Waiting for banker at brickfields to sign documents. All the best for others.
Investment RESIDENCY V @ OLD KLANG ROAD [OWNERS' THREAD], Brought to you by Kerjaya Prospek
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 May 29 2014, 10:14 AM
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47 posts Joined: Feb 2011  
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May 29 2014, 10:43 AM
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Junior Member
108 posts Joined: Oct 2012 
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QUOTE(kalaiselvan83 @ May 29 2014, 10:14 AM) Waiting for banker at brickfields to sign documents. All the best for others. signing bank loan offer letter??  congratulationss. |
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May 29 2014, 11:20 AM
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Senior Member
617 posts Joined: Oct 2013
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QUOTE(JaMeShi @ May 28 2014, 09:36 PM) Thanks for your support! However due to some reasons, I have decided not to share them. you're such a killer.. haha.. btw.. for invest i don think is a good place here.. but honestly if you for own stay.. yes..I must however make a disclaimer: I am a real estate agent currently also working for Tiara Mutiara 2 property. Hence no matter how I put it, I believe I will still be branded as having personal interest. 15 years of forum cyber life cant be wrong. Here is some pictures for those who have never went to the site. Cheers! The access road leading to Residency V, where you can see part of Pearl Point, Pearl Suria and the old flats:  A closer view:  Residency V and neighbouring flat:  Exact front view of Residency V site:  Current construction:  A glimpse of Pearl Point Condo & Pearl Suria construction site from Jalan Sepadu 5:  From Jalan Sepadu 5 viewing out:  i use to live at pearl point condo b4.. it is very convenience.. i knew there have a lot flat in front.. but it doesnt matter.. so for own stay no houses ppl~! really good deal  |
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May 29 2014, 11:25 AM
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Junior Member
47 posts Joined: Feb 2011
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QUOTE(tracia1335 @ May 29 2014, 10:43 AM) signing bank loan offer letter?? Yes bank loan offer letter. Tqcongratulationss. |
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May 29 2014, 11:54 AM
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Junior Member
25 posts Joined: Nov 2007
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Maybank is super fast in approving! It only took them 2 working days to do it for ours. But cimb bank taking pretty long. The maybank officer is really aggresive while the cimb guy is slightly less aggresive. But anyhow I believe the rates are the same.
I have stayed in condo before moving into landed with my hubby. And I still definitely prefer goin bck to condo hence why we bought another in RV. So we will opt to either rent the landed out or keep it 1st (havent decided) when RV completes. Cant wait! The 3 yrs feels long! |
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May 29 2014, 12:11 PM
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Senior Member
4,830 posts Joined: Jan 2012
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QUOTE(aishing @ May 29 2014, 11:54 AM) Maybank is super fast in approving! It only took them 2 working days to do it for ours. But cimb bank taking pretty long. The maybank officer is really aggresive while the cimb guy is slightly less aggresive. But anyhow I believe the rates are the same. Can I check with you, on the type of Loan that Maybank approved in your Letter of Offer, does it state something like MaxiHome Loan, etcI have stayed in condo before moving into landed with my hubby. And I still definitely prefer goin bck to condo hence why we bought another in RV. So we will opt to either rent the landed out or keep it 1st (havent decided) when RV completes. Cant wait! The 3 yrs feels long! |
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May 29 2014, 12:33 PM
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Junior Member
37 posts Joined: May 2014
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QUOTE(kalaiselvan83 @ May 29 2014, 10:14 AM) Waiting for banker at brickfields to sign documents. All the best for others. Congrats bro!!  I signed my Loan Offer from AmBank last week. What is the rate given by Maybank?? |
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May 29 2014, 01:54 PM
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Junior Member
25 posts Joined: Nov 2007
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QUOTE(cfa28 @ May 29 2014, 12:11 PM) Can I check with you, on the type of Loan that Maybank approved in your Letter of Offer, does it state something like MaxiHome Loan, etc We r taking the flexi home loan if I m not mistaken bcz according to them, It can offset the interest if we hv savings in the bank... something along that line... |
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May 29 2014, 02:04 PM
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Senior Member
4,830 posts Joined: Jan 2012
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QUOTE(aishing @ May 29 2014, 01:54 PM) We r taking the flexi home loan if I m not mistaken bcz according to them, It can offset the interest if we hv savings in the bank... something along that line... I am keen on specific details, i.e. name of Loan that appears in your Offer Letter cos mine was stated as Term Loan. |
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May 29 2014, 02:19 PM
