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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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sms2u
post Jun 7 2015, 12:27 AM

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QUOTE(victorywp @ Jun 6 2015, 11:54 PM)
although i didn't own both, but i would say both are separate cl. first reason is because conventional and islamic have always been a separate entity. second because mbb's and rhb's confirmed separate.
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I would prefer some one who have the cards to tell the confirmed answer.

victorywp
post Jun 7 2015, 12:46 AM

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QUOTE(sms2u @ Jun 7 2015, 12:27 AM)
I would prefer some one who have the cards to tell the confirmed answer.
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ok, is there any pbb islamic cc worth for me to give a try? perhaps i can confirm you. brows.gif
sms2u
post Jun 7 2015, 11:06 AM

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QUOTE(victorywp @ Jun 7 2015, 12:46 AM)
ok, is there any pbb islamic cc worth for me to give a try? perhaps i can confirm you. brows.gif
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I asking credit limit, no asking which cc worth to try.

QUOTE(victorywp @ Jun 6 2015, 11:54 PM)
although i didn't own both, but i would say both are separate cl. first reason is because conventional and islamic have always been a separate entity. second because mbb's and rhb's confirmed separate.
*


Since u asking me this question. Let me ask bsck u the same question, Is there any rhb islamic cc worth to try?

This post has been edited by sms2u: Jun 7 2015, 11:13 AM
victorywp
post Jun 7 2015, 11:21 AM

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QUOTE(sms2u @ Jun 7 2015, 11:06 AM)
I asking credit limit, no asking which cc worth to try.


Since u asking me this question. Let me ask bsck u the same question, Is there any rhb islamic cc worth to try?
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the way you ask about pbb conventional cc and pbb islamic cc have separate cl or not, means that you are either holding a pbb islamic cc or considering to apply for it, no? that's why i'm just asking if there's a good one, perhaps i may try and let you know, since you are waiting here for an answer.

the rhb islamic cc i applied for was to get the samsonite backpack earlier, and now some said can use it for free set meal at klia green market. its features don't really attractive though.
Human Nature
post Jun 7 2015, 12:09 PM

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QUOTE(victorywp @ Jun 7 2015, 11:21 AM)
the way you ask about pbb conventional cc and pbb islamic cc have separate cl or not, means that you are either holding a pbb islamic cc or considering to apply for it, no? that's why i'm just asking if there's a good one, perhaps i may try and let you know, since you are waiting here for an answer.

the rhb islamic cc i applied for was to get the samsonite backpack earlier, and now some said can use it for free set meal at klia green market. its features don't really attractive though.
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which samsonite promo is that? still available?
victorywp
post Jun 7 2015, 02:00 PM

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QUOTE(Human Nature @ Jun 7 2015, 12:09 PM)
which samsonite promo is that? still available?
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when i signed up my rhb plat, i received xiaomi powerbank 10,400mah on the spot. then the person asked me to sign up another rhb islamic travel money and swipe once (any amount) for each cc (after receiving and activate the cards) to be entitled for a samsonite backpack. not sure still available now or not. forgotten when i signed up already, you may check the rhb thread.
Human Nature
post Jun 7 2015, 02:08 PM

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QUOTE(victorywp @ Jun 7 2015, 02:00 PM)
when i signed up my rhb plat, i received xiaomi powerbank 10,400mah on the spot. then the person asked me to sign up another rhb islamic travel money and swipe once (any amount) for each cc (after receiving and activate the cards) to be entitled for a samsonite backpack. not sure still available now or not. forgotten when i signed up already, you may check the rhb thread.
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oh okay, maybe this one thru agent.
SUSjames66
post Jun 7 2015, 03:39 PM

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which credit card dont need pay gst fee
victorywp
post Jun 7 2015, 04:21 PM

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QUOTE(james66 @ Jun 7 2015, 03:39 PM)
which credit card dont need pay gst fee
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if you mean the rm50 gst, all no need after 1/4/15.
victorywp
post Jun 7 2015, 04:28 PM

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QUOTE(Human Nature @ Jun 7 2015, 02:08 PM)
oh okay, maybe this one thru agent.
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he claimed to be a senior staff working in rhb for many years. he's also the one who told me he successfully entered ppl together with his wife using 2x out of 4x of his rhb plat at one go.
simonhtz
post Jun 8 2015, 11:05 AM

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Hi guys,

Here's my situation. Need your advice what would be next card to go apply/cancel.

Currently holding and using it for:-

1. MBB 2 card AMEX: phone bills are assigned here. I'm using AMEX whenever I can. By the way, I lost the other second card (Master) if I'm not wrong.

2. HSBC Amanah Platinum Cashback card: I'm using this whenever merchant does not accept AMEX.

3. OCBC Cashback Platinum: I'm using this whenever merchant does not accept AMEX and my insurance monthly repayment are tied to this card.

I'm looking forward to maximize my cash back. What would be the best combination of cards out there? Should I cancel HSBC/OCBC cards and change to something else?

