Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V2, Please post according to Format stated.
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 Apr 12 2014, 05:10 PM
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Senior Member
637 posts Joined: Mar 2014 From: Airport around the world  
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QUOTE(Dannyl @ Apr 12 2014, 04:44 PM) My wife is looking for 2nd card to complement her MBB Amex. Her usage is groceries, dining, a bit of petrol. Looking through the card threads, I noticed UOB One card is suitable for her needs. Any other better cards around? Any disadvantages to this card? Thanks. Go for hong leong wise gold... 10% cash rebate...rm100 per month max. |
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Apr 13 2014, 07:40 AM
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Senior Member
6,113 posts Joined: Jan 2003 From: Pokey Oaks 
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QUOTE(tigaxxx @ Apr 12 2014, 05:10 PM) Go for hong leong wise gold... I have looked at that too... but the 'minimum 10 retail transaction in one month and minimum RM50 per transaction' is a turn off. But thanks for the feedback 10% cash rebate...rm100 per month max.  |
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Apr 13 2014, 09:49 AM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(Dannyl @ Apr 13 2014, 07:40 AM) I have looked at that too... but the 'minimum 10 retail transaction in one month and minimum RM50 per transaction' is a turn off. But thanks for the feedback can be easily done with petrol and mobile/utilites category |
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Apr 13 2014, 02:40 PM
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Senior Member
637 posts Joined: Mar 2014 From: Airport around the world
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Yeah, it quite easy to spend rm1k per month 4 ur choice of categories with wise cc...and get rm100 cb..
I will use mbb amex platinum to spend another rm1k on weekend for rm50 cb... |
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Apr 13 2014, 11:24 PM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(tigaxxx @ Apr 13 2014, 02:40 PM) Yeah, it quite easy to spend rm1k per month 4 ur choice of categories with wise cc...and get rm100 cb.. sometimes it gets you thinking whether you should use amex or wise for groceries shopping on weekends I will use mbb amex platinum to spend another rm1k on weekend for rm50 cb...  |
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Apr 14 2014, 03:02 PM
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Senior Member
6,113 posts Joined: Jan 2003 From: Pokey Oaks
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QUOTE(DarReNz @ Apr 13 2014, 09:49 AM) can be easily done with petrol and mobile/utilites category We're using another card for petrol (staff card), and mobile is using Amex ExpressPay, so left utilities and groceries... can't achieve 10 transactions with minimum $50 each transaction  |
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Apr 17 2014, 04:57 PM
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Junior Member
29 posts Joined: Jan 2012 From: Kedah.
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Need advice, which bank offer the fast approval for credit card application?
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Apr 17 2014, 05:00 PM
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Senior Member
6,354 posts Joined: Jan 2003
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QUOTE(citronmobile @ Apr 17 2014, 04:57 PM) Need advice, which bank offer the fast approval for credit card application? RHB claims 10 minute @ KLCC and several other outlets.http://www.rhb.com.my/cards/credit-card/in...d/#.U0-YM_mSymE |
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Apr 18 2014, 01:09 AM
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Junior Member
29 posts Joined: Jan 2012 From: Kedah.
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QUOTE(Jason @ Apr 17 2014, 06:00 PM) RHB claims 10 minute @ KLCC and several other outlets. Tq. Will try over.http://www.rhb.com.my/cards/credit-card/in...d/#.U0-YM_mSymE |
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Apr 18 2014, 11:14 AM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(citronmobile @ Apr 17 2014, 04:57 PM) Need advice, which bank offer the fast approval for credit card application? you can go to maybank card centres on weekdays for fast approval and receive the card in a couple of hours |
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Apr 18 2014, 11:46 AM
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All Stars
65,283 posts Joined: Jan 2003
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QUOTE(DarReNz @ Apr 18 2014, 11:14 AM) you can go to maybank card centres on weekdays for fast approval and receive the card in a couple of hours Something to share.Though they can issue card within 2hrs, I think. But upgrading card is slow. I went to maybankard centre the gardens, Tuesday evening after 7pm. Was renewing mbb2card gold -> platinum. No rush getting card the same day, but was expecting next day or etc. Till now, upgrade not processed yet. MBB cs told me need 5-7 days to process, if approved, then only send new cards to my house (inxonvenient for me to self-collect). Oh well. |
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Apr 24 2014, 07:42 AM
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Junior Member
521 posts Joined: Mar 2007 From: Longkang 
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1. Annual Income: RM31k ( GROSS Salary ), monhly spending around 1.5k, but weekdays is less than RM200/month besides food.
