AEON Credit Cards

AEON WATAMI Visa Classic Card

Application Form

NEW AEON Gold Visa / Mastercard

Application Form

General Benefits
1. 0% Balance Transfer for 6-months (equal monthly payment)
• Balance Transfer Application Form
• Terms & Conditions

2. Convert points to AEON Points to redeem AEON Vouchers

3. Free Access to Plaza Premium Lounge KLIA


4. No charges for AEON Credit Card Bill Payment via Maybank2U.com BUT AEON charges RM1 as fee.
Eg. You pay RM100.00 via Maybank2U, amount receive in AEON is RM99.00 only

5. Payment via IBG using Public Bank Online Banking - courtesy of JCogent


6. Payment via IBG using Maybank2U Online Banking - courtesy of lamode


6a. Payment via Interbank Giro to Citibank


7. Payment via Bill Payment using Maybank2U


8. Payment via Interbank Giro using CimbClicks - courtesy of HumanNature

Charges for Payment modes


To check AEON Member Point : http://aeonretail.com.my/aeonmember/html/c...ogin_wbsrvc.php

AEON Member Voucher Redemption
800 AEON Member Points = RM5 AEON Voucher (~0.625% Cash Rebate if you use NEW AEON Gold Visa / Mastercard at AEON stores)
1500 AEON Member Points = RM10 AEON Voucher (~0.67% Cash Rebate)
2500 AEON Member Points = RM20 AEON Voucher (~0.8% Cash Rebate)

** Double the Cash Rebate if you use NEW AEON Gold Visa / Mastercard at AEON stores **
Eg. If you buy an item at RM100 in AEON, you get 2X AEON Member Points (1x from AEON Member Card, 1x from NEW AEON Gold Visa / Mastercard)

AEON Credit Card Redemption Rewards Program (except NEW AEON Gold Visa / Mastercard)
More Details, click here

Cash Rebate into your AEON CC
RM50 : 12500 Points (~0.4% Cash Rebate)
RM25 : 6250 Points (~0.4% Cash Rebate)
RM20 : 5000 Points (~0.4% Cash Rebate)
RM15 : 4000 Points (~0.375% Cash Rebate)
RM8 : 3000 Points (~0.267% Cash Rebate)
RM5 : 2000 Points (~0.25% Cash Rebate)

URL: https://www.aeonmalaysia.com.my/acs/af/aeon...contentId=12217

Bonus Point Redemption form (PDF)

This post has been edited by ronnie: Jun 16 2015, 03:13 PM

AEON WATAMI Card is NO longer issued !!!

Read the FAQ @ http://www.aeonmalaysia.com.my/acs/static/...ssation_FAQ.pdf

Together with WATAMI International, AEON Credit Service is proud to introduce the AEON WATAMI VISA Classic Card, a special privilege card with exclusive rewards when you dine in any WATAMI Japanese Casual Restaurant in Malaysia and overseas. With over 600 outlets in Japan and more than 70 restaurants in Asia such as Hong Kong, Taiwan, Shanghai, Shenzhen, Guangzhou, Singapore and Malaysia, cardmembers will enjoy a host of benefits and privileges with AEON WATAMI Credit Card whenever they dine here or overseas

1. Free Dessert
Enjoy free dessert voucher upon application.

2. 5% Exclusive Discount
Enjoy 5% discount at WATAMI Japanese Casual Restaurants worldwide. Log on to http://www.watami-int.net/
and http://www.watami.com.my/ for the list of restaurants.

3. 10% Cash Rebate
Get 10% cash rebate with minimum spend of RM100 in a single receipt after discount in WATAMI.
Rebate is capped at RM50 per transaction. The cash rebate will be credited into your card account in
the following month statement. Discount is applicable for both Principal and Supplementary
Cardmember. This rebate is valid until 31st March 2013 and any extension is upon the discretion of
AEON Credit Service.

4. WATAMI Dining Rebate
Enjoy RM 50 WATAMI Dining Rebate when you charge any 2 retail transactions of any amount to your
card within 60 days from card approval date. This dining rebate will be offset against your next
transaction(s) in WATAMI based on the amount charged to your card including Supplementary Card
spend in WATAMI. The dining rebate is only given to Principal Cardmembers only. The dining rebate
will be credited into your card account in the following month statement. No expiry date and non
transferable for the dining credit. The following shall NOT be considered as retail transactions:

a. Annual fee
b. Late Payment Fee
c. Finance Charge
d. Cash Advance
e. Any handling fee
f. 0% Card Easy Payment and the installment paid
g. Flexi Payment Plan and the installment paid
h. Petrol transactions
i. Balance Transfer transactions

5. Birthday Celebration
You will receive a RM30 WATAMI voucher on your birthday month. For details, please refer to
the terms and conditions printed on the voucher.

6. Card Anniversary
You will receive a RM50 WATAMI voucher on your card anniversary month. For details, please refer to
the terms and conditions printed on the voucher.

7. 3% Quarterly Cash Rebate
Enjoy 3% quarterly cash rebate on total retail transactions outside WATAMI with accumulate spend of
RM3,000 per quarter. The accumulated spend amount is inclusive of Supplementary Card spending. Rebate is
capped at RM150 per quarter and rebate will be credited into the Principal Card account.

For example, Principal Card approved on 15/11/12.

