anyone went to Australia and use cc recently. they have started implementing pin number for credit card purchase but exception is given to overseas issued credit card. i however are not sure, how the merchant differentiate between local and overseas card and what we suppose to do if they ask for pin etc. previously i have one experience buying something from a self-kiosk in swiss and need to put the last 4 digits of our card number as the pin

This post has been edited by cenkudu: Nov 12 2014, 06:46 AM

what is the current best credit card for other type of transactions beside petrol and groceries?

thank you. maybe my question is not specific as I'm not intend to ask for what card to apply. i have few cards already but just coming back from overseas after 2 years and now need to catch up with the cc scenario. before this OCBC titanium used to be good with 1% rebate for other transaction as well SCB business platinum. from what I can see many has downgrade this % to less than 1%. Even Maybank 2 amex X 5, but the redemption is high. Now start to see if conversion to miles is worth to be done as well