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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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fruitie
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Oct 26 2015, 05:30 PM
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Rise and Shine
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QUOTE(Alec.Yong @ Oct 26 2015, 05:23 PM) Hmm... I just called to icbc cs and as usual the line is in China. But however their CS are busy and I have left my contact number to wait for them to call back. Let's see what they will say..  All Union Pay cards must have pin.
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Alec.Yong
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Oct 26 2015, 05:45 PM
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QUOTE(fruitie @ Oct 26 2015, 05:30 PM) All Union Pay cards must have pin.  QUOTE(fruitie @ Oct 26 2015, 05:30 PM) All Union Pay cards must have pin.  Mine dont have lah...  Last time I used it at Parkson Pavilion, the cashier asked me to key in pin, I just simply keyed in.. And it works. I m not sure does it work or not in mainland China with the simply key in pin... This post has been edited by Alec.Yong: Oct 26 2015, 05:45 PM
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fruitie
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Oct 26 2015, 05:47 PM
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Rise and Shine
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QUOTE(Alec.Yong @ Oct 26 2015, 05:45 PM) Mine dont have lah...  Last time I used it at Parkson Pavilion, the cashier asked me to key in pin, I just simply keyed in.. And it works. I m not sure does it work or not in mainland China with the simply key in pin...  I see.  Which card are you holding now? BOC or ICBC?  Only both of us are interested in Union Pay cards, else can open a thread for Union Pay.
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Alec.Yong
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Oct 26 2015, 06:10 PM
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QUOTE(fruitie @ Oct 26 2015, 05:47 PM) I see.  Which card are you holding now? BOC or ICBC?  Only both of us are interested in Union Pay cards, else can open a thread for Union Pay. Icbc... Anyway, I m still awaiting for boc Malaysia to issue the cup card.. Too bad no one interested in this card..
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fruitie
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Oct 26 2015, 06:20 PM
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Rise and Shine
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QUOTE(Alec.Yong @ Oct 26 2015, 06:10 PM) Icbc... Anyway, I m still awaiting for boc Malaysia to issue the cup card.. Too bad no one interested in this card.. Yeah, just noticed BOC doesn't have credit cards, only debit cards. http://malaysia.icbc.com.cn/ICBC/%E6%B5%B7...ing/CreditCard/Will read through it first before signing it up.
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Alec.Yong
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Oct 26 2015, 06:27 PM
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QUOTE(fruitie @ Oct 26 2015, 06:20 PM) Yeah, just noticed BOC doesn't have credit cards, only debit cards. http://malaysia.icbc.com.cn/ICBC/%E6%B5%B7...ing/CreditCard/Will read through it first before signing it up.  Now the annual fee is waive with any 5x usage per annum. For its visa no problem, but its cup, susah sikit...
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Alec.Yong
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Oct 26 2015, 10:08 PM
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QUOTE(Alec.Yong @ Oct 26 2015, 05:23 PM) Hmm... I just called to icbc cs and as usual the line is in China. But however their CS are busy and I have left my contact number to wait for them to call back. Let's see what they will say..  I have a missed call, phone number is +8610xxxxxxxx, I guess it's from icbc cs..
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SUSenticing188
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Oct 27 2015, 12:05 AM
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Getting Started

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QUOTE(Alec.Yong @ Oct 26 2015, 10:08 PM) I have a missed call, phone number is +8610xxxxxxxx, I guess it's from icbc cs..  we can apply for this card ? i frequent travel to china.. guess its useful as well.. but it mentioned documents required - chinese citizen id.. i am malaysian... hmm...?
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fruitie
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Oct 27 2015, 12:24 AM
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Rise and Shine
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QUOTE(enticing188 @ Oct 27 2015, 12:05 AM) we can apply for this card ? i frequent travel to china.. guess its useful as well.. but it mentioned documents required - chinese citizen id.. i am malaysian... hmm...? Why not? I have ICBC Debit Card issued by Malaysia and the Union Pay credit card is for Malaysians as well. We are Malaysian obviously. The first line says it all: "√ A copy of NRIC (both sides) or Passport for Principal and Supplementary card applicant (if any) " http://v.icbc.com.cn/userfiles/Resources/I...cation_form.pdfThis post has been edited by fruitie: Oct 27 2015, 12:27 AM
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Alec.Yong
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Oct 27 2015, 08:15 AM
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QUOTE(enticing188 @ Oct 27 2015, 12:05 AM) we can apply for this card ? i frequent travel to china.. guess its useful as well.. but it mentioned documents required - chinese citizen id.. i am malaysian... hmm...? So when are you going to apply it?
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Alec.Yong
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Oct 27 2015, 08:16 AM
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QUOTE(fruitie @ Oct 27 2015, 12:24 AM) Why not? I have ICBC Debit Card issued by Malaysia and the Union Pay credit card is for Malaysians as well. We are Malaysian obviously. The first line says it all: "√ A copy of NRIC (both sides) or Passport for Principal and Supplementary card applicant (if any) " http://v.icbc.com.cn/userfiles/Resources/I...cation_form.pdfWhat a surprise when saw the application does have Chinese.
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SUSenticing188
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Oct 27 2015, 08:17 AM
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Getting Started