2. Free Lifetime Annual Fee: Must or very easy condition via swipes 3. Card required for: weekday use, increase credit limit 4. Existing credit cards if any: MMB2 5. Looking at CC from: No idea at the moment... 6. Others: wont be use frequently unless emergency. Just want to increase credit limit. This post has been edited by Pebbie: Apr 24 2014, 07:44 AM |
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Apr 24 2014, 10:02 AM
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(Pebbie @ Apr 24 2014, 07:42 AM) 1. Annual Income: RM31k ( GROSS Salary ), monhly spending around 1.5k, but weekdays is less than RM200/month besides food. To be honest, there ain't any card which is better to carry around than your MBB2. My recommendation is as below2. Free Lifetime Annual Fee: Must or very easy condition via swipes 3. Card required for: weekday use, increase credit limit 4. Existing credit cards if any: MMB2 5. Looking at CC from: No idea at the moment... 6. Others: wont be use frequently unless emergency. Just want to increase credit limit. Card type: Hong Leong Essential Card Annual Fee: RM100 waived with 12 transactions/year Benefit: 1% unlimited cashback, 2% cash advance fee |
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Apr 24 2014, 11:55 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart 
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QUOTE(Pebbie @ Apr 24 2014, 07:42 AM) 1. Annual Income: RM31k ( GROSS Salary ), monhly spending around 1.5k, but weekdays is less than RM200/month besides food. 2. Free Lifetime Annual Fee: Must or very easy condition via swipes 3. Card required for: weekday use, increase credit limit 4. Existing credit cards if any: MMB2 5. Looking at CC from: No idea at the moment... 6. Others: wont be use frequently unless emergency. Just want to increase credit limit. QUOTE(Wongchoy @ Apr 24 2014, 10:02 AM) To be honest, there ain't any card which is better to carry around than your MBB2. My recommendation is as below hong leong essential or ocbc titanium.Card type: Hong Leong Essential Card Annual Fee: RM100 waived with 12 transactions/year Benefit: 1% unlimited cashback, 2% cash advance fee same 1% unlimited, but hlb is visa while ocbc is mastercard. |
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Apr 24 2014, 01:15 PM
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102
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QUOTE(victorywp @ Apr 24 2014, 11:55 AM) hong leong essential or ocbc titanium. OCBC just revised Titanium requirement to RM60k. Lucky for those who managed to apply during the 24k era.same 1% unlimited, but hlb is visa while ocbc is mastercard. |
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Apr 24 2014, 05:17 PM
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Senior Member
1,752 posts Joined: Dec 2013
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Why la? Any improvement
 QUOTE(Wongchoy @ Apr 24 2014, 01:15 PM) OCBC just revised Titanium requirement to RM60k. Lucky for those who managed to apply during the 24k era. |
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Apr 24 2014, 10:13 PM
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Junior Member
29 posts Joined: Jan 2012 From: Kedah.
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Hi Sifus,
Last time someone comment RHB got fast approval for credit card. Beside RHB, any others? |
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Apr 24 2014, 10:58 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart
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QUOTE(citronmobile @ Apr 24 2014, 10:13 PM) Hi Sifus, mbb, cimb,...Last time someone comment RHB got fast approval for credit card. Beside RHB, any others? which bank do you prefer by the way? |
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Apr 24 2014, 10:59 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart
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double post
This post has been edited by victorywp: Apr 24 2014, 11:03 PM |
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Apr 24 2014, 11:00 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart
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triple post
This post has been edited by victorywp: Apr 24 2014, 11:03 PM |
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