In a nutshell....

Visa tells you to go complaint to your issuing bank. Your issuing bank would then forward the case to Visa for further action. They enclosed a list of number for you to call. Then they will take some kinda action

Mastercard tells you that it's okay to levy a surcharge providing that it's levied towards all Mastercard.

1. Capped at 4% or monthly surcharge rate specified at Master's website.
2. Surcharge amount MUST be disclosed and included in the tax invoice.
3. MUST be in writing and 30 days advance notice. ( Malaysian surely fail this one already )

End of the day, if you get refused, just go ahead and lodge complaints.

Sooner or later, the issuing bank / merchant would get pissed and start to take action. We all can do our part in complaining.

Thanks for the effort..luckily I am using visa most of the time. So the best way is to file a complaint to the bank and cc to BNM and Visa/MC

Mastercard also quite transparent.

If you want to charge the surcharge, must be in written notice + 30 days advance.

Which merchant got write a letter 30 days in advance saying want to surcharge us?

Terminal agreement / Merchant brand such as Visa / Master does not discriminate any amount for the use of CC nor surcharges are allowed, so next time someone refuse to accept, go ahead and CC BNM / Visa / Master.

More complaint, more reason for them to take action and card users like us won't be bullied by those errand merchants.

yup, until now i have boycotted such merchants. need more collective effort

Maybe it's time to start a thread to collect the information of such merchant, and start spreading awareness?

Alone, it might do nothing. But at least, people will read and eventually start taking action.

Or at least, it spreads awareness

Would you able to start one?    Also, need to get permission from mod

Well, let's tag the mods here and see how they react to this suggestion? I'll compile the information and etc while waiting for the go-ahead.

Got interns at my disposal today

fruitie what do you think of the proposal to start a thread on surcharge and min amount condition imposed by merchants?

I don't think it's needed for now. Please tag the section mods here.

haha red tagger more powerful.

chiahau cannot dy 

Just for fun, IBFT from RHB to Maybank, free 

cool man...

how long it took you to reach such level? hmm... 5 yrs?

and the highest from citibank? heard citibank is generous in giving high CL

which credit card will be best for rebate..? 

Hi,
I have RM1400 and RM1600 transaction which will fall into statement cycle of Oct 10th
However, I still have pending RM1400 refund not yet credit to my credit card.
Let says the refund is late and is credited after my statement date (Oct 10th)
I will have statement amount of RM3000, outstanding amount of RM1600
May I know before the due date, I should only need to pay RM1600 only right? Or I should follow the statement amount.

Always pay statement amount.

Hi,
I have RM1400 and RM1600 transaction which will fall into statement cycle of Oct 10th
However, I still have pending RM1400 refund not yet credit to my credit card.
Let says the refund is late and is credited after my statement date (Oct 10th)
I will have statement amount of RM3000, outstanding amount of RM1600
May I know before the due date, I should only need to pay RM1600 only right? Or I should follow the statement amount.