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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Human Nature
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Oct 16 2015, 01:06 AM
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QUOTE(fruitie @ Oct 16 2015, 01:04 AM) Oops. I'm not working today (Friday) and I keep thinking it's already Saturday.  Yes, it is only processed during working days and working hours. I guess the earliest is around 9.00 a.m.? I better sleep now, I have a flight to catch in few hours time.  alright, am feeling crappy now ..am surprise that it can go thru without OTP have a safe flight This post has been edited by Human Nature: Oct 16 2015, 01:08 AM
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Human Nature
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Oct 16 2015, 09:57 AM
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QUOTE(Human Nature @ Oct 16 2015, 01:06 AM) alright, am feeling crappy now ..am surprise that it can go thru without OTP have a safe flight  update received sms that my CC has been charged this morning and the bank also called to verify
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fruitie
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Oct 16 2015, 03:19 PM
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Rise and Shine
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QUOTE(Human Nature @ Oct 16 2015, 09:57 AM) update received sms that my CC has been charged this morning and the bank also called to verify  See, I told you have to wait till 9 a.m. It's processed manually by human.
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Human Nature
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Oct 16 2015, 04:37 PM
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QUOTE(fruitie @ Oct 16 2015, 03:19 PM) See, I told you have to wait till 9 a.m. It's processed manually by human.  couldn't sleep well last night..you cant imagine how delighted i was when i got that sms
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fruitie
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Oct 16 2015, 04:43 PM
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Rise and Shine
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QUOTE(Human Nature @ Oct 16 2015, 04:37 PM) couldn't sleep well last night..you cant imagine how delighted i was when i got that sms  I know how it felt.  I had the same encounter once when I bought one of the iPhone 6 last year, I bought on Saturday's morning which usually the SMS will come instantly. It didn't come and nothing was processed. Saturday passed. Sunday midnight only came. I was so afraid I will lose the cash rebate and also couldn't make it for on time delivery as that phone will be passed to my boss for him to bring over to my colleague during his business trip. Stressed giler.
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cenkudu
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Oct 20 2015, 06:12 AM
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what is the current best credit card for other type of transactions beside petrol and groceries?
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!@#$%^
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Oct 20 2015, 06:52 AM
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QUOTE(cenkudu @ Oct 20 2015, 06:12 AM) what is the current best credit card for other type of transactions beside petrol and groceries? need to be more specific. you can ask further at our dedicated thread: https://forum.lowyat.net/topic/3644347
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cenkudu
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Oct 20 2015, 12:09 PM
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QUOTE(alexanderclz @ Oct 20 2015, 06:52 AM) need to be more specific. you can ask further at our dedicated thread: https://forum.lowyat.net/topic/3644347thank you. maybe my question is not specific as I'm not intend to ask for what card to apply. i have few cards already but just coming back from overseas after 2 years and now need to catch up with the cc scenario. before this OCBC titanium used to be good with 1% rebate for other transaction as well SCB business platinum. from what I can see many has downgrade this % to less than 1%. Even Maybank 2 amex X 5, but the redemption is high. Now start to see if conversion to miles is worth to be done as well
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jeffseaw
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Oct 20 2015, 05:53 PM
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i want to check, does all credit card provide insurance when we use to buy flight ticket?
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Human Nature
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Oct 20 2015, 05:54 PM
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QUOTE(jeffseaw @ Oct 20 2015, 05:53 PM) i want to check, does all credit card provide insurance when we use to buy flight ticket? some yes, some no.
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jeffseaw
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Oct 20 2015, 05:57 PM
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im using stand chart platinum, i cant find anything from their website and now im oversea need to buy flight ticket
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fruitie
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Oct 20 2015, 06:04 PM
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Rise and Shine
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QUOTE(jeffseaw @ Oct 20 2015, 05:57 PM) im using stand chart platinum, i cant find anything from their website and now im oversea need to buy flight ticket What do you want to know?  Either way, you still need to buy right? Just go to Airline website, book and pay using your credit card?
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jeffseaw
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Oct 20 2015, 06:07 PM
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QUOTE(fruitie @ Oct 20 2015, 06:04 PM) What do you want to know?  Either way, you still need to buy right? Just go to Airline website, book and pay using your credit card?  sorry, i want to know does my SC plat cover travel insurance, if not i will use other credit card to buy
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fruitie
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Oct 20 2015, 06:12 PM
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Rise and Shine
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QUOTE(jeffseaw @ Oct 20 2015, 06:07 PM) sorry, i want to know does my SC plat cover travel insurance, if not i will use other credit card to buy Not sure if you meant this card: https://www.sc.com/my/credit-cards/platinum...mastercard.htmlIf it has nothing about it, that means it is not covered. It is not a common feature though. Maybank has removed it from its MBB2Cards Plat as well.
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jeffseaw
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Oct 20 2015, 06:22 PM
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QUOTE(fruitie @ Oct 20 2015, 06:12 PM) Not sure if you meant this card: https://www.sc.com/my/credit-cards/platinum...mastercard.htmlIf it has nothing about it, that means it is not covered. It is not a common feature though. Maybank has removed it from its MBB2Cards Plat as well.  ya, i cant find anything about it that why i come here to ask. LOL Thanks anyway
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ashskywalker
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Oct 22 2015, 01:32 AM
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New Member
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Anyone here knows whether is it possible to apply for CIMB CC Cash Rebate if got 1 month record on CCRIS? Thanks.
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chiahau
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Oct 22 2015, 07:38 AM
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QUOTE(ashskywalker @ Oct 22 2015, 01:32 AM) Anyone here knows whether is it possible to apply for CIMB CC Cash Rebate if got 1 month record on CCRIS? Thanks. Approval is based on bank. Just wait a little longer and make sure not more CCRIS before you apply?
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Msnine
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Oct 24 2015, 05:14 PM
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New Member
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Hi. Interested to apply for the Ambank World Mastercard. I know it required minimum 100k income. Anyone knows how much FD I need to pledge if my annual salary 60k + 5-6k bonus?
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fruitie
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Oct 25 2015, 10:37 AM
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Rise and Shine
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QUOTE(Msnine @ Oct 24 2015, 05:14 PM) Hi. Interested to apply for the Ambank World Mastercard. I know it required minimum 100k income. Anyone knows how much FD I need to pledge if my annual salary 60k + 5-6k bonus? I guess you need to walk in to the nerarest branch but any particular reason why you want to apply for this card?
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Msnine
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Oct 25 2015, 01:19 PM
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New Member
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QUOTE(fruitie @ Oct 25 2015, 10:37 AM) I guess you need to walk in to the nerarest branch but any particular reason why you want to apply for this card?  Soon I will begin to have lots of overseas spending. According to GenX's blog this card has low overseas transaction fee and high air mile conversion rate. Just nice combination
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