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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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sms2u
post Dec 28 2014, 04:39 PM

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QUOTE(alexwsk @ Dec 26 2014, 08:25 PM)
why wud u want to do this?
if to get new application gift, ALL banks will require 6-12 mths b4 u are entitled
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i think to get gift for credit card application
sms2u
post Dec 30 2014, 09:54 AM

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QUOTE(laymank @ Dec 30 2014, 07:59 AM)
checked junk folder?
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Try contact rinngit plus or bank


Below is the ringgitplus contact

Talk to us

03 8308 1600

Not a big talker? Email us

can@ringgitplus.com
sms2u
post Jan 7 2015, 04:51 PM

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QUOTE(aromachong @ Jan 7 2015, 02:51 PM)
Well, i have applied credit card via online. They gave me signature card with rm500k limit. the problem is the bank never call my company or HR to verify? can approve without verify ah?
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Which bank signature card? The credit limit is RM50,000 or RM500.000? Your salary must be very high if the credit limit is RM500,000
sms2u
post Mar 7 2015, 05:34 PM

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QUOTE(pcGeeK @ Mar 6 2015, 01:19 AM)
Hi there, does anyone have any experience with chargeback?

Let's say I buy something online by Paypal (but not eligible for Paypal's Purchase Protection) and I got scammed by the seller, can I make a call to the back to request a chargeback? Are the chances of getting back the money high?

I use Citibank btw.

Many thanks in advance smile.gif
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Call citibank and they will tell what do u do.
I believe citibank will request you to contact merchant in this case as this case no cosider chargeback as u greed to make the payment.

sms2u
post Mar 30 2015, 01:30 PM

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QUOTE(urylia @ Mar 30 2015, 01:10 PM)
is it still a practice to inform credit card issuers when going abroad?
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It is a good practise if you want o swipe your card smothly without issue.
sms2u
post Apr 14 2015, 04:00 PM

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A new credit card from hong leong bank (I'm Card).

https://www.hlb.com.my/main/personal/cards/im-card

Enjoy annual fee waived for life

You can have all the fun you want because there’s no yearly fee at all!

Save on Overseas Transaction Mark-Up

No mark-up will be charged when you spend overseas

Still wonder what is no mark-up refer above?
sms2u
post Jun 5 2015, 12:08 PM

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QUOTE(warningo0o @ Jun 4 2015, 06:10 PM)
Where to get this DSR calculations app? Anyone know where to dl?
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I saw this bank islam dsr calculator.
Different bank will have different formula.

http://www.bankislam.com.my/en/pages/DebtS...Calculator.aspx
sms2u
post Jun 6 2015, 08:33 PM

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Anyone have both public bank conventional credit card and public bank islamic credit card?

Can share whether public bank offer separate credit limit or combine credit limit for conventional bank credit card and islamic bank credit card ?



sms2u
post Jun 7 2015, 12:27 AM

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QUOTE(victorywp @ Jun 6 2015, 11:54 PM)
although i didn't own both, but i would say both are separate cl. first reason is because conventional and islamic have always been a separate entity. second because mbb's and rhb's confirmed separate.
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I would prefer some one who have the cards to tell the confirmed answer.

sms2u
post Jun 7 2015, 11:06 AM

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QUOTE(victorywp @ Jun 7 2015, 12:46 AM)
ok, is there any pbb islamic cc worth for me to give a try? perhaps i can confirm you. brows.gif
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I asking credit limit, no asking which cc worth to try.

QUOTE(victorywp @ Jun 6 2015, 11:54 PM)
although i didn't own both, but i would say both are separate cl. first reason is because conventional and islamic have always been a separate entity. second because mbb's and rhb's confirmed separate.
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Since u asking me this question. Let me ask bsck u the same question, Is there any rhb islamic cc worth to try?

This post has been edited by sms2u: Jun 7 2015, 11:13 AM
sms2u
post Jun 8 2015, 12:17 PM

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QUOTE(Zavia/GenX @ Jun 8 2015, 12:11 PM)
I was approached by a citibank CC salesperson in Shell  @ Kesas last Friday. I've been overseas and was looking to change cards, so we spoke abit on credit cards and he told me this two things:

RM50 goverment tax per CC abolished,

and my UOB One card give 5% petrol cashback on weekends only now.

Anyone can advise me if its true?
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How come citibank cc sales person can tell the feature of other bank cc to attract customer.

Yes, no more RM50 service tax for cc

Offtopic.
Yes, uob one card only give 5% petrol cashback on weekend and 2% cash back on weekday.
sms2u
post Jun 8 2015, 02:57 PM

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QUOTE(Zavia/GenX @ Jun 8 2015, 02:54 PM)
Ahhh ok ok tq.
Btw in first page, cos it said to read the first three posts, I saw:

So like um, can someone update it? biggrin.gif
I really must catch up on all this small but important news.

UOB, did they change it? I was sure it was 5% petrol all the time. Dang.

Anyway, salary changing, being tossed overseas. Gotta find one with any good offers for overseas living (besides lounge access).
Anyone got any idea?
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Better discuss uob card in forum below. You can find the latest cash back effective 01 Jun 2015 for petrol 5% cash back on weekend.

https://forum.lowyat.net/topic/3407909
sms2u
post Jul 3 2015, 06:35 PM

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QUOTE(n3rt @ Jul 3 2015, 02:31 PM)
Guys, just wan to check with u all , is that any T&C on the supplementary credit card ? It that need to be the family only eligible ?
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Depend on bank. Some very strict and some easy, u can check with the bank. Or which bank u want to apply?

QUOTE(fruitie @ Jul 3 2015, 03:11 PM)
Anyone can be supplementary card holder. smile.gif
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No every 1 lor.. must be 10 year old above ( if I recall correctly)
sms2u
post Jul 3 2015, 06:54 PM

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QUOTE(fly126 @ Jul 3 2015, 06:52 PM)
is 18 years old and Above NOT 10 yrs old... laugh.gif
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Sorry mistake
sms2u
post Jul 3 2015, 11:14 PM

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QUOTE(fruitie @ Jul 3 2015, 08:41 PM)
I laugh.gif 10 years old, laughing non-stop here.
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Better that u said anyone..
sms2u
post Jul 3 2015, 11:37 PM

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QUOTE(fruitie @ Jul 3 2015, 11:19 PM)
He asked is that only family members are eligible, I answered that question. whistling.gif I didn't answer wrongly. whistling.gif Yours is wrong answer. whistling.gif
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Ur answer is wrong , is the family member 1 year old can get it? The answer is no, your anwser is wrong, still said no wrong.

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