may I know are you a citigold customer?


A Citigold relationship starts with a minimum of RM200,000 invested in deposits, investment and/or insurance with Citibank.

Effective 1 April 2015, a monthly Citigold service fee of RM84.80 (inclusive of 6% GST) will be charged on accounts which do not have a minimum of RM200,000 in Total Relationship Balance. For more information or for the definition of Total Relationship Balance, please speak to your Relationship Manager or visit www.citibank.com.my/citigoldfees

Some of the benefits offer by Priority Banking are;


Complimentary platinum Platinum or World or Infinite Credit Cards.
Dedicated Relationship Manager.
Access to private lounge(free wifi,newspaper,internet,tea,coffee) or private line. No queue for banking transaction.
Faster loan disbursement.
Enjoy exclusive rates on an array of products and services.
Assistance to open bank account in another countries.

Someone here might be able to give some advice..

I have a few credit cards:

1. CIMB platinum cash rebate mastercard
2. Maybank platinum 2 cards (visa and amex)
3. Citibank business visa platinum
4. Public Bank visa platinum

I am about to make a huge payment (30K+) and then 0% BT for that amount. Anyone can advise me which card to be used, in terms of the points etc...


Thanks in advance..

hi all,

i have maybank 2 cards

i barred the cards due to lost it, then i have fully paid the outstanding amount

so what will happen to my treats point if i do not wish to replace the card?????

treatpoints will burn of course.

Can transfer it?

you may try to call cs if you have other mbb cc to transfer to.

when you lost your card, did MBB CS offer u new card? or did u request new card?

when my card was used in unauthorised transactions, i alerted MBB CS and asked them barred it. the CS mentions new card will be issue and send to me, but im lost confidence with MBB with such incident, i rejected the offer.

is citigold VISA credit card's annual fees still can be waived?
i just got charged RM195+6% from my main card and RM100+6% for my sub-card

tried to call them they say now cannot be waived..

same things been said to me last year when i call, but after second time calling a different operator picked up he said can be waived..

so what happened to this annual fees? can be waived? or cannot?

just went to the counter, they want me to replace the cards so that the poit can be transferred

Just Bought a RFID Card Guard from Japan,
To helps Stop Electronic ID Theft ^^





This post has been edited by hotcoklat: Jun 26 2015, 09:25 PM

just wanna ask for conditional annual fee waiver for example swipe 12 times, does it mean that we will be 1st charged the annual fee on our anniversary and subsequently waived or the annual fee will be charged at the end of the year cycle?

AF is charged at the end of your card 1 year period. So the 12x swipes need to be done before the date. Depending on the bank, some will charge the AF and followed by the waiver on the next line when that condition is met ie. no need to pay.

how much you got it for? mine is DIY using milo thin foil

I bought electronics stuff using MBB installment payment plan last week. Received some of the goods yesterday. When would the first installment amount be charged to my cc?

on your next statement date

means if my billing cycle is on 18th of every month, the transaction dates would be 18/7, 18/8, 18/9 ... ?

Yes

usually on the very last day of your statement date.

Hi..

i saw in alot thread, alot mention that minimum required 30k/36k per annum for certain card.

i would like to ask the amount of salary is included EPF/bonus or after deducted EPF?

beside is there any card number limit for each individual to apply?

currently having maybank 2 card and uob vox. was planing to apply for hlw for now and maybe cancel of maybank if 5% is gone.

BNM's rule: Minimum income requirement to get a card = RM 24k per annum
BNM's rule: Annual income of RM 36k and below = Two issuers' banks card (maximum)

As of the RM 30k/annum or RM 36k/annum to get specific card, that's the requirement from banks.

No limit of the card that you can hold if your annual income is RM 36,0001 and above. However, it doesn't mean that banks will approve you even if you fulfill the income requirements, there are many factors as well. For e.g., your credit history and etc.

The amount of salary is gross salary, meaning to say before tax, before EPF, before SOCSO (if any).