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Junior Member
25 posts Joined: Nov 2007
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QUOTE(cfa28 @ May 29 2014, 02:04 PM) I am keen on specific details, i.e. name of Loan that appears in your Offer Letter cos mine was stated as Term Loan. There r 2 types of loan, either term loan or flexi loan. Go check the difference in loanstreet.com.my |
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May 29 2014, 02:39 PM
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Senior Member
4,830 posts Joined: Jan 2012
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QUOTE(aishing @ May 29 2014, 02:19 PM) There r 2 types of loan, either term loan or flexi loan. Go check the difference in loanstreet.com.my I was under impression that Name of Loan should be MaxiHome XXX. Then it can be fixed term loan or full flexi loan.For my other Offer Letter, it had the Name of Loan, such as OCBC Home Loan xx cos Maybank has a product called 'Term Loan" But my Loan was just called Term Loan. Maybank brand name of MaxiHome does not appear any where. Thus wanna ask does your Offer Letter says MaxiHome xxx This post has been edited by cfa28: May 29 2014, 02:41 PM |
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May 29 2014, 02:50 PM
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Junior Member
47 posts Joined: Feb 2011
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Anyone has signed spa? My agent told me that he will arrange in 2 weeks time
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May 29 2014, 03:02 PM
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Senior Member
4,830 posts Joined: Jan 2012
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QUOTE(kalaiselvan83 @ May 29 2014, 02:50 PM) Anyone has signed spa? My agent told me that he will arrange in 2 weeks time Don't think it will be so soon. APDL just issued. You should inform the SA on who is your Bank that you will be using so that they can also start work on the Loan Agreements and u can sign both SPA and Loan Agreements on the same day.Heard SPA / Loan Agreements can be signed at the Sales Gallery. This post has been edited by cfa28: May 29 2014, 03:02 PM |
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May 29 2014, 03:14 PM
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Junior Member
47 posts Joined: Feb 2011
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I suppose to the agent together with the banker. Bt last minute he changed his appointment n told me that he will arrange spa within 2 weeks. Ive signed loan agreement documents. Rhb bank with BLR 2.45%. Its is a flexi loan.
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May 29 2014, 03:21 PM
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Senior Member
4,830 posts Joined: Jan 2012
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QUOTE(kalaiselvan83 @ May 29 2014, 03:14 PM) I suppose to the agent together with the banker. Bt last minute he changed his appointment n told me that he will arrange spa within 2 weeks. Ive signed loan agreement documents. Rhb bank with BLR 2.45%. Its is a flexi loan. Bro, u signed the Offer Letter only or also the Loan Agreements such as Facility Agreement, Deed of Assignment, etc.Normally, Loan Lawyer will not recommend to sign the actual Loan Agreements until the SPA is signed cos its a Condition Precedent in the Loan Agreement that the SPA must be executed first. |
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May 29 2014, 03:30 PM
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Junior Member
37 posts Joined: May 2014
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QUOTE(kalaiselvan83 @ May 29 2014, 03:14 PM) I suppose to the agent together with the banker. Bt last minute he changed his appointment n told me that he will arrange spa within 2 weeks. Ive signed loan agreement documents. Rhb bank with BLR 2.45%. Its is a flexi loan. Wow congrats for getting BLR-2.45 and Flexi Loan from RHB. RHB gave me BLR -2.40 and Semi Flexi loan... Decided to take AmBank because they offered BLR-2.43 and it is a Full Flexi Loan  Anyway I have spoken to my SA and she informed me signing of SPA may take sometime next month cause they are still preparing all the booking form to be given to their panel law firm. |
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May 29 2014, 04:41 PM
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Junior Member
47 posts Joined: Feb 2011
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Sorry... it was just a offer letter which I signed. Wrongly mentioned loan agreement.
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May 29 2014, 04:45 PM
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Senior Member
4,830 posts Joined: Jan 2012
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QUOTE(kalaiselvan83 @ May 29 2014, 04:41 PM) Sorry... it was just a offer letter which I signed. Wrongly mentioned loan agreement. no problem bro, was concerned that if u signed the Loan Agreement and somehow did not sign the SPA, it will be complicated. |
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May 30 2014, 04:52 PM
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Junior Member
112 posts Joined: Dec 2006
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we took maybank as well - flexi loan too
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Jun 1 2014, 09:36 AM
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Junior Member
47 posts Joined: Feb 2011
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Congrats. Why dont you demand for -2.45? I gt this rate from rhb bank as well.
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