Can't wait to see what OCBC will offer after their current promo ends tomorrow.
If nothing's good, gotta start deciding where to place my funds after that, sigh.

Can't wait to see what OCBC will offer after their current promo ends tomorrow.
If nothing's good, gotta start deciding where to place my funds after that, sigh.

sorry for late reply.. busy day..
so if i were to put 50k, is my calculation correct???

this is my calculation
3.78% (for existing n new fund)

50,000 x 0.0378 = 1890

3.88%(new & existing fresh fund)
90% FD;10% CASA

FD
45,000 x 0.0388 = 1746

CASA
5,000 x 0.0068 = 34
3Months = 34 x 3 = 102

Total
1746 + 102 = 1848
thankiu very much 
edit: tats weird.. i cant attach the pic.. wait i try again.. the global space left written unlimted space yet after it finish uploaded, its did not show my attachement.

Might as well go with 13 months 3.55% and save time going to the bank and not having to worry about new funds thingy. But then again, at 3.55%, it is still lower than Affin's board rate of 3.6% for 12 months. Looks like KFH current FD Promos are the most competitive currently for those wanting PIDM.

Bro I just updated my Fixed Deposit Page for the OCBC FD Promos and when I calculated the effective interest rate for the Mega Save, it is up to 3.71% and 3.78% with minimum deposit RM50 and RM1K per month respectively (that is if go sign up the Mega Save early in the month and withdraw the amount in the Smart Savers early of the month when your FD matures so that you won't be penalized with 0.5% interest in the Smart Savers, go deposit mid month, interest maybe drop to 3.55% or even less ). Go with OCBC Premier Savings Account, the interest is about 3.8% guaranteed since one won't be penalized for withdrawals but of course must maintain minimum amount requirement.

Once again, to read more on latest FD Promotions click here to my FD Page at my blog to read my comments.

OCBC has promotion now.

But mostly my FD is put via online banking, easy to get it uplifted.

I heard if you put over the counter, you would need to uplift it over the counter too.

Plus it's so risky to bring cash to bank.

ya. But IBG limits 10k only per day.

The promotion is here

http://www.ocbc.com.my/personal-banking/Ac...moreinfo_button

SC give 3.5% for 6 months
Mach HL gives 3.4% for 12 months.

Still accumulating more info as got FD due end sept 13. Will check out Affin as received brochures mentioned 3.88%...

This is terrible. I will surely complain to BNM if i kena

SC to MBB today transfer, tomorrow morning 8am received.

SC give 3.5% for 6 months
Mach HL gives 3.4% for 12 months.

Still accumulating more info as got FD due end sept 13. Will check out Affin as received brochures mentioned 3.88%...

no necessarily 50:50. u can ask them to put full amount at 4.1% for 60 months. I did that.

EPF tax deduction benefit is up to RM6K per year only but all future (retirement age) withdrawals and gains are indeed tax free so far.

RHB promo finished before I could transfer in time
Now I don't know where to go to cuz all FD promos suck...It's the 1st of Oct, I wonder if any banks have introduced anything good

Their new one gives very low effective rate...otherwise I would have renewed

Yes I have children. Will look into these and thanks. For HLB 2.8 to 2.9 is as good as 1 month fd.

General, if the FD maturity date falls on Saturday, OCBC FD cert maturity date is still printed with Saturday. And OCBC will
pay FD interest for Saturday and Sunday after we make FD withdrawal on the next following Monday

TO ALL:

Fresh from the over, just posted at my Fixed Deposit Page at my Blog, UOB straight forward 12 and 13 months FD Promo at 3.6% and 3.65%

Bro, that is why my TS mentioned in Post#1 to click my blog for FD Rates and Latest Promos 

The Ambank promo is also listed in my FD Page which ends this 15 October plus one or two other promos not mentioned in this thread.