracting me as I need some cash flow now.

1. I would like to know is there any hidden charges behind that? What I understand is 2% non refundable charge from my total amount. 5% charge for any early settlement on my outstanding in future.

2. May I know what is effective interest rate? I saw from website their standard rate is around 10% p.a.; is that possible I got the offer of 3.13%, or there is something behind the telemarketer never told me on the phone?

3. Is there any admin fees charge every month or any charges I may not know?



Thanks advance for those bro that can reply me

thru a credit sales person

mantapnya..
boleh bagi contact?

call d cs already..

but they say cant check..coz mcm under process/review...

hmmph card application got so long ker?

good day my fellow forummer

wanna ask abt Citibank clear card movie offer. it mention 1 complimentary ticket per transaction. so is that possible to perform multiple transaction?

I think it's pretty fair la. 24k / 20k is 1.2. mean 20% for 4 years or 5% fix rate a year. this is by invite that's why u got this rate. if convert to effective rate for 4 years it's abt 9.245%.

anyway this is ur own limit la. so it's common they grant u lower rate.

Last time friends and I went for movie, one clear card only can purchased one get one free.

You can use for multiple transaction I think but there is only available one free ticket, the rest need to pay.

guys i have 2 questions here,

1.i received annual fee and tax for my clear card for this month statement,is possible to waive it?

2.can i request to cancel my card even though i have installment with them now?

thanks.

which mean if I buy 1 ticker per transaction for 3 times, i'll have 4 tickets in total? or 6?

annual fee just write in using Citibank online compose message can waive already. tax very unlikely they will waive for u.

I think u still can cancel credit card, but instalment will being payable.