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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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sj0217
post Oct 26 2015, 08:09 AM

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Would like to check with you guys, if there any credit card good in carry to New Zealand, probably for 6 months.

Exchange rate should be higher right compare to New Aeon Gold Card, but this is just for in case if needed.

I was thinking out Citibank Credit Card since this is well-known bank and acceptable for swiping should be higher right hmm.gif
fruitie
post Oct 26 2015, 08:40 AM

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QUOTE(sj0217 @ Oct 26 2015, 08:09 AM)
Would like to check with you guys, if there any credit card good in carry to New Zealand, probably for 6 months.

Exchange rate should be higher right compare to New Aeon Gold Card, but this is just for in case if needed.

I was thinking out Citibank Credit Card since this is well-known bank and acceptable for swiping should be higher right  hmm.gif
*
Actually all cards can be used in NZ, just inform your banks in advance. There is no need to apply a new card again. smile.gif
sj0217
post Oct 26 2015, 09:40 AM

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QUOTE(fruitie @ Oct 26 2015, 08:40 AM)
Actually all cards can be used in NZ, just inform your banks in advance. There is no need to apply a new card again. smile.gif
*
Was worrying the card may keep decline if need emergency used for those local bank of cards, but so far no issued

Yup, definitely will inform bank first as usual biggrin.gif
fruitie
post Oct 26 2015, 09:51 AM

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QUOTE(sj0217 @ Oct 26 2015, 09:40 AM)
Was worrying the card may keep decline if need emergency used for those local bank of cards, but so far no issued

Yup, definitely will inform bank first as usual biggrin.gif
*
I must admit when I travelled to a smaller province in China, they don't accept non-China banks cards, so even if it is HSBC or Citibank is the same.
Well, that is China and I believe NZ is still far advanced than China when it comes to this.
Alec.Yong
post Oct 26 2015, 11:19 AM

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QUOTE(fruitie @ Oct 26 2015, 09:51 AM)
I must admit when I travelled to a smaller province in China, they don't accept non-China banks cards, so even if it is HSBC or Citibank is the same.
Well, that is China and I believe NZ is still far advanced than China when it comes to this.
*
What about Malaysia issued CUP card? Do they accept?
fruitie
post Oct 26 2015, 11:30 AM

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QUOTE(Alec.Yong @ Oct 26 2015, 11:19 AM)
What about Malaysia issued CUP card? Do they accept?
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CUP? unsure.gif
Alec.Yong
post Oct 26 2015, 11:46 AM

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QUOTE(fruitie @ Oct 26 2015, 11:30 AM)
CUP? unsure.gif
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China UnionPay ....😛😛
fruitie
post Oct 26 2015, 11:48 AM

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QUOTE(Alec.Yong @ Oct 26 2015, 11:46 AM)
China UnionPay ....😛😛
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I don't have that card but I guess yes because they accepted my debit card that has UnionPay logo which is issued by ICBC Malaysia. biggrin.gif
Alec.Yong
post Oct 26 2015, 11:52 AM

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QUOTE(fruitie @ Oct 26 2015, 11:48 AM)
I don't have that card but I guess yes because they accepted my debit card that has UnionPay logo which is issued by ICBC Malaysia. biggrin.gif
*
So in simple words, as long as the card bearing the CUP logo, no matter it's issued in China or other country, they will accept it. Right?
fruitie
post Oct 26 2015, 11:55 AM

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QUOTE(Alec.Yong @ Oct 26 2015, 11:52 AM)
So in simple words, as long as the card bearing the CUP logo, no matter it's issued in China or other country, they will accept it. Right?
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Yes, I supposed because UnionPay automatically has the pin which they are looking for. sweat.gif

Talking about that, I wanna visit ICBC soon for my banking matters, maybe can apply for a UP credit card... brows.gif But I can qualify for gold only. cry.gif
Alec.Yong
post Oct 26 2015, 11:59 AM

