The one at Jalan Magazine downtown Penang is the exact opposite. Staff all sulky.

The one haur went for is this branch. I find the location very suffocating...that's why I'm thinking of the one in Bayan Lepas. But so far no one tried that out yet. Anyone?
Thanks for the info!

General, I did read your article "The Best Savings Account in Malaysia" before I posted my question.
I just tried to find out how old is premier saving account in OCBC. After reading your article, now I figure out
we need to understand the bank deposit products first before go to banks, we cannot always count on the RMs.
Thanks so much for your efforts and valuable articles. 
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RHB CMD-i FD Promo - Effective from 13 September to 30 September

RHB has extended their two FD promos to 30 September

(1) 3.78% for 12 months FD
Can request interest to be paid in monthly, quarterly, half yearly, or upon FD maturity. No upfront interest.

Requirements:
For RHB existing customers only (existing saving account holders are eligible)
Minimum placement: RM 10 K with fresh fund
Maximum placement: RM 3 million with fresh fund

Campaign Target: RM 250 Million

Note: I forgot to ask RHB if this 3.78% FD promo requires to open a new saving account or not? 

(2) 3.88% for 12 months FD bundled with 3 months CASA
Can request interest to be paid in monthly, quarterly, half yearly, or upon FD maturity. No upfront interest.

Requirements:
For both RHB new customers and existing customers (existing saving account holders are eligible)
Minimum placement: RM 25 K with fresh fund
Maximum placement: RM 5 million with fresh fund
90% of fund in FD for 12 months
10% of fund in CASA for 3 months

Campaign Target for FD: RM 200 Million
Campaign Target for CASA: RM 20 Million

RHB saving account rates --> [attachmentid=3628379]

RHB current account rates --> [attachmentid=3628380]

Hmm... where you saw it? Even RHB staff and helpdesk don't know anything about it.

Did you get the gifts over few times deposit ? They used to have lap top bag, school bag to give away.

bbgoat not combining 5 posts in a row is call spamming 

I guess you are still new at this, but you should cut and paste and then only post all your replies in a single post.

I split my FDs, i heard dangerous/attracting attention if put big amount in 1 cert...That 50k refers to 1 deposit. To negotiate rate, usually they would ask total how much , then i tell them xxx and they allow me in lots of 50k. Below 50k  i get board rate. I got 4.25% for 24m and 4.7% for 61m.
.... been with BR  >10 years despite my brothers discouraging me saying not safe etc.

That's weird. Mine are usually instantly reflected in my bank account if I made an uplift. Looking to hear answers from sifu here as well.

I split my FDs, i heard dangerous/attracting attention if put big amount in 1 cert...That 50k refers to 1 deposit. To negotiate rate, usually they would ask total how much , then i tell them xxx and they allow me in lots of 50k. Below 50k  i get board rate. I got 4.25% for 24m and 4.7% for 61m.

I never get bags so far. Towels, manicure set of different types, T shirt, but i now mostly prefer pens, esp the  parker pen set, i think buy outside  maybe RM80 and can give to others as gift. been with BR  >10 years despite my brothers discouraging me saying not safe etc.

I am very interested to know what kind of "dangerous/attracting attention if put big amount in 1 cert.."..??

Or anybody else can answer this question.. Thanks 

Sifu, mind teaching me hw to count hw much i earn fd?
Given dat,
Fd 2.5k
Interest rate 3%
Hw much i get?

Rhb bank

I only used Jelutong branch so far as it is nearer to me and don't have to go to Magazine Road.

i got sms from them...5% 12FD smart savers... but need to buy insurance...similar to SCB..