Looking forward to hear from you guys. Cheers.
victorywp
post Jun 8 2015, 11:42 AM

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QUOTE(simonhtz @ Jun 8 2015, 11:05 AM)
Hi guys,

Here's my situation. Need your advice what would be next card to go apply/cancel.

Currently holding and using it for:-

1. MBB 2 card AMEX: phone bills are assigned here. I'm using AMEX whenever I can. By the way, I lost the other second card (Master) if I'm not wrong.

2. HSBC Amanah Platinum Cashback card: I'm using this whenever merchant does not accept AMEX.

3. OCBC Cashback Platinum: I'm using this whenever merchant does not accept AMEX and my insurance monthly repayment are tied to this card.

I'm looking forward to maximize my cash back. What would be the best combination of cards out there? Should I cancel HSBC/OCBC cards and change to something else?

Looking forward to hear from you guys. Cheers.
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for wider range of categories cashback, you may cancel your hsbc and ocbc, and replace with cimb cr and uob one. you may also consider aeon watami if your expenses is above rm1k per month.
Zavia/GenX
post Jun 8 2015, 12:11 PM

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I was approached by a citibank CC salesperson in Shell @ Kesas last Friday. I've been overseas and was looking to change cards, so we spoke abit on credit cards and he told me this two things:

RM50 goverment tax per CC abolished,

and my UOB One card give 5% petrol cashback on weekends only now.

Anyone can advise me if its true?
sms2u
post Jun 8 2015, 12:17 PM

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QUOTE(Zavia/GenX @ Jun 8 2015, 12:11 PM)
I was approached by a citibank CC salesperson in Shell  @ Kesas last Friday. I've been overseas and was looking to change cards, so we spoke abit on credit cards and he told me this two things:

RM50 goverment tax per CC abolished,

and my UOB One card give 5% petrol cashback on weekends only now.

Anyone can advise me if its true?
*
How come citibank cc sales person can tell the feature of other bank cc to attract customer.

Yes, no more RM50 service tax for cc

Offtopic.
Yes, uob one card only give 5% petrol cashback on weekend and 2% cash back on weekday.
Human Nature
post Jun 8 2015, 12:17 PM

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QUOTE(Zavia/GenX @ Jun 8 2015, 12:11 PM)
RM50 goverment tax per CC abolished,
This one is true. No idea about the UOB card.
adele123
post Jun 8 2015, 01:09 PM

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QUOTE(simonhtz @ Jun 8 2015, 11:05 AM)
1. MBB 2 card AMEX: phone bills are assigned here. I'm using AMEX whenever I can. By the way, I lost the other second card (Master) if I'm not wrong.
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And you are not bothered by the fact you are not even sure if you have or lost the 2nd card? doh.gif

simonhtz
post Jun 8 2015, 01:33 PM

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QUOTE(adele123 @ Jun 8 2015, 02:09 PM)
And you are not bothered by the fact you are not even sure if you have or lost the 2nd card?  doh.gif
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Because I lost it at home. icon_idea.gif
Zavia/GenX
post Jun 8 2015, 02:54 PM

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QUOTE(sms2u @ Jun 8 2015, 12:17 PM)
How come citibank cc sales person can tell the feature of other bank cc to attract customer.

Yes, no more RM50 service tax for cc

Offtopic.
Yes, uob one card only give 5% petrol cashback on weekend and 2% cash back on weekday.
*
QUOTE(Human Nature @ Jun 8 2015, 12:17 PM)
This one is true. No idea about the UOB card.
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Ahhh ok ok tq.
Btw in first page, cos it said to read the first three posts, I saw:
QUOTE
13. RM50 Government Service Tax - Currently STILL IN FORCE (bold, enlarged bright blue words)

So like um, can someone update it? biggrin.gif
I really must catch up on all this small but important news.

UOB, did they change it? I was sure it was 5% petrol all the time. Dang.

Anyway, salary changing, being tossed overseas. Gotta find one with any good offers for overseas living (besides lounge access).
Anyone got any idea?
sms2u
post Jun 8 2015, 02:57 PM

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QUOTE(Zavia/GenX @ Jun 8 2015, 02:54 PM)
Ahhh ok ok tq.
Btw in first page, cos it said to read the first three posts, I saw:

So like um, can someone update it? biggrin.gif
I really must catch up on all this small but important news.

UOB, did they change it? I was sure it was 5% petrol all the time. Dang.

Anyway, salary changing, being tossed overseas. Gotta find one with any good offers for overseas living (besides lounge access).
Anyone got any idea?
*
Better discuss uob card in forum below. You can find the latest cash back effective 01 Jun 2015 for petrol 5% cash back on weekend.

https://forum.lowyat.net/topic/3407909
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post Jun 8 2015, 09:21 PM

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any idea roughly the maximum amount of credit limit given an individual? for example the total of credit limit regardless of number of credit cards - 10x of salary?

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