Anyone can advise why some transaction late/miss to charge? I spent Petrol early last month but it is still not charge to my credit card until today, what is happening? How long merchant need to send bill to bank otherwise it will burnt?

some will post it late. i have one transaction posted after 3 weeks.

Hi CC experts. I am interested in maximising cashback and would appreciate your feedback.

Currently using HLB Wise VISA for general, Maybank2kard AMEX Platinum for weekend and SCB Just One MCARD for petrol. Spending between 5K to 10K a month and maxing out the cashback ($100 + $50 + $50) each month.

Got any other suggestions what is the next best card with the highest cashback that I should apply for? No annual fee please - unless the cashback is super good.

I'll let others to advise you but it will be better if you post here: https://forum.lowyat.net/index.php?showtopic=2979093

Anyway, Maybank will have revision soon for 5% cash rebate on weekends, it will be only for dining effective 1st August.

crap. just had my cimb and hong leong bank cc recently. and now i'm starting to get all kinds of sms offering stuff like webpage, products. didn't know it'll be this fast. lol

I would like to ask what's best credit card for buying insurance? Anyone have experience?

Currently I have Maybank2Cards and plan to get the ikhwan. Are they good enough for insurance or got other card I should apply for it?

Why don't you look out for AEON Watami. I use it for all my insurance trnx.

https://forum.lowyat.net/topic/3609846

I dun think I spend rm1k per month with credit card

How to do for watami to have 3% rebate on insurance?

As long as you pay insurance by your Watami card

My insurance auto charge from Watami card every month

If I pay my credit card outstanding by paying minimum payment for every month , will it effect my future loan from bank ?

Instead of paying only minimum, I suggest you to stop using your card temporarily until the debt is settled. You could utilize balance transfer facility as well. You could look out for BT thread in this section for more information.

By paying only minimum, you are bound to pay for hefty interest and affect your credit credibility.

usually it's separate. at least for mbb, rhb,...

yes, separate. my rhb conventional and islamic both have different credit limits. although it's the same bank but they are separate entities with different policies and ways.

yes, separate. 20k+20k.

Citibank no longer waive annual fee?
I ask for waiver but rejected.
Last few years still can waive.

refer to the on-going discussion at the citibank thread. some manage to get. some nope.

refer to the on-going discussion at the citibank thread. some manage to get. some nope.

My Citibank also say cannot waive
Anyone with Citibank success to get annual fee waived?

This crosses my mind. If annual fee and its GST are charged and we decide/proceed to cancel the card, do we still need to pay for the GST part?