Both got fast approval? Any of it, which more easy get approve?

try mbb first because got more cb benefits.

when more ppl cancel their titanium I think they will revise downwards again

Get rejected for application of cc coz my other cc limit over. Is that I clear my current limit to 70%, will get approval for new cc application? Thanks in advance for any advice.

how sure are you that this was the reason for your application rejection?

The agent told me that BNM rules.
not only OCBC, but SCB, UOB, Hsbc....

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: no

3. Card required for: Petrol, insurance, Cash Back/Rebate Only, Free LCCT Lounge Access ,

4. Existing credit cards if any: Nil.

5. Looking at CC from: RHB visa infinite/ocbc titanium/maybank 2 card

6. Others: need to pay my utilites and also for left travel needs

Thanks!

This post has been edited by brokenbomb: Apr 29 2014, 01:11 PM

As a new credit cardholder, you are recommended to start with getting the Maybank 2 Cards.

bro 60k infinite? RHB platinum can get LCCT lounge access but by the time you get your card they move to KLIA2 liao.

This post has been edited by bearbear: Apr 29 2014, 05:28 PM

Renewed my visa mbb Petronas plat card, unfortunately they removed the visa wave feature which I use quit frequently.

Any suggestions for visa with wave?

This post has been edited by Underhill: Apr 29 2014, 06:00 PM

bearbear - oo ouch..haha sorry yeah cant get oh visa infinite..

any recommendations other than visa infinite? haha thanks

you need to quote his post or tag his name bearbear. otherwise, he won't be notified (unless he is free to browse this thread again).

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: no

3. Card required for: Foreign Transactions, Forex while at other countries

4. Existing credit cards if any: CIMB Cash Rebate

5. Looking at CC from: Any

6. Others: For insurance, car rental discount

This post has been edited by Hollow21: May 3 2014, 09:58 PM

I would Recommended Maybank2Cards currently the Best CC you can have...

This post has been edited by fly126: May 3 2014, 10:13 PM

Agree, The best cards available now...

Cimb CC. got discount when you using in KLIA or LCCT. And petrol cash back. grocery cash back as well. Normal for me i jz use my credit card for grocery n oversea. That's y i keep my CIMB credit card for 10Y already.

u could get 10-15% discont when you shop at eraman shops at LCCT or KLIA but i noticed that their liquor not much variety, if you have citibank you can head to the zon shops for the same discounts as well

This post has been edited by DarReNz: May 4 2014, 11:30 PM

1. Annual Income: RM24k

2. Free Lifetime Annual Fee: dont mind

3. Card required for: Petrol , groceries , shopping once a while. Mostly just to keep it for emergencies.

4. Existing credit cards if any: None. First time user.

5. Looking at CC from: No idea, was thinking CIMB or MBB since I have accounts there.

6. Others: I was thinking about the MBB2 cards, but my annual salary isnt quite there yet. Just need it for emergencies really.

U may consider UOB One Card.

Minimum annual income requirement
- UOB ONE Card: RM24,000

http://www1.uob.com.my/personal/cards/cred...b_one_card.html

If you're interested in applying for MBB2 and you have some cash to spare MBB might actually approve you provided you pledge RM5k in FD with them.