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 Fixed Deposit Rates in Malaysia V5

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guy3288
post Sep 13 2013, 08:54 AM

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QUOTE(BoomChaCha @ Sep 12 2013, 11:50 PM)
No, I have never signed any acknowledgement letter for gifts received.
But all the times only the high level manager or officer pass me the gifts.
gee.. I did not understand what a "pix" was...  biggrin.gif

(1) Click on "Browse" tab, select the photo from your PC
(2) Click "Add This Attachment"
(3) Click "Add into Post"
(4) Click "Submit Modified Post"..
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dont why i cant upload, click attachment, then wait... end nothing is there. IMG JPEG yes, 2.21MB too big file?

ok i know why, file too big earlier cannot upload, compressed it ok now.

This post has been edited by guy3288: Sep 13 2013, 08:38 PM
magika
post Sep 13 2013, 09:02 AM

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Most of us small kitty only. I remember once they gave me every single item they had, and yet I still have the temerity of asking for a few extra shoe bags...ha..haa. flex.gif

guy3288
post Sep 13 2013, 09:11 AM

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QUOTE(RO Player @ Sep 13 2013, 08:55 AM)
how much RM you deposited? u got parker pens...t-shirt?  hmm.gif
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50k
Gen-X
post Sep 13 2013, 09:18 AM

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QUOTE(BoomChaCha @ Sep 12 2013, 10:03 PM)
General, when did OCBC start to introduce Premier Savings account? Any idea?  hmm.gif
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Bro, the OCBC Premier SA was in existence even before I had PB with them. And I guess you don't read my blog tongue.gif In my article The Best Savings Account in Malaysia (once again click here to read it) I prepared a table back in August 2012 comparing different account and the interest rate and OCBC Premier SA is one of them. I just updated this said article to include UOB eAccount and Fun Savers.

QUOTE(magika @ Sep 13 2013, 08:44 AM)
I remember once OCBC gave Mont Blanc pen need to sign reparation clause of RM1k++.
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QUOTE(magika @ Sep 13 2013, 09:02 AM)
Most of us small kitty only.
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Bro, I guess the small kitty description does not applies to you, based on the OCBC gift, you are the lion king here tongue.gif
bearbear
post Sep 13 2013, 09:45 AM

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So far best rate - KFH 3.8% min 20k?
frontierzone
post Sep 13 2013, 10:16 AM

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Anyone knows whether AffinBank has a good internet banking system? Does it offer placement and upliftment of FD online?
helob
post Sep 13 2013, 12:47 PM

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QUOTE(haur @ Sep 12 2013, 04:54 PM)
Placed my deposit with BR this afternoon. Very friendly staff with wide smiles!
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The one at Jalan Magazine downtown Penang is the exact opposite. Staff all sulky. sad.gif
munkeyflo
post Sep 13 2013, 01:38 PM

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QUOTE(pinksapphire @ Sep 12 2013, 06:05 PM)
Is there any difference on which SA we open? If not, I assume you went for the basic?
And I heard the interest is paid upfront or something, I'm not sure.
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Just the annual interest rate only. I went for the RM1k minimum initial deposit to get 2% p.a. biggrin.gif

Yea, I was told their previous FDs paid interest (or they call it "profit") upfront, but this 3.8% will only pay interest upon maturity and is credited into the SA.

QUOTE(magika @ Sep 13 2013, 08:44 AM)
I think it has to be JPG format.. no need post pics of Parker pens.. that one cheapo type, BR gave me a few without even asking... shakehead.gif

BR gift no one sign for anything. OCBC even for secret recipe voucher need to sign. I remember once OCBC gave Mont Blanc pen need to sign reparation clause of RM1k++.
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OCBC memang lots of paperwork, very pening. rclxub.gif
Then afterwards will call us to see if we receive the product information sheet and all that.
SUSPink Spider
post Sep 13 2013, 02:06 PM

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Guys, maybe we can add something to Post #1...

"the best FD rates for banks WITH INTERNET FD PLACEMENT FACILITY" smile.gif
pinksapphire
post Sep 13 2013, 03:00 PM

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QUOTE(guy3288 @ Sep 13 2013, 09:11 AM)
50k
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Not bad ah, 50k and can get some free gifts.

QUOTE(helob @ Sep 13 2013, 12:47 PM)
The one at Jalan Magazine downtown Penang is the exact opposite. Staff all sulky. sad.gif
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The one haur went for is this branch. I find the location very suffocating...that's why I'm thinking of the one in Bayan Lepas. But so far no one tried that out yet. Anyone?

QUOTE(munkeyflo @ Sep 13 2013, 01:38 PM)
Just the annual interest rate only. I went for the RM1k minimum initial deposit to get 2% p.a. biggrin.gif

Yea, I was told their previous FDs paid interest (or they call it "profit") upfront, but this 3.8% will only pay interest upon maturity and is credited into the SA.
OCBC memang lots of paperwork, very pening.  rclxub.gif
Then afterwards will call us to see if we receive the product information sheet and all that.
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Thanks for the info!

