There is no FD promo info on RHB webiste.
You can call RHB branch to find out more info, I suggest not to ask RHB helpline, they may not know about FD promo:
http://www.rhb.com.my/personal_assistance/...cator_lite.html

Or you can check out my Post #79 on Page #4:
https://forum.lowyat.net/topic/2953389/+60

You have to sign some forms in RHB branch, so I think this is not for online FD.

It is too early to tell whether it is a good deal or not..?
Maybe banks raise interest rates next year?
Or Titanic suddenly happen next year?
And I have to pay for the price for 61 months stressful le..

Ha..ha..we can use property market and inflation to forecast interest rate ma..

There is no free meal in the world.

RM 100K in Structured Investment
RM 50K in Unit Trust
RM 150K in 5% months FD for 3 months

Check out the terms and conditions:
http://www.hsbc.com.my/1/2/merdeka

I would like to ask any Bank's FD which able to transat over the internet for Withdrawal (from FD account to saving account)?

The one i know now is the maybank saver-i which gives 2.1% per year for RM2000 above

This post has been edited by shiroikun: Sep 23 2013, 12:21 PM

I know CIMB can handle FD transactions all through online banking without going over the counter. Print the cert by yourself.

meaning if I open a saving with cimb too then I can deposit and withdrawal via internet?

You can open FD acc through CIMBCLICKS. Their online website has the option to place FD as you wish. They will issue you an e-certificate once you've successfully opened the FD account, stating the amount you have placed + other details.
Please refer to this link: http://www.cimbclicks.com.my/efixed-deposit.html

Yes, you can terminate the eFD thru' online and place it in your savings account.

SC give 3.5% for 6 months
Mach HL gives 3.4% for 12 months.

Still accumulating more info as got FD due end sept 13. Will check out Affin as received brochures mentioned 3.88%...

That's also known as "uplifting", right?

So, did you go & place your FD with BR?

SC got 3.5% for 6 months?

Stalker here , stalking me ............................. Really good follow up, no one should ever owe HJebat anything, ever !!

Was in BR today.

1. For my renewal, only able to get 12 mth 4.06%. They have even raised the nego rate from amount >50k to 100k ! Meaning if <100k, you only get board rate. Cumulative amount does not do any good now as if you top up after xxxk, you still need >100k to get nego rate.

2. Ask to the ATM card, for those getting the co-op card, there is only one time fee. The green card holder will be charged yearly fee. So those who receive the letter should be those getting the green card.

3. Online account and ATM card. Once you set up the online account, you can cancel the ATM card. BR's ABM confirmed on this point. Someone else have been saying the opposite that ATM card need to be maintained for the online account. As I mentioned before, ATM card is to facilitate ATM transactions, online account setup etc. Nothing to do with maintaining the online account. Anyway since there is no yearly charge for my co-op card, I just keep it.

The ABM told me BR's profit is going down as government is tightening bank loan. So BR is not as "lenient" as before in giving out higher rates. Even stingy as far as hadiah is concerned !

This post has been edited by bbgoat: Sep 24 2013, 08:30 PM

Std Chartered 15sen for IBG but limit at RM10k. Ridiculously low!! Rentas is RM9. Comparatively high compare to other banks. Today forced to use Rentas.

If FD matured on Saturday and withdraw on Monday, no interest given over the weekend through no fault of customer. Public and Ocbc bank will pay the interest

Worst is when your FD about to mature, they will send you a letter asking you to take up another FD scheme, if you ddnt response by certain date, the bank assume you agreed to the new scheme. Worst and unethical bank. Please avoid SC.

This is terrible. I will surely complain to BNM if i kena

Since negotiable amount has gone up to RM100k, I think not worth going for BR unless you're ready to take risk with that much money into without-PIDM bank.
I was going to place some earlier, but this amount is too high for me. So I guess will go for RHB since they are giving 3.78%, not much diff every month in interest, and it can give you peace of mind, lol...

Highest at RHB is 3.35% for 5 years. You lose RM1350 per year for every 100k you put at RHB. Worth it? For big depositor like bgoat and bcc they can lose more than Rm1000 every month...that's alot of money!

This post has been edited by guy3288: Sep 25 2013, 09:21 AM

Paiseh, I stalked you for a prolonged period of time liao lor

I've encountered the $100K-to-nego-rate situation in May this year (I think I've posted it in this thread). Yup, cumulative amount also won't help to get higher rate now.

What's the difference between co-op card & green card?

Ya, all the indicators seemed to be pointing BR getting less attractive already.


I have noted that you seemed to be in BR regularly. When was the last time you were in BR ? I read your earlier post about >50k to get nego rate in earlier posts. For me the last time I was there was in Feb placing FD's. Situation seemed to be changed recently !

So the nego rate was changed from May or maybe earlier !

Not sure of the diff between the 2 cards as I only have the co-op card.

The current FD rate promo is 3.78%, ending this month. I wouldn't go for anything that low.

This is what I told the oeration manager and I will sure complain to BNM.

For those of you who are playing fresh fund by IBG or Rentas way, please avoid Standard Chartered bank. Rentas money transfer is suppose to be within same day or within a few hours. This is my personal experience with Ocbc and Public bank.

Standard Chartered Bank need 24 hours!!! Yesterady at 2pm I rentas out of Standard Chartered bank and today at 1pm when I checked, the recipent bank has not yet received the money. Called that inefficiency SC, was told it takes 24 hours to transfer the money.

So beware...and avoid Standard Chartered bank when you want to beat the fresh fund rule..

This post has been edited by gsc: Sep 25 2013, 04:13 PM

SC to MBB today transfer, tomorrow morning 8am received.