1st quarter = 15-11-12 until 14-02-13 (3 months).
2nd quarter = 15-02-12 until 14-05-13.
3rd quarter = 15-05-13 until 14-08-13.
4th quarter = 15-08-13 until 14-11-13

Cash rebate will be consolidated every 3 months from the card approval date and the cash rebate
will reflect in the following month statement.

The following shall NOT be considered as retail transactions:

a. Annual fee
b. Late Payment Fee
c. Finance Charge
d. Cash Advance
e. Any handling fee
f. 0% Card Easy Payment and the installment paid
g. Flexi Payment Plan and the installment paid
h. Petrol transactions
i. Balance Transfer transactions

7. Special Reservation and Private Room Usage
Exclusive member booking privilege and private room usage available. Telephone booking should be made 24
hours in advance subject to availability. Kindly refer to http://www.watami.com.my/locations/for more
information.

8. Double Bonus Point
Earn double bonus points when you spend in all WATAMI Japanese Casual Restaurants locally and overseas
retail spend. For all other retail spend, you will earn one (1) bonus point for every RM1 charged to your card.
No bonus point will be issued for all petrol and cash advance transactions.

9. 500 Bonus Points Upon Approval
You will be rewarded with 500 Bonus Points upon card approval. Accumulated points can be used for redemption
of gifts or vouchers from the AEON rewards redemption catalogue.

10. Annual Fee Waiver
First year annual fee for Principal Card is automatically waived. For subsequent years, the annual fee will be
waived when you spend at least 12 times per year.

11. Supplementary Card
Free annual fee waiver for life for up to 3 supplementary cards. No minimum transactions required to qualify for
the fee waiver.

12. RM 50 Cash Rebate for Principal Card and RM25 for Supplementary Card
The cash rebate will be credited into the Principal and Supplementary Card account with any 2 retail transactions
of any amount charged to the card within 60 days from card approval date. The cash rebate will reflect in the
following month statement. Principal and each Supplementary cardmember need to swipe 2 transactions in
order to get the cash rebate.

The following shall NOT be considered as retail transactions:

a. Annual fee
b. Late Payment Fee
c. Finance Charge
d. Cash Advance
e. Any handling fee
f. 0% Card Easy Payment and the installment paid
g. Flexi Payment Plan and the installment paid
h. Petrol transactions
i. Balance Transfer transactions

Note: To enjoy the above offers in WATAMI, payment must be settled with the AEON WATAMI Credit Card. AEON
Credit Service and WATAMI reserve the right to change the terms and conditions at any time without prior notice
and to make the final decision on all matters related to the offers.

Promotional Leaflet


Current T&C & FAQs (As of July 2015)
Terms & Conditions (.pdf)
Latest Frequently Asked Questions (.pdf)

Previous T&C & FAQs


This post has been edited by ronnie: Apr 11 2016, 10:40 PM

Continuous from previous thread, I just checked mine and my points were only given for the last BT payment - 6/6.
I got 1118 and my last payment was 1118.

Those previous payments were not credited with any points.

Continue with the topic just now.

My BT with them for this statement also 6/6, but how they count as for bonus point??

BT = total amount RM3300
Bonus point given = 2150

Hi all,

I would like to ask in regards to Watami CC credit limit,

How they calculate their credit limit according to our income, they only gave me rm4000, i think this is lowest possible limit for any credit card applicant @@|||

I thought was at least income x 2?

because sometime i will use my cc to help my customer/friends swipe some "high value" item in order to eligible for 3% cash rebate, i received cash afterward.

Is there any update info?

Another thing that bank will figure out on your total credit limit in hand now, so not only with your income will do

You can apply increase credit limit after 6 months

hmm, i think u are right,
I have 5 cc in hand excluded the aeon, maybe thats the reason, but i have perfect record because I always received cash after i have swipe my card. haha

Thanks for your explanation.

Since you have 5 credit cards, that means your salary is more than RM 36k per annum. RM 4k CL is really low.
My Aeon Gold MasterCard was around 3x when I applied it last year and I was holding 5-6 cards that time.

Ok i just checked all my statment.
The bonus points are accumulated from April statement where they stopped giving points for BT until this month statement where my BT is 6/6.
I summed up all the BT amount from April till June statement and it is equal to the bonus points given.

Thank @ronnie sifu for the heads up on binus point

Double Post
~Delete~

This post has been edited by sj0217: Jun 16 2015, 10:37 AM

If no mistaken, the T&C updated for BT from Aeon bank that no point will be earn was around the time we starting to BT which is 6 months ago

So, not really sure whether or not now still come with point if BT

Based on above you mentioned, my bonus point is not equally with 3 months

RM550 x 3 = 1650

High possibilities is start from March statement ??

But, is good already since got bonus point

Yes, as i mentioned i just summed up all the BT from April (when they stop giving points) till June (my BT 6/6).
And i got back the same exact amount as the bonus points given.
I'm happy already.
Can convert to RM 50 + RM 25 cash rebates.
Anyone has the redemption form?
I can't access the one from Aeon website.

reporting in 1st page. still waiting my rm30 watami birthday voucher

Here you go


Attached File(s)
 Points_Redemption_Form.pdf ( 504.71k ) Number of downloads: 159

rm30 e-voucher

perhaps ronnie can attach this redemption form at post #2 under watami?

This post has been edited by victorywp: Jun 16 2015, 10:47 AM

ya, maybe together with BT form??

Thank you very much.

we can email to claim right?