Looks like for now, I can take a bit put at KFH and BR for testing.
ExoticAquaNPet
post Sep 13 2013, 04:55 PM

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QUOTE(bearbear @ Sep 13 2013, 09:45 AM)
So far best rate - KFH 3.8% min 20k?
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Yup, but it seem not a preference among forumer here..

stanny
post Sep 13 2013, 08:14 PM

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PIDM protection is max RM250k from each bank? For those PIDM protected.
guy3288
post Sep 13 2013, 08:43 PM

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QUOTE(ExoticAquaNPet @ Sep 13 2013, 04:55 PM)
Yup, but it seem not a preference among forumer here..
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Big difference - KFH pay interest end of 1 year, BR pays interest every month.
bearbear
post Sep 13 2013, 09:40 PM

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One with PIDM and another without.

i know im conservative biggrin.gif
BoomChaCha
post Sep 13 2013, 09:49 PM

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QUOTE(Gen-X @ Sep 13 2013, 09:18 AM)
Bro, the OCBC Premier SA was in existence even before I had PB with them. And I guess you don't read my blog  tongue.gif In my article The Best Savings Account in Malaysia (once again click here to read it) I prepared a table back in August 2012 comparing different account and the interest rate and OCBC Premier SA is one of them. I just updated this said article to include UOB eAccount and Fun Savers.
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General, I did read your article "The Best Savings Account in Malaysia" before I posted my question.
I just tried to find out how old is premier saving account in OCBC. After reading your article, now I figure out
we need to understand the bank deposit products first before go to banks, we cannot always count on the RMs.
Thanks so much for your efforts and valuable articles. notworthy.gif
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RHB CMD-i FD Promo (Islamic) - Effective from 13 September to 30 September

RHB has extended their two FD promos to 30 September

(1) 3.78% for 12 months FD
Can request interest to be paid in monthly, quarterly, half yearly, or upon FD maturity. No upfront interest.

Requirements:
For RHB existing customers only (existing saving account holders are eligible)
Minimum placement: RM 10 K with fresh fund
Maximum placement: RM 3 million with fresh fund

Campaign Target: RM 250 Million

Note: I forgot to ask RHB if this 3.78% FD promo requires to open a new saving account or not? sad.gif

(2) 3.88% for 12 months FD bundled with 3 months CASA
Can request interest to be paid in monthly, quarterly, half yearly, or upon FD maturity. No upfront interest.

Requirements:
For both RHB new customers and existing customers (existing saving account holders are eligible)
Minimum placement: RM 25 K with fresh fund
Maximum placement: RM 5 million with fresh fund
90% of fund in FD for 12 months
10% of fund in CASA for 3 months

Campaign Target for FD: RM 200 Million
Campaign Target for CASA: RM 20 Million

RHB saving account rates --> Attached Image

RHB current account rates --> Attached Image

This post has been edited by BoomChaCha: Sep 17 2013, 05:36 PM
mobilerulez
post Sep 14 2013, 01:13 AM

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Hi everyone, (WTA) i hv placed a maybank eFD last month & then my maturity date is today. I hav selected to transfer my money back to my account. But, i havent receive my money back until now. Is it normal? Normally how soon can we get back the $$?

Thx
TakoC
post Sep 14 2013, 07:35 AM

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QUOTE(mobilerulez @ Sep 14 2013, 01:13 AM)
Hi everyone, (WTA) i hv placed a maybank eFD last month & then my maturity date is today. I hav selected to transfer my money back to my account. But, i havent receive my money back until now. Is it normal? Normally how soon can we get back the $$?

Thx
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That's weird. Mine are usually instantly reflected in my bank account if I made an uplift. Looking to hear answers from sifu here as well.
bbgoat
post Sep 14 2013, 10:08 AM

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QUOTE(stanny @ Sep 13 2013, 08:14 PM)
PIDM protection is max RM250k from each bank? For those PIDM protected.
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Per PIDM website:

Your eligible deposits are protected up to RM250,000 per depositor per member bank.
bbgoat
post Sep 14 2013, 10:11 AM

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QUOTE(guy3288 @ Sep 13 2013, 09:11 AM)
50k
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50k over period of time or 1 time ? Did you ask for higher rate than their published board rate ?
bbgoat
post Sep 14 2013, 10:14 AM

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QUOTE(guy3288 @ Sep 13 2013, 08:54 AM)
dont why i cant upload, click attachment, then wait... end nothing is there. IMG JPEG yes, 2.21MB too big file?

ok  i know why, file too big earlier cannot upload, compressed it ok now.
*
Did you get the gifts over few times deposit ? They used to have lap top bag, school bag to give away.

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