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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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dreammin
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 Nov 13 2013, 12:36 PM
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New Member
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QUOTE(cristiano7mu @ Nov 13 2013, 12:28 PM) see page 14. http://www.ocbc.com.my/personal-banking/Ca...cards_more_infoclick the first link > Revision to OCBC Credit Card Features, Fees & Charges hmmm their wording of their revision and changes are confusing. they should list the existing benefits and the new ones side-by-side. but yea i guess maybe no more 5% cashback. thanks for the info..!  |
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cdspins
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Nov 13 2013, 12:39 PM
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Only utilize the card not more than 3 months.... need to hunt for better cards. Besides Maybank2 cards any other recommendation for cash back CC?
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crusher
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Nov 13 2013, 01:09 PM
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QUOTE(edwardccg @ Nov 13 2013, 12:07 PM) you will get your 5% (cap at rm50) when you swipe between 13th - 28th Nov, if you swipe 29th Nov - 12 Dec then get 1% unlimited. so still can get your last 5% from 13th Nov - 28th Nov  my cycle is 18th. so i only have 10 days, 19th Nov - 28th Nov to swipe for 5%  just called CS to made the change, they have some date to choose from meaning whatever usage I use from 13th nov to 28th nov will be 5% but cap at RM50 and after that its 1% unlimited right? then at the end of the billing follow cap RM50 or still unlimited?  |
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cdspins
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Nov 13 2013, 01:12 PM
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QUOTE(crusher @ Nov 13 2013, 01:09 PM) meaning whatever usage I use from 13th nov to 28th nov will be 5% but cap at RM50 and after that its 1% unlimited right? then at the end of the billing follow cap RM50 or still unlimited? Unlimited? I don't think so, I think it is still capped |
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crusher
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Nov 13 2013, 01:16 PM
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QUOTE(cdspins @ Nov 13 2013, 01:12 PM) Unlimited? I don't think so, I think it is still capped that's why im confused, that my billing stuck in half. i believe there are others like me too.  |
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jasmineh2y
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Nov 13 2013, 01:40 PM
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as i know cash back is capped in RM50 per month... i tot that is included the 5% and 1% as well..
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edwardccg
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Nov 13 2013, 01:47 PM
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QUOTE(crusher @ Nov 13 2013, 01:09 PM) meaning whatever usage I use from 13th nov to 28th nov will be 5% but cap at RM50 and after that its 1% unlimited right? then at the end of the billing follow cap RM50 or still unlimited? last time CS answer me that transaction after 29 Nov will be unlimited on 1%. so the statement in the end could have over rm50 rebate. if you worry, just stop using after you reach rm50. i will cancel the card on next last 5% rebate rm50 anyway https://forum.lowyat.net/topic/3004019/+222This post has been edited by edwardccg: Nov 13 2013, 01:48 PM |
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crusher
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Nov 13 2013, 02:01 PM
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QUOTE(edwardccg @ Nov 13 2013, 01:47 PM) last time CS answer me that transaction after 29 Nov will be unlimited on 1%. so the statement in the end could have over rm50 rebate. if you worry, just stop using after you reach rm50. i will cancel the card on next last 5% rebate rm50 anyway https://forum.lowyat.net/topic/3004019/+222so at the end of the bill have more than RM50 rebate then. Am I right? |
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edwardccg
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Nov 13 2013, 02:09 PM
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QUOTE(smsbusiness2u @ Nov 13 2013, 01:50 PM) no hurt to keep the cc until next annual year come. cos it might have other campaign or promotion. or u can still use this cc if u have hit the cap at other cc. bad things is i could not hold 3 CC as my income is less than 36k. have to cancel 1 so that i could apply another replacement card. QUOTE(crusher @ Nov 13 2013, 02:01 PM) so at the end of the bill have more than RM50 rebate then. Am I right? according to the CS, is yes. if you worry, just stop when you reach rm50. next cycle only enjoy the unlimited. |
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DM3
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Nov 13 2013, 02:16 PM
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Any dining places/restaurants that sell vouchers?
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hkboey
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Nov 13 2013, 02:36 PM
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QUOTE(victorywp @ Nov 13 2013, 12:12 PM) sometimes i feel that we don't have to be too sarcastic or too strict in our reply to each another.  when one has some noob/repeated questions, we don't have to give sarcastic reply to them, but with simple explanation will do. when one has gone off-topic, we don't have to give a harsh warning to them, but with friendly reminder will do.  we are all credit cards owners or owner-to be > meaning that we are all adults who know how to think smart > to save money through credit cards rebates.  +1 |
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SUSendau02
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Nov 13 2013, 02:40 PM
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QUOTE(peri peri @ Oct 25 2013, 09:02 AM) if OCBC titan discontinue, next best card combo with mbb2 will be HLB wise card wise card need to spend ALOT. |
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MGM
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Nov 13 2013, 03:08 PM
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QUOTE(endau02 @ Nov 13 2013, 02:40 PM) wise card need to spend ALOT. Minimum spend rm50x10 = rm500 to get rebate of rm50. |
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lamode
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Nov 13 2013, 04:06 PM
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people, i just spoke with OCBC CS. the RM50 rebate per month is pro-rated, so it's unlikely to max out with only 5% rebate catergories unless ur statement date is on 29th. for example, the statement date is 14th (half a mth to 29th), the max rebate can get from 5% is only RM25. For the rest, you need to spend 2.5k to get 1% rebate after that day. edit: another guy3288 found one diff calculation from CS @ https://forum.lowyat.net/index.php?showtopi...post&p=64529023Post #496 This post has been edited by lamode: Nov 14 2013, 09:26 AM |
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lamode
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Nov 13 2013, 04:21 PM
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QUOTE(smsbusiness2u @ Nov 13 2013, 04:13 PM) it make more complicated.... good news is the RM50 usage bonus for 10k spending to offset GST is still there. |
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lamode
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Nov 13 2013, 04:27 PM
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QUOTE(smsbusiness2u @ Nov 13 2013, 04:25 PM) but, it is no stated any where in website but it also doesn't say going to remove ma... anyhow, i requested an email for it and feel free to call CS if u want to cross check. |
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1234_4321
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Nov 13 2013, 05:13 PM
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Ops, this morning i was still happy with my 5% rebate from jusco wangsa maju.
And now only i know the 5% rebate is going to end soon.
Ish...
Is time to Survey for a new credit card ...
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SmokerBamboo
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Nov 13 2013, 05:34 PM
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Getting Started
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QUOTE(cristiano7mu @ Nov 13 2013, 12:28 PM) see page 14. http://www.ocbc.com.my/personal-banking/Ca...cards_more_infoclick the first link > Revision to OCBC Credit Card Features, Fees & Charges QUOTE(dreammin @ Nov 13 2013, 12:36 PM) hmmm their wording of their revision and changes are confusing. they should list the existing benefits and the new ones side-by-side. but yea i guess maybe no more 5% cashback. thanks for the info..! OMG. I just got the card and this is what OCBC gives me  |
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Zer0 c00L
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Nov 13 2013, 05:38 PM
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still gonna keep it since GST is paid for anyway, 1% unlimited for big purchases ain't too bad either
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Human Nature
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Nov 13 2013, 05:55 PM
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QUOTE(lamode @ Nov 13 2013, 04:27 PM) but it also doesn't say going to remove ma... anyhow, i requested an email for it and feel free to call CS if u want to cross check. thanks for the effort. do share with us once you received anything in black and white. |
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