I remember someone mentioning the same previously. BR website still states for deposit above RM20K can get monthly dividend.

Bro, you get monthly devidend?

By the way, for tenures more than 12 months, when are the dividend(s) paid?

TO ALL:

Fresh from the over, just posted at my Fixed Deposit Page at my Blog, UOB straight forward 12 and 13 months FD Promo at 3.6% and 3.65%

So far, all my FD with BR is 12 months. I am getting monthly dividend paid on the same calendar day/date of the month when FD was initially placed.

This post has been edited by bbgoat: Oct 4 2013, 06:16 PM

General, if the FD maturity date falls on Saturday, OCBC FD cert maturity date is still printed with Saturday. And OCBC will
pay FD interest for Saturday and Sunday after we make FD withdrawal on the next following Monday

Yes, I think so.
But I need time to put all monthly dividends from a hard copy to Excel spreadsheet to make sure all figures all correct.

BR only keeps the latest 3 months transactions on saving book and iRakyat website, if we want any transaction
records that older than 3 months, we will need to go to one of the BR branches to request for a hard copy of old
transaction records.

This post has been edited by BoomChaCha: Oct 4 2013, 07:50 PM

Rich BoomChaCha never check if the monthly dividen is in or not ?? . Poor guy like me checked monthly or more often than that !

You placed your FD in between 1 to 3 months, right?

For Affin FD in between 1 to 3 months tenure, the rate is 3.68%
If you want to get 3.78%, you have to place your FD in between 4 to 6 months.

This post has been edited by BoomChaCha: Oct 4 2013, 07:52 PM

Ha ha, just finished reading your article. Is Magika and myself being "mentioned" inside there ??

Dolls, dolls ................

Good read as usual !!

This post has been edited by bbgoat: Oct 4 2013, 08:08 PM

Public bank also paid the interest over the weekend..anyone know does Std Chartered also practice the same ?

Affin has 3.78% straight FD? I must have missed it out somewhere.

I put rm20k , rm4k in CASA.

I placed my FD in 4 months. but the slip was printed as 3.68 p.a . Why?

Nope. rm20k. 20% has to put in CASA. Refer to the first page to check it out.

Oh yeah, just saw it. Does anyone know the effective rate for this (as I don't know how many % is the interest of the CASA)?
Seems like it's the next best thing for banks with PIDM.

Btw, julitte, why didn't you ask them regarding the 3.68% when you checked your deposit slip?

That's why. I forgot to check. I just saw it when I reached home. 😔

Actually rich men are always counting money.. ...poor men have no money to count

By the way, about a month ago, I accompanied my cousin to go to UOB Privilege room, quite surprised I noticed only
2 young female tellers and there were no RMs inside there. The fluorescent lights were so bright that hard to make
everybody fell in sleep. Quite disappointed nothing special there, it was just a very boring, quiet, and formal office
environment..

Please check out my Post#244 on Page #13 about Affin FD promo..
https://forum.lowyat.net/topic/2953389/+240

This is very strange..
I suggest you to call Affin's Call Centre to confirm: 03-5522 3000
http://www.affinbank.com.my

Noticed first page didnt mention Am Bank 3.55% for 9 months even though it was reported here...anyway, re-post here with the brochure again..was thinking of deposit into Am bank this Tuesday but saw your post 3.65% for 13 months...will probably proceed to UOB instead of Am...I am assuming the rate will go down...


Attached thumbnail(s)

Bro, that is why my TS mentioned in Post#1 to click my blog for FD Rates and Latest Promos

The Ambank promo is also listed in my FD Page which ends this 15 October plus one or two other promos not mentioned in this thread.

why not kuwait finance 3.98% for 12m?

for junior only right?

Yes, for Junior account:

http://www.kfh.com.my/kfhmb/v2/contentView...contentId=14290

Just opened 2 junior FDs. The 3.98% rate is still available. But need to open a SA (no book), min RM20.00, I asked them no monthly interest why need SA? End of 1 yr i will take all together.

Free gift from Kuwait Finance is so 'kiddy'- 2 sets of stationery and a generic cheapo pen. BR better anytime.

But the service is good, i spent only 10 mins signing the forms and she delivered the FD to my office 7.0pm. She offers to come and collect cheque for future placement.

Pro: Got PIDM
can avoid putting too many eggs in BR basket.
Con: No monthly interest, so can lose upto RM33 a year for every 50k compared to if there is monthly interest payment.

but what to do?no better rates around.....

Wah That is extraordinary service