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QUOTE(fruitie @ Oct 26 2015, 11:55 AM)
Yes, I supposed because UnionPay automatically has the pin which they are looking for. sweat.gif

Talking about that, I wanna visit ICBC soon for my banking matters, maybe can apply for a UP credit card... brows.gif But I can qualify for gold only. cry.gif
*
Local issued CUP still signature based..
Some more not many merchants accept this card...
Anyhow, I saw many AMbank signboard showing this CUP logo, however, when making payment, the cashier told that not accepted....sad.gif
fruitie
post Oct 26 2015, 12:00 PM

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QUOTE(Alec.Yong @ Oct 26 2015, 11:59 AM)
Local issued CUP still signature based..
Some more not many merchants accept this card...
Anyhow, I saw many AMbank signboard showing this CUP logo, however, when making payment, the cashier told that not accepted....sad.gif
*
I will only use it in China and it will come with pin. biggrin.gif
Not really, my China friend used her UP cards here and if they accept UP, will ask her to key in pin.
Alec.Yong
post Oct 26 2015, 12:11 PM

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What about Malaysia issued cup, when use at local or overseas? Cashier asked for pin, what to do?

This post has been edited by Alec.Yong: Oct 26 2015, 12:12 PM
Alec.Yong
post Oct 26 2015, 12:17 PM

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QUOTE(fruitie @ Oct 26 2015, 12:00 PM)
I will only use it in China and it will come with pin. biggrin.gif
Not really, my China friend used her UP cards here and if they accept UP, will ask her to key in pin.
*
You mean your icbc debit cup card comes with pin?
The pin is same as atm withdrawal pin?
fruitie
post Oct 26 2015, 01:29 PM

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QUOTE(Alec.Yong @ Oct 26 2015, 12:11 PM)
What about Malaysia issued cup, when use at local or overseas? Cashier asked for pin, what to do?
*
Key in pin.

QUOTE(Alec.Yong @ Oct 26 2015, 12:17 PM)
You mean your icbc debit cup card comes with pin?
The pin is same as atm withdrawal pin?
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Yes, comes with pin. smile.gif
I think can be different but I set the same. smile.gif
Alec.Yong
post Oct 26 2015, 02:49 PM

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QUOTE(fruitie @ Oct 26 2015, 01:29 PM)
Key in pin.
Yes, comes with pin. smile.gif
I think can be different but I set the same. smile.gif
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Hmm.... If the icbc credit card without the pin. Shall call to the bank to request one? I mean the pin for purchase transaction, not the atm withdrawals.
fruitie
post Oct 26 2015, 02:57 PM

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QUOTE(Alec.Yong @ Oct 26 2015, 02:49 PM)
Hmm.... If the icbc credit card without the pin. Shall call to the bank to request one? I mean the pin for purchase transaction, not the atm withdrawals.
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By default it should come with pin.
At least that is my ICBC Debit Card, once they gave it to me already asked me to create pin number for retail transactions.
Alec.Yong
post Oct 26 2015, 04:13 PM

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QUOTE(fruitie @ Oct 26 2015, 02:57 PM)
By default it should come with pin.
At least that is my ICBC Debit Card, once they gave it to me already asked me to create pin number for retail transactions.
*
When did you get the icbc debit card?
fruitie
post Oct 26 2015, 04:49 PM

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QUOTE(Alec.Yong @ Oct 26 2015, 04:13 PM)
When did you get the icbc debit card?
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Around Sept or Oct of 2013.
Alec.Yong
post Oct 26 2015, 05:23 PM

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QUOTE(fruitie @ Oct 26 2015, 04:49 PM)
Around Sept or Oct of 2013.
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Hmm... I just called to icbc cs and as usual the line is in China.
But however their CS are busy and I have left my contact number to wait for them to call back. Let's see what they will say..wink.gif

This post has been edited by Alec.Yong: Oct 26 2015, 05:24 PM

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