Since you got to have the money first to even use it, honestly, it makes the whole thing a little redundent.

Only benefit I can see here is

i) you don't have to carry a sh*t load of cash along if you want to get some expensive stuff
ii) it is a great alternative for other online transaction methods (western union, money order...etc)

I do agree about the not owing part though, being able to pay by installments(even better if interest free), even if you have the cash at hand, is a choice I will take everytime, cause we never know when we might need that money suddenly.

The way I look at credit card is, it is a great tool during emergencies.

I was just thinking how excellent this would be for students. Parents give the kid one, but the limit's capped to how much they put in. Therefore no overcharging on the card. It's pretty much just giving the kid cash, but in the convenience of a card.

mylife.com:

i'm back on playing the strat' since the past 4 weeks...
and i love it so so much...
and i don't even "need" to play the js anymore...

and i have to share that weird feeling with you guys

it's like driving an old american muscle car (Sherby ?) and a brand new sporty Porshe, and ending up preferring the sherby... I never tried either of them though

That's a great idea actually, I should suggest this to my parents to get one for my sis cause we had to go all the way to Inti Nilai to give her money sometimes when she overspends and driving there isn't very fun at all afer a while.

My parents never gave her a card cause you know what female will do lah with a credit card in hand.

With this we can just bank in here and save a trip.

Don't be such a sexist, the same thing would have happened to any male too, only with car accessories/guitar/gadgets replacing apparels etc.

Errr.... doesn't she has a bank account/atm card?

i asked my dad about the credit card thing just now and he only said one sentence
"not going to let u buy things online"
dang!!! he knows im gona buy guitar gear with it. hmmmpppphhhhh

Haha, my parents never gave her an ATM card for the very same reason. Too easy to just go and tekan and tekan each time she sees something see wants.

While I agree that guys love to buy stuff too but how many shoes, tops, skirts, watches, handbags.....does a person really need?

I guess to me, guys are just more responsible with money. We buy stuff too but definitely not at the frequency that females are buying stuff.

The girls will ask the same thing lol, "How many effects pedal do you need?" I'm not sure how much responsible guys are with money compared to girls, just open the Flash Us thread.   We're all humans and are tempted to spend when we get the chance to.

yeah. Don't talk about pedals. At least there are different types of pedals for different effects. When you buy 10 of the same thing...

I know a strat freak collector who has more than 20 vintage strats. Now...how many strats do you need? 

mylife.com:

i'm back on playing the strat' since the past 4 weeks...
and i love it so so much...
and i don't even "need" to play the js anymore...

and i have to share that weird feeling with you guys

it's like driving an old american muscle car (Sherby ?) and a brand new sporty Porshe, and ending up preferring the sherby... I never tried either of them though

Heh what I was trying to say is that they won't understand why we need to have different types of effects and pedals.

Anyway why not? One with a 60s neck, one with a humbucker, one with a vintage 60s pickups, one with hotrails etc etc.... the list is endless.   Everdying puts it perfectly.  

i understand why of course... i was just saying that other's won't since all strats look the same. At least pedals look different right?

how come you know me so well.. we didn't even meet !

but i don't want 1,763 picks. everytime you sit on your couch couch, you have to clench your butt, to avoid ... hummm... "brokeback" accidents...

Wear those scares and dents with pride boys. The first one will always hurt but after that, you don't really care anymore.