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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Alec.Yong
post Jul 16 2015, 01:45 PM

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Anyone here having Bank Islam or Bank Rakyat credit card?
victorywp
post Jul 16 2015, 03:29 PM

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QUOTE(Human Nature @ Jul 15 2015, 08:16 PM)
This crosses my mind. If annual fee and its GST are charged and we decide/proceed to cancel the card, do we still need to pay for the GST part?
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when we proceed to cancel the card, the af will be waived together with the gst i supposed.
karcity
post Jul 17 2015, 09:57 AM

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SCB cash back gold card spend RM1500 and get cash rebate RM50 which is equal to 3.33% (exclude petrol and insurance)..any catch here? Because it was seldom being mention. Most of the time ppl mention aeon watami.. I am thinking to apply SCB card but I am worry there might be some unreveal hidden issues from user... Anyone can give some opinion?
TSalexwsk
post Jul 17 2015, 01:32 PM

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Selamat Hari Raya and Happy Holidays
chiahau
post Jul 17 2015, 02:27 PM

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QUOTE(karcity @ Jul 17 2015, 09:57 AM)
SCB cash back gold card spend RM1500 and get cash rebate RM50 which is equal to 3.33% (exclude petrol and insurance)..any catch here? Because it was seldom being mention. Most of the time ppl mention aeon watami.. I am thinking to apply SCB card but I am worry there might be some unreveal hidden issues from user... Anyone can give some opinion?
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It's 1.5k total in retail. Minimum 1,000 spending without petrol.

Other than the fact that they require 1 year history of holding any credit card before application, it's pretty much okay.
Human Nature
post Jul 18 2015, 10:23 PM

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Anyone know any CC giving lazada discount currently?
fruitie
post Jul 18 2015, 10:38 PM

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QUOTE(Human Nature @ Jul 18 2015, 10:23 PM)
Anyone know any CC giving lazada discount currently?
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CIMB Cash Rebate. Weekend adds another 10%, on top of its default 5%.
fly126
post Jul 18 2015, 10:45 PM

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QUOTE(Human Nature @ Jul 18 2015, 10:23 PM)
Anyone know any CC giving lazada discount currently?
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user posted image

Terms and Conditions
1. Open to all UOBM Credit and Debit cardmembers except Corporate, Purchasing and Private Label Card members.
2. The maximum Cash Back for each participating month is RM20,000, each Principal Cardmember can receive RM50 Cash Back per month.
3. Total 40,000 Cash Back to be given away throughout the campaign period on a first-come, first-served basis.
4. The Cash Back will be given for transactions made at the participating online sites.
5. The Supplementary Cardmember’s spending at any of the participating online merchant in the participating month will be combined with the Principal Cardmember during this campaign.

http://www1.uob.com.my/assets/pdf/tnc/shoponline_tnceng.pdf

Human Nature
post Jul 18 2015, 10:46 PM

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Aiyak..both cards also I dun have..
victorywp
post Jul 19 2015, 12:02 AM

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QUOTE(Human Nature @ Jul 18 2015, 10:46 PM)
Aiyak..both cards also I dun have..
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use your pbb vs la. recently i posted lazada promo for pbb cc at pbb vs thread. rm30 off min rm150 spend. nod.gif
Human Nature
post Jul 19 2015, 12:16 AM

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QUOTE(victorywp @ Jul 19 2015, 12:02 AM)
use your pbb vs la. recently i posted lazada promo for pbb cc at pbb vs thread. rm30 off min rm150 spend. nod.gif
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the item that i wanna buy just RM45...at first thought can use the RHB code for -40..mana tau cannot sad.gif
victorywp
post Jul 19 2015, 08:13 AM

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QUOTE(Human Nature @ Jul 19 2015, 12:16 AM)
the item that i wanna buy just RM45...at first thought can use the RHB code for -40..mana tau cannot  sad.gif
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lol... because you are trying to use zalora promo code for lazada? tongue.gif

anyway, buy a rm45 sandal at zalora la. laugh.gif
Alec.Yong
post Jul 19 2015, 10:17 PM

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QUOTE(richstars8818 @ Jul 17 2015, 03:09 PM)
bank islam credit cards need what documents to apply?3 months payslip and bank statement enough?
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Standard documents, just like applying other bank's card.. hmm.gif
Human Nature
post Jul 20 2015, 12:30 AM

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QUOTE(richstars8818 @ Jul 19 2015, 10:24 PM)
like...?
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Go to the respective bank's website and read from there.
fly126
post Jul 20 2015, 02:25 AM

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QUOTE(richstars8818 @ Jul 19 2015, 10:24 PM)
like...?
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ie,
Income Submission Guide for Credit Card Application (Citibank) :
I) For Commission Earners,
*Latest 3 Months Computerized Pay Slips OR
*Latest Computerized EA Form (dated within the Last 12 Months) OR
*Latest EPF Statement (dated within the Last 12 Months) OR
*Latest Borang BE with LHDN Receipt (or Proof of Tax Paid)

II) For Fixed Salary Earners,
*Latest 1 Month Computerized Pay Slips OR
*Latest Computerized EA Form (dated within the Last 12 Months) OR
*Latest EPF Statement (dated within the Last 12 Months) OR
*Latest Borang BE with LHDN Receipt (or Proof of Tax Paid)
For Non-Computerized Income Documents, it is Advisable to Provide more than 1 Income Document (eg. Bank Statements, EPF, EA) to Show Salary Received.

III) For Self-Employed,
*Latest Borang B acknowledged/duly Certified by LHDN, with LHDN Receipt (or Proof of Tax Paid)
Isaac599
post Jul 20 2015, 10:04 AM

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Is there really a phone swiping credit card method?
It plug a reader on it phone?
cybpsych
post Jul 20 2015, 10:08 AM

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QUOTE(Isaac599 @ Jul 20 2015, 10:04 AM)
Is there really a phone swiping credit card method?
It plug a reader on it phone?
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it's called mPOS

http://www.cimbbank.com.my/en/business/pro...-cimb-bank.html

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
chinhaur
post Jul 20 2015, 10:18 AM

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Dear All Sifu,

Looking to apply back one Citibank cc since I cancel it last year. Any recommendation where to apply or any friend to recommend? I saw some advertisement on Ringgit Plus wit free Samsung phone, is it a good deal?

Looking for best freebie ....smile.gif

Thank you.
Isaac599
post Jul 20 2015, 10:33 AM

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QUOTE(cybpsych @ Jul 20 2015, 10:08 AM)
Ok..Thanks for reply thumbup.gif
cybpsych
post Jul 20 2015, 10:42 AM

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QUOTE(richstars8818 @ Jul 20 2015, 10:36 AM)
i cant see any information from there what requirement and what income docs for bank islam cc
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u sure?

http://www.bankislam.com.my/Documents/BICC...icationForm.pdf

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