I have paid for the GST last month because I can't accumulate or meet for the RM 50 rebate in block.

Therefore, I pumped all my expenses after that to ensure that it passes RM 50 this month till AF is charged.

It's a good card to have as a backup but not as the primary card at least the petrol category rebate is guaranteed (not like UOB ONE).

This post has been edited by David83: Sep 8 2014, 04:57 PM

Promo by SMS invitation only? I think the promo is to spend rm2500/month or rm7500 in 3 months to get rm150 CB (only 2%).

This post has been edited by MGM: Sep 8 2014, 06:49 PM

now only i know no need to pay..
previously i call to cancel it before AL & GST was charged to statement.

AF also no need to pay by cancel card?

YES.

AF is under banks jurisdiction. GST is under government/MOF/BNM jurisdiction. To waiver AF, it depends on the bank policy and affordability.

This post has been edited by David83: Sep 8 2014, 06:56 PM

Yes, just Selected Cardholder with SMS Invitation Only baru can Enrol....

https://www.citibank.com.my/english/promo/cash/index.html
https://www.citibank.com.my/english/promo/c...Back_Sep_14.pdf

This post has been edited by fly126: Sep 9 2014, 01:51 AM

hi guy i got 2 card from citibank...platium business card and platium cash back.. after 1 year really need pay anual feed? rm250 per card !!!!!!!! damm.. hope u guy can give some advise

Call CS Request Annual Fee Waiver...
If Your Request Declined just Proceed for Cancellation...

last couple of pages say a lot of cardmembers can't get af waived these days. like i suspected, they now adopt of case-by-case attitude for af waiver, and pretty much no gst rebate at all.

for easy reference, the charges table, before gst:
https://www.citibank.com.my/english/common/...rges-credit.htm

Betul-Betul...
Citibank more Stingy now, Unless you're a Big Spender It's X Worth to Most Ppl an Average Spender if need to pay AF + GST just Enjoy the Card Benefits If They Charging me AF by next year I Would like to Cancel their Card also

Anyway It's Good to have Cards with Lifetime Fee Waiver like, MBB2Card, OCBC Tit., Hassle free

Btw, U got Invited...???

This post has been edited by fly126: Sep 9 2014, 12:15 PM

for 2 cashback cards, i spend <2k a month. mainly for petrol and groceries.
i believe they gave me af waiver not becos of spending but becos i pay up every month on time.
plus, i spend more on non-cash rebate with the rewards card for insurance and utilities.
for cash rebate cards, if they refuse af waiver, bye bye it is as it does not make $ sense to keep.
rewards card, ok, no af, just pay gst using points.

yes, think i got invited. but i din bother as none of my cards will spend 3k a month for 3 months, i know.

i have business and Cash back as well, i call to CS, they just waived it easily. I used to cancel 1 card, they call twice to waive my AF and GST

ME Too, just an Ikan Bilis Not a Big Spender to Citibank...
Why they give AF Waiver to My CB Plat. just becos I got FPP with Them, I think that's the Only Reason...

This post has been edited by fly126: Sep 10 2014, 01:23 AM

I got 2 Citibank credit card now and decided to cancel one out, which card should i cancel
Citibank Airasia gold card or Citibank Clear card?

You should keep the one that benefits you the most.

filled up the online form early morning, officer call me noon for verifying, evening already received application form in my email. submit application at night and processed next day. hopefully the card will be ready in my hand by next week. aiming for RM300 cash back visa choice card with 16.7% effective cb

how do you submit the hardcopy application?

print out the form received in email, fill up and scan before sending back to citibank

so there is no need to submit the print out harcopy?

Clause 3(a) as follows:
----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
a) Applications made via Citibank Online at www.citibank.com.my (“Website”)
i) by filling out and/or completing an electronic online Citibank credit card application form and submitting it via Citibank Online on the Website;
ii) subsequently completing and submitting a physical credit card application form (together with all supporting documents) to Citibank by mail or facsimile before the deadline set out in Clause 8 below
----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Anyone using citi cashback platinum? Just receive my statement and they charge me the annual fees(rm195). After call in to ask for waiver, they still not willing to waive it. If cancel the card then no need to pay for the annual fees but still need to pay for the gst. Anyone face this before?