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 Fixed Deposit Rates in Malaysia V5

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bearbear
post Sep 13 2013, 09:45 AM

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So far best rate - KFH 3.8% min 20k?
bearbear
post Sep 13 2013, 09:40 PM

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One with PIDM and another without.

i know im conservative biggrin.gif
bearbear
post Oct 1 2013, 02:33 PM

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RHB 3.78% still on? My 4% with MACH gona expire soon sad.gif

Any update from KFH?

This post has been edited by bearbear: Oct 1 2013, 02:56 PM
bearbear
post Oct 1 2013, 03:06 PM

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Seems like Affin is the best bet for now...they have a branch near my office...hope KFH gv me good news for next few days else will go for Affin 3.6%
bearbear
post Oct 1 2013, 03:23 PM

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QUOTE(wil-i-am @ Oct 1 2013, 03:20 PM)
Went to Affin Bank
They offer 12 months FD @ 5%
Need to top up another 50% sum to buy Smart Income Saver (SIS)
Ask the staff how it works
Told me investment plus insurance
Can any1 enlighten on this?
*
very common 'tactic' by banks, the advise is to ignore it. we always emphasis on pure-FD promos biggrin.gif
bearbear
post Oct 1 2013, 08:12 PM

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QUOTE(pinksapphire @ Oct 1 2013, 06:30 PM)
RHB promo finished before I could transfer in time cry.gif
Now I don't know where to go to cuz all FD promos suck...It's the 1st of Oct, I wonder if any banks have introduced anything good sad.gif
*
Affin 12 months 3.6% as highlighted by Gary
bearbear
post Oct 1 2013, 10:56 PM

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HLB also got...saw in the star 6 months promo (but sucky 1)

1st & 2nd month - 3.1%
3rd to 5th month - 3.2%
6th month - 4%

Effective : 3.3%

This post has been edited by bearbear: Oct 1 2013, 10:56 PM
bearbear
post Oct 2 2013, 11:34 AM

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QUOTE(1282009 @ Oct 2 2013, 11:31 AM)
Hi guys, a quick question here.

For the OCBC smartsaver, if my FD is already matured and withdrawn and if I maintained the amount in my smartsaver for 4th and 5th month, willl I be getting the interest rates of 2.9% if I continue to deposit 1k into the account without any withdrawal?

Thanks.
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Yes, it has no link to your FD.
bearbear
post Oct 7 2013, 11:24 AM

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QUOTE(guy3288 @ Oct 7 2013, 12:19 AM)
why not kuwait finance 3.98% for 12m?
*
for junior only right?
bearbear
post Oct 9 2013, 11:27 PM

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user posted image

This post has been edited by bearbear: Oct 9 2013, 11:28 PM
bearbear
post Oct 10 2013, 10:57 AM

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QUOTE(peterhealth @ Oct 10 2013, 10:13 AM)
So which bank currently offer the best "effective rate" for FD?
If not convenient to share, pls PM, tqvm.
*
Affin 12 months 3.6%
Ambank 9 months 3.55%
Ocbc 3 months 3.7%+ - Please read how to get maximum rate as it involve monthly bank in for your saving account.

KFH Junior 3.98% if you have kids

This post has been edited by bearbear: Oct 10 2013, 10:58 AM
bearbear
post Oct 11 2013, 10:24 AM

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Ok have some funds that expired already, going for Affin unless something vr interesting pop up now which is highly unlikely. sad.gif
bearbear
post Oct 12 2013, 09:41 PM

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QUOTE(Gary1981 @ Oct 12 2013, 07:35 PM)
Earlier SC got offered me 3.5% for 6mnths. But I choose to wait and hunt.

Get to know MBSB give 4.2% for 9mnths. Anyone got further details? Is clean FD or else?

Still holding my bankers cheque. Wait and see.
*
mbsb prom need 20% in saving account effective 3.81%, read page 1
bearbear
post Oct 23 2013, 10:05 AM

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QUOTE(WallChecker @ Oct 23 2013, 12:56 AM)
I thought that CIMB offer best FD for 3 months, at 3.05%? I am using this one cause convenient.
*
OCBC FD promo with saving Acc above 3.7%
bearbear
post Oct 23 2013, 11:44 AM

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QUOTE(TakoC @ Oct 23 2013, 10:59 AM)
What's the EIR?

How much money need to be put inside SA?
*
4.2% for 3 months FD

50% of your FD Amount required in SA, top up RM1000 into your SA to get 2.95% for money inside your SA. Read Post 1
bearbear
post Oct 25 2013, 09:31 AM

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QUOTE(pinksapphire @ Oct 25 2013, 02:17 AM)
For OCBC's 4.2% 3-months deal, the effective rate should be 3.55%, right? Someone mentioned 3.7% earlier, so which one is correct ah?
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How do you get 3.55?
bearbear
post Oct 29 2013, 10:50 AM

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Only under specific promo or certain bank offer such service whereby they credit the monthly interest into your saving accounts.

Of course always better to get monthly but i prioritize the interest % more than this as it is not the deal breaker for me.

This post has been edited by bearbear: Oct 29 2013, 10:51 AM
bearbear
post Oct 30 2013, 12:29 PM

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QUOTE(luminaryxi @ Oct 30 2013, 12:13 PM)
Hi guys, i am newbie here, read through 15 pages of this thread but stil blur. Ive 10k in my savings account. i thought of puttin it in a fd account and meanwhile learn bout investment. May i know which fd offer the best rate? i intend to put 2k to the fd every month. maturity prolly bout 6months/1year , as i dont know when i will need the money

Any helps/tips is highly appreciated.
Thank you. biggrin.gif
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Read 1st page

3 months - OCBC linked with saving account (Up to 3.75% PA)
5 months - Stan Chart 3.5% PA
12 months - Affin / UOB 3.6% PA
bearbear
post Oct 31 2013, 02:31 PM

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yes don't need registration / etc at branch, just do it online at cimbclicks for 3%.
bearbear
post Nov 8 2013, 07:36 PM

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was informed by affin that 3.6 for 12 months is not promo
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