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QUOTE(fruitie @ Oct 27 2015, 12:24 AM) Why not? I have ICBC Debit Card issued by Malaysia and the Union Pay credit card is for Malaysians as well. We are Malaysian obviously. The first line says it all: "√ A copy of NRIC (both sides) or Passport for Principal and Supplementary card applicant (if any) " http://v.icbc.com.cn/userfiles/Resources/I...cation_form.pdfso sorry haha.. i overlook "NRIC" .. how long the application process took? CL generous / high compare other banks?
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SUSenticing188
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Oct 27 2015, 08:19 AM
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Getting Started

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QUOTE(Alec.Yong @ Oct 27 2015, 08:15 AM) So when are you going to apply it?  now? application must submit through branch? or can via email?
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Alec.Yong
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Oct 27 2015, 08:24 AM
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QUOTE(enticing188 @ Oct 27 2015, 08:19 AM) now? application must submit through branch? or can via email? Either thru branches or send by post, after you download and fill in all information..
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SUSenticing188
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Oct 27 2015, 08:25 AM
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Getting Started

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QUOTE(Alec.Yong @ Oct 27 2015, 08:24 AM) Either thru branches or send by post, after you download and fill in all information.. may i ask how to send? or have to call telemarketing department? cause i wish to send all my documents through email ...
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Alec.Yong
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Oct 27 2015, 08:27 AM
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QUOTE(enticing188 @ Oct 27 2015, 08:25 AM) may i ask how to send? or have to call telemarketing department? cause i wish to send all my documents through email ... Email? Never tried before.. Me just downloaded the form and submit together will all related docs via pos laju..
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SUSenticing188
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Oct 27 2015, 08:29 AM
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Getting Started

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QUOTE(Alec.Yong @ Oct 27 2015, 08:27 AM) Email? Never tried before.. Me just downloaded the form and submit together will all related docs via pos laju.. okay thanks.. will call their call centre and ask them guide whether can send via email or not.. wa... send via poslaju? they dun have fax or something? how long the application took you? i see they only need simple income documents
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fruitie
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Oct 27 2015, 08:43 AM
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Rise and Shine
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China banks are not flexible comparing to our local banks and their online banking system sucks in my opinion but they said they have tight security. Have to install certificate in browser and etc. So far the worst online banking I encountered. This should be taken into consideration should you really want to apply for one.
For applications, they prefer you to walk in. Well, the branch is near to me, opposite of KLCC.
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Alec.Yong
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Oct 27 2015, 10:21 AM
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QUOTE(enticing188 @ Oct 27 2015, 08:29 AM) okay thanks.. will call their call centre and ask them guide whether can send via email or not.. wa... send via poslaju? they dun have fax or something? how long the application took you? i see they only need simple income documents Mine took about 1 month to process...
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Alec.Yong
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Oct 27 2015, 10:23 AM
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QUOTE(fruitie @ Oct 27 2015, 08:43 AM) China banks are not flexible comparing to our local banks and their online banking system sucks in my opinion but they said they have tight security. Have to install certificate in browser and etc. So far the worst online banking I encountered. This should be taken into consideration should you really want to apply for one. For applications, they prefer you to walk in. Well, the branch is near to me, opposite of KLCC. Yaya, I try to register the online banking, but end